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BAC vs. UBER: A Head-to-Head Stock Comparison

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Here’s a clear look at BAC and UBER, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolBACUBER
Company NameBank of America CorporationUber Technologies, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsIndustrials
GICS IndustryBanksGround Transportation
Market Capitalization358.13 billion USD195.47 billion USD
ExchangeNYSENYSE
Listing DateFebruary 21, 1973May 10, 2019
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of BAC and UBER by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BAC vs. UBER: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolBACUBER
5-Day Price Return1.34%2.55%
13-Week Price Return8.00%1.37%
26-Week Price Return4.36%16.74%
52-Week Price Return21.88%26.35%
Month-to-Date Return2.28%6.81%
Year-to-Date Return10.01%55.39%
10-Day Avg. Volume32.33M18.40M
3-Month Avg. Volume39.90M20.55M
3-Month Volatility19.69%29.59%
Beta1.361.49

Profitability

Return on Equity (TTM)

BAC

9.46%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

BAC’s Return on Equity of 9.46% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

UBER

62.42%

Ground Transportation Industry

Max
22.11%
Q3
13.84%
Median
9.66%
Q1
7.55%
Min
0.36%

UBER’s Return on Equity of 62.42% is exceptionally high, placing it well beyond the typical range for the Ground Transportation industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

BAC vs. UBER: A comparison of their Return on Equity (TTM) against their respective Banks and Ground Transportation industry benchmarks.

Net Profit Margin (TTM)

BAC

30.16%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

BAC’s Net Profit Margin of 30.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

UBER

26.68%

Ground Transportation Industry

Max
32.20%
Q3
18.59%
Median
7.11%
Q1
4.13%
Min
-10.38%

A Net Profit Margin of 26.68% places UBER in the upper quartile for the Ground Transportation industry, signifying strong profitability and more effective cost management than most of its peers.

BAC vs. UBER: A comparison of their Net Profit Margin (TTM) against their respective Banks and Ground Transportation industry benchmarks.

Operating Profit Margin (TTM)

BAC

32.74%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

BAC’s Operating Profit Margin of 32.74% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

UBER

9.03%

Ground Transportation Industry

Max
41.31%
Q3
23.16%
Median
11.33%
Q1
6.82%
Min
-12.08%

UBER’s Operating Profit Margin of 9.03% is around the midpoint for the Ground Transportation industry, indicating that its efficiency in managing core business operations is typical for the sector.

BAC vs. UBER: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Ground Transportation industry benchmarks.

Profitability at a Glance

SymbolBACUBER
Return on Equity (TTM)9.46%62.42%
Return on Assets (TTM)0.84%24.38%
Net Profit Margin (TTM)30.16%26.68%
Operating Profit Margin (TTM)32.74%9.03%
Gross Profit Margin (TTM)--33.93%

Financial Strength

Current Ratio (MRQ)

BAC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

UBER

1.11

Ground Transportation Industry

Max
2.03
Q3
1.26
Median
0.89
Q1
0.73
Min
0.38

UBER’s Current Ratio of 1.11 aligns with the median group of the Ground Transportation industry, indicating that its short-term liquidity is in line with its sector peers.

BAC vs. UBER: A comparison of their Current Ratio (MRQ) against their respective Banks and Ground Transportation industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BAC

2.54

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

UBER

0.42

Ground Transportation Industry

Max
2.51
Q3
1.51
Median
1.06
Q1
0.47
Min
0.00

Falling into the lower quartile for the Ground Transportation industry, UBER’s Debt-to-Equity Ratio of 0.42 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

BAC vs. UBER: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Ground Transportation industry benchmarks.

Interest Coverage Ratio (TTM)

BAC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

UBER

-0.24

Ground Transportation Industry

Max
51.07
Q3
22.54
Median
7.94
Q1
2.72
Min
-24.57

UBER has a negative Interest Coverage Ratio of -0.24. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

BAC vs. UBER: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Ground Transportation industry benchmarks.

Financial Strength at a Glance

SymbolBACUBER
Current Ratio (MRQ)--1.11
Quick Ratio (MRQ)--0.97
Debt-to-Equity Ratio (MRQ)2.540.42
Interest Coverage Ratio (TTM)---0.24

Growth

Revenue Growth

BAC vs. UBER: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BAC vs. UBER: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BAC

2.66%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

BAC’s Dividend Yield of 2.66% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

UBER

0.00%

Ground Transportation Industry

Max
5.44%
Q3
2.49%
Median
1.53%
Q1
0.39%
Min
0.00%

UBER currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

BAC vs. UBER: A comparison of their Dividend Yield (TTM) against their respective Banks and Ground Transportation industry benchmarks.

Dividend Payout Ratio (TTM)

BAC

33.91%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

BAC’s Dividend Payout Ratio of 33.91% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

UBER

0.00%

Ground Transportation Industry

Max
137.07%
Q3
74.71%
Median
41.16%
Q1
15.12%
Min
0.00%

UBER has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

BAC vs. UBER: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Ground Transportation industry benchmarks.

Dividend at a Glance

SymbolBACUBER
Dividend Yield (TTM)2.66%0.00%
Dividend Payout Ratio (TTM)33.91%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

BAC

12.73

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

A P/E Ratio of 12.73 places BAC in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

UBER

15.49

Ground Transportation Industry

Max
42.59
Q3
24.86
Median
16.38
Q1
12.79
Min
4.37

UBER’s P/E Ratio of 15.49 is within the middle range for the Ground Transportation industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BAC vs. UBER: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Ground Transportation industry benchmarks.

Price-to-Sales Ratio (TTM)

BAC

2.33

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

UBER

4.13

Ground Transportation Industry

Max
4.02
Q3
2.20
Median
1.23
Q1
0.87
Min
0.22

With a P/S Ratio of 4.13, UBER trades at a valuation that eclipses even the highest in the Ground Transportation industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

BAC vs. UBER: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Ground Transportation industry benchmarks.

Price-to-Book Ratio (MRQ)

BAC

1.17

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

BAC’s P/B Ratio of 1.17 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

UBER

8.63

Ground Transportation Industry

Max
4.95
Q3
2.78
Median
1.38
Q1
1.17
Min
0.64

At 8.63, UBER’s P/B Ratio is at an extreme premium to the Ground Transportation industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

BAC vs. UBER: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Ground Transportation industry benchmarks.

Valuation at a Glance

SymbolBACUBER
Price-to-Earnings Ratio (TTM)12.7315.49
Price-to-Sales Ratio (TTM)2.334.13
Price-to-Book Ratio (MRQ)1.178.63
Price-to-Free Cash Flow Ratio (TTM)8.1222.90