BAC vs. SMCI: A Head-to-Head Stock Comparison

Updated on November 21, 2025

Here’s a clear look at BAC and SMCI, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	BAC	SMCI
Company Name	Bank of America Corporation	Super Micro Computer, Inc.
Country	United States	United States
GICS Sector	Financials	Information Technology
GICS Industry	Banks	Technology Hardware, Storage & Peripherals
Market Capitalization	387.49 billion USD	20.86 billion USD
Exchange	NYSE	NasdaqGS
Listing Date	February 21, 1973	March 29, 2007
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of BAC and SMCI by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BAC vs. SMCI: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BAC	SMCI
5-Day Price Return	-4.01%	-9.38%
13-Week Price Return	7.43%	-19.73%
26-Week Price Return	15.06%	-6.35%
52-Week Price Return	12.16%	79.14%
Month-to-Date Return	-3.69%	-29.91%
Year-to-Date Return	17.13%	19.49%
10-Day Avg. Volume	39.14M	33.59M
3-Month Avg. Volume	35.67M	32.67M
3-Month Volatility	20.76%	60.82%
Beta	1.32	1.60

Profitability

Return on Equity (TTM)

BAC

9.92%

Banks Industry

Max: 25.75%
Q3: 15.51%
Median: 11.91%
Q1: 8.65%
Min: -1.41%

BAC’s Return on Equity of 9.92% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

SMCI

12.46%

Technology Hardware, Storage & Peripherals Industry

Max: 56.93%
Q3: 29.31%
Median: 7.95%
Q1: 5.02%
Min: -7.45%

SMCI’s Return on Equity of 12.46% is on par with the norm for the Technology Hardware, Storage & Peripherals industry, indicating its profitability relative to shareholder equity is typical for the sector.

BAC vs. SMCI: A comparison of their Return on Equity (TTM) against their respective Banks and Technology Hardware, Storage & Peripherals industry benchmarks.

Net Profit Margin (TTM)

BAC

30.16%

Banks Industry

Max: 54.20%
Q3: 35.60%
Median: 28.95%
Q1: 22.27%
Min: 2.66%

BAC’s Net Profit Margin of 30.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

SMCI

3.77%

Technology Hardware, Storage & Peripherals Industry

Max: 17.92%
Q3: 8.33%
Median: 4.15%
Q1: 1.88%
Min: -3.36%

SMCI’s Net Profit Margin of 3.77% is aligned with the median group of its peers in the Technology Hardware, Storage & Peripherals industry. This indicates its ability to convert revenue into profit is typical for the sector.

BAC vs. SMCI: A comparison of their Net Profit Margin (TTM) against their respective Banks and Technology Hardware, Storage & Peripherals industry benchmarks.

Operating Profit Margin (TTM)

BAC

32.74%

Banks Industry

Max: 63.35%
Q3: 44.30%
Median: 37.14%
Q1: 28.21%
Min: 12.28%

BAC’s Operating Profit Margin of 32.74% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

SMCI

4.25%

Technology Hardware, Storage & Peripherals Industry

Max: 20.70%
Q3: 10.85%
Median: 6.05%
Q1: 3.54%
Min: -4.90%

SMCI’s Operating Profit Margin of 4.25% is around the midpoint for the Technology Hardware, Storage & Peripherals industry, indicating that its efficiency in managing core business operations is typical for the sector.

BAC vs. SMCI: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Technology Hardware, Storage & Peripherals industry benchmarks.

Profitability at a Glance

Symbol	BAC	SMCI
Return on Equity (TTM)	9.92%	12.46%
Return on Assets (TTM)	0.88%	6.49%
Net Profit Margin (TTM)	30.16%	3.77%
Operating Profit Margin (TTM)	32.74%	4.25%
Gross Profit Margin (TTM)	--	10.08%

Financial Strength

Current Ratio (MRQ)

BAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SMCI

5.39

Technology Hardware, Storage & Peripherals Industry

Max: 2.51
Q3: 1.90
Median: 1.38
Q1: 0.97
Min: 0.11

SMCI’s Current Ratio of 5.39 is exceptionally high, placing it well outside the typical range for the Technology Hardware, Storage & Peripherals industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.

BAC vs. SMCI: A comparison of their Current Ratio (MRQ) against their respective Banks and Technology Hardware, Storage & Peripherals industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BAC

2.33

Banks Industry

Max: 5.78
Q3: 2.55
Median: 0.94
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

SMCI

0.73

Technology Hardware, Storage & Peripherals Industry

Max: 1.34
Q3: 0.82
Median: 0.42
Q1: 0.16
Min: 0.00

SMCI’s Debt-to-Equity Ratio of 0.73 is typical for the Technology Hardware, Storage & Peripherals industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

BAC vs. SMCI: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Technology Hardware, Storage & Peripherals industry benchmarks.

Interest Coverage Ratio (TTM)

BAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

SMCI

21.34

Technology Hardware, Storage & Peripherals Industry

Max: 143.63
Q3: 62.44
Median: 17.59
Q1: 5.32
Min: -23.93

SMCI’s Interest Coverage Ratio of 21.34 is positioned comfortably within the norm for the Technology Hardware, Storage & Peripherals industry, indicating a standard and healthy capacity to cover its interest payments.

BAC vs. SMCI: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Technology Hardware, Storage & Peripherals industry benchmarks.

Financial Strength at a Glance

Symbol	BAC	SMCI
Current Ratio (MRQ)	--	5.39
Quick Ratio (MRQ)	--	2.86
Debt-to-Equity Ratio (MRQ)	2.33	0.73
Interest Coverage Ratio (TTM)	--	21.34

Growth

Revenue Growth

BAC vs. SMCI: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BAC vs. SMCI: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BAC

2.48%

Banks Industry

Max: 9.92%
Q3: 5.44%
Median: 3.78%
Q1: 2.38%
Min: 0.00%

BAC’s Dividend Yield of 2.48% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

SMCI

0.00%

Technology Hardware, Storage & Peripherals Industry

Max: 4.93%
Q3: 3.31%
Median: 1.70%
Q1: 0.01%
Min: 0.00%

SMCI currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

BAC vs. SMCI: A comparison of their Dividend Yield (TTM) against their respective Banks and Technology Hardware, Storage & Peripherals industry benchmarks.

Dividend Payout Ratio (TTM)

BAC

31.97%

Banks Industry

Max: 135.42%
Q3: 78.13%
Median: 52.54%
Q1: 35.48%
Min: 0.00%

BAC’s Dividend Payout Ratio of 31.97% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

SMCI

0.00%

Technology Hardware, Storage & Peripherals Industry

Max: 136.56%
Q3: 76.58%
Median: 35.95%
Q1: 0.01%
Min: 0.00%

SMCI has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

BAC vs. SMCI: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Technology Hardware, Storage & Peripherals industry benchmarks.

Dividend at a Glance

Symbol	BAC	SMCI
Dividend Yield (TTM)	2.48%	0.00%
Dividend Payout Ratio (TTM)	31.97%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

BAC

12.90

Banks Industry

Max: 21.36
Q3: 13.70
Median: 10.55
Q1: 8.08
Min: 2.84

BAC’s P/E Ratio of 12.90 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

SMCI

25.56

Technology Hardware, Storage & Peripherals Industry

Max: 43.58
Q3: 27.14
Median: 21.23
Q1: 15.28
Min: 8.31

SMCI’s P/E Ratio of 25.56 is within the middle range for the Technology Hardware, Storage & Peripherals industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BAC vs. SMCI: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Technology Hardware, Storage & Peripherals industry benchmarks.

Price-to-Sales Ratio (TTM)

BAC

2.33

Banks Industry

Max: 4.90
Q3: 2.97
Median: 2.24
Q1: 1.58
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

SMCI

0.96

Technology Hardware, Storage & Peripherals Industry

Max: 6.35
Q3: 3.45
Median: 0.96
Q1: 0.46
Min: 0.04

SMCI’s P/S Ratio of 0.96 aligns with the market consensus for the Technology Hardware, Storage & Peripherals industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BAC vs. SMCI: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Technology Hardware, Storage & Peripherals industry benchmarks.

Price-to-Book Ratio (MRQ)

BAC

1.24

Banks Industry

Max: 2.14
Q3: 1.43
Median: 1.13
Q1: 0.87
Min: 0.25

BAC’s P/B Ratio of 1.24 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

SMCI

4.37

Technology Hardware, Storage & Peripherals Industry

Max: 13.94
Q3: 8.15
Median: 1.85
Q1: 0.94
Min: 0.32

SMCI’s P/B Ratio of 4.37 is within the conventional range for the Technology Hardware, Storage & Peripherals industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BAC vs. SMCI: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Technology Hardware, Storage & Peripherals industry benchmarks.

Valuation at a Glance

Symbol	BAC	SMCI
Price-to-Earnings Ratio (TTM)	12.90	25.56
Price-to-Sales Ratio (TTM)	2.33	0.96
Price-to-Book Ratio (MRQ)	1.24	4.37
Price-to-Free Cash Flow Ratio (TTM)	5.25	11.26