BAC vs. RDDT: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BAC and RDDT, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | BAC | RDDT |
|---|---|---|
| Company Name | Bank of America Corporation | Reddit, Inc. |
| Country | United States | United States |
| GICS Sector | Financials | Communication Services |
| GICS Industry | Banks | Interactive Media & Services |
| Market Capitalization | 387.49 billion USD | 36.33 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | March 21, 2024 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of BAC and RDDT by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | BAC | RDDT |
|---|---|---|
| 5-Day Price Return | -4.01% | -5.33% |
| 13-Week Price Return | 7.43% | -21.58% |
| 26-Week Price Return | 15.06% | 71.31% |
| 52-Week Price Return | 12.16% | 46.38% |
| Month-to-Date Return | -3.69% | -7.49% |
| Year-to-Date Return | 17.13% | 18.28% |
| 10-Day Avg. Volume | 39.14M | 5.40M |
| 3-Month Avg. Volume | 35.67M | 6.41M |
| 3-Month Volatility | 20.76% | 65.76% |
| Beta | 1.32 | 2.21 |
Profitability
Return on Equity (TTM)
BAC
9.92%
Banks Industry
- Max
- 25.75%
- Q3
- 15.51%
- Median
- 11.91%
- Q1
- 8.65%
- Min
- -1.41%
BAC’s Return on Equity of 9.92% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.
RDDT
14.94%
Interactive Media & Services Industry
- Max
- 51.86%
- Q3
- 34.65%
- Median
- 13.84%
- Q1
- 6.07%
- Min
- -21.93%
RDDT’s Return on Equity of 14.94% is on par with the norm for the Interactive Media & Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
BAC
30.16%
Banks Industry
- Max
- 54.20%
- Q3
- 35.60%
- Median
- 28.95%
- Q1
- 22.27%
- Min
- 2.66%
BAC’s Net Profit Margin of 30.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.
RDDT
18.33%
Interactive Media & Services Industry
- Max
- 49.74%
- Q3
- 30.89%
- Median
- 20.53%
- Q1
- 7.75%
- Min
- -11.99%
RDDT’s Net Profit Margin of 18.33% is aligned with the median group of its peers in the Interactive Media & Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
BAC
32.74%
Banks Industry
- Max
- 63.35%
- Q3
- 44.30%
- Median
- 37.14%
- Q1
- 28.21%
- Min
- 12.28%
BAC’s Operating Profit Margin of 32.74% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.
RDDT
13.81%
Interactive Media & Services Industry
- Max
- 65.96%
- Q3
- 35.84%
- Median
- 19.27%
- Q1
- 12.16%
- Min
- -18.13%
RDDT’s Operating Profit Margin of 13.81% is around the midpoint for the Interactive Media & Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | BAC | RDDT |
|---|---|---|
| Return on Equity (TTM) | 9.92% | 14.94% |
| Return on Assets (TTM) | 0.88% | 13.58% |
| Net Profit Margin (TTM) | 30.16% | 18.33% |
| Operating Profit Margin (TTM) | 32.74% | 13.81% |
| Gross Profit Margin (TTM) | -- | 91.21% |
Financial Strength
Current Ratio (MRQ)
BAC
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
RDDT
12.13
Interactive Media & Services Industry
- Max
- 3.92
- Q3
- 2.52
- Median
- 1.78
- Q1
- 1.25
- Min
- 0.25
RDDT’s Current Ratio of 12.13 is exceptionally high, placing it well outside the typical range for the Interactive Media & Services industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.
Debt-to-Equity Ratio (MRQ)
BAC
2.33
Banks Industry
- Max
- 5.78
- Q3
- 2.55
- Median
- 0.94
- Q1
- 0.39
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.
RDDT
0.00
Interactive Media & Services Industry
- Max
- 0.87
- Q3
- 0.52
- Median
- 0.30
- Q1
- 0.04
- Min
- 0.00
Falling into the lower quartile for the Interactive Media & Services industry, RDDT’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.
Interest Coverage Ratio (TTM)
BAC
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.
RDDT
--
Interactive Media & Services Industry
- Max
- 16.48
- Q3
- 16.48
- Median
- 6.73
- Q1
- -0.50
- Min
- -3.62
Interest Coverage Ratio data for RDDT is currently unavailable.
Financial Strength at a Glance
| Symbol | BAC | RDDT |
|---|---|---|
| Current Ratio (MRQ) | -- | 12.13 |
| Quick Ratio (MRQ) | -- | 12.04 |
| Debt-to-Equity Ratio (MRQ) | 2.33 | 0.00 |
| Interest Coverage Ratio (TTM) | -- | -- |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BAC
2.48%
Banks Industry
- Max
- 9.92%
- Q3
- 5.44%
- Median
- 3.78%
- Q1
- 2.38%
- Min
- 0.00%
BAC’s Dividend Yield of 2.48% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.
RDDT
0.00%
Interactive Media & Services Industry
- Max
- 3.24%
- Q3
- 1.57%
- Median
- 0.29%
- Q1
- 0.00%
- Min
- 0.00%
RDDT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
BAC
31.97%
Banks Industry
- Max
- 135.42%
- Q3
- 78.13%
- Median
- 52.54%
- Q1
- 35.48%
- Min
- 0.00%
BAC’s Dividend Payout Ratio of 31.97% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
RDDT
0.00%
Interactive Media & Services Industry
- Max
- 101.53%
- Q3
- 41.32%
- Median
- 8.01%
- Q1
- 0.00%
- Min
- 0.00%
RDDT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | BAC | RDDT |
|---|---|---|
| Dividend Yield (TTM) | 2.48% | 0.00% |
| Dividend Payout Ratio (TTM) | 31.97% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
BAC
12.90
Banks Industry
- Max
- 21.36
- Q3
- 13.70
- Median
- 10.55
- Q1
- 8.08
- Min
- 2.84
BAC’s P/E Ratio of 12.90 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
RDDT
101.79
Interactive Media & Services Industry
- Max
- 45.88
- Q3
- 35.11
- Median
- 24.08
- Q1
- 16.48
- Min
- 1.73
At 101.79, RDDT’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Interactive Media & Services industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
Price-to-Sales Ratio (TTM)
BAC
2.33
Banks Industry
- Max
- 4.90
- Q3
- 2.97
- Median
- 2.24
- Q1
- 1.58
- Min
- 0.45
The P/S Ratio is often not a primary valuation tool in the Banks industry.
RDDT
18.66
Interactive Media & Services Industry
- Max
- 18.66
- Q3
- 9.65
- Median
- 5.89
- Q1
- 2.17
- Min
- 0.00
RDDT’s P/S Ratio of 18.66 is in the upper echelon for the Interactive Media & Services industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
BAC
1.24
Banks Industry
- Max
- 2.14
- Q3
- 1.43
- Median
- 1.13
- Q1
- 0.87
- Min
- 0.25
BAC’s P/B Ratio of 1.24 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
RDDT
16.49
Interactive Media & Services Industry
- Max
- 16.71
- Q3
- 8.07
- Median
- 4.11
- Q1
- 1.91
- Min
- 0.16
RDDT’s P/B Ratio of 16.49 is in the upper tier for the Interactive Media & Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | BAC | RDDT |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 12.90 | 101.79 |
| Price-to-Sales Ratio (TTM) | 2.33 | 18.66 |
| Price-to-Book Ratio (MRQ) | 1.24 | 16.49 |
| Price-to-Free Cash Flow Ratio (TTM) | 5.25 | 69.73 |
