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BAC vs. RDDT: A Head-to-Head Stock Comparison

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Here’s a clear look at BAC and RDDT, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolBACRDDT
Company NameBank of America CorporationReddit, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsCommunication Services
GICS IndustryBanksInteractive Media & Services
Market Capitalization349.90 billion USD43.94 billion USD
ExchangeNYSENYSE
Listing DateFebruary 21, 1973March 21, 2024
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of BAC and RDDT by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BAC vs. RDDT: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolBACRDDT
5-Day Price Return5.16%10.83%
13-Week Price Return8.95%111.11%
26-Week Price Return-1.05%8.43%
52-Week Price Return23.76%347.10%
Month-to-Date Return-0.06%46.19%
Year-to-Date Return7.49%43.64%
10-Day Avg. Volume35.63M10.99M
3-Month Avg. Volume44.57M8.23M
3-Month Volatility20.76%69.25%
Beta1.361.97

Profitability

Return on Equity (TTM)

BAC

9.46%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

BAC’s Return on Equity of 9.46% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

RDDT

9.93%

Interactive Media & Services Industry

Max
49.37%
Q3
29.69%
Median
9.73%
Q1
2.47%
Min
-26.19%

RDDT’s Return on Equity of 9.93% is on par with the norm for the Interactive Media & Services industry, indicating its profitability relative to shareholder equity is typical for the sector.

BAC vs. RDDT: A comparison of their Return on Equity (TTM) against their respective Banks and Interactive Media & Services industry benchmarks.

Net Profit Margin (TTM)

BAC

30.16%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

BAC’s Net Profit Margin of 30.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

RDDT

12.97%

Interactive Media & Services Industry

Max
50.41%
Q3
29.38%
Median
17.14%
Q1
3.13%
Min
-30.88%

RDDT’s Net Profit Margin of 12.97% is aligned with the median group of its peers in the Interactive Media & Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

BAC vs. RDDT: A comparison of their Net Profit Margin (TTM) against their respective Banks and Interactive Media & Services industry benchmarks.

Operating Profit Margin (TTM)

BAC

32.74%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

BAC’s Operating Profit Margin of 32.74% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

RDDT

7.87%

Interactive Media & Services Industry

Max
65.96%
Q3
36.95%
Median
18.60%
Q1
5.69%
Min
-18.13%

RDDT’s Operating Profit Margin of 7.87% is around the midpoint for the Interactive Media & Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

BAC vs. RDDT: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Interactive Media & Services industry benchmarks.

Profitability at a Glance

SymbolBACRDDT
Return on Equity (TTM)9.46%9.93%
Return on Assets (TTM)0.84%9.04%
Net Profit Margin (TTM)30.16%12.97%
Operating Profit Margin (TTM)32.74%7.87%
Gross Profit Margin (TTM)--91.04%

Financial Strength

Current Ratio (MRQ)

BAC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RDDT

12.00

Interactive Media & Services Industry

Max
4.30
Q3
2.68
Median
1.96
Q1
1.21
Min
0.45

RDDT’s Current Ratio of 12.00 is exceptionally high, placing it well outside the typical range for the Interactive Media & Services industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.

BAC vs. RDDT: A comparison of their Current Ratio (MRQ) against their respective Banks and Interactive Media & Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BAC

2.54

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

RDDT

0.00

Interactive Media & Services Industry

Max
0.90
Q3
0.47
Median
0.16
Q1
0.03
Min
0.00

Falling into the lower quartile for the Interactive Media & Services industry, RDDT’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

BAC vs. RDDT: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Interactive Media & Services industry benchmarks.

Interest Coverage Ratio (TTM)

BAC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

RDDT

--

Interactive Media & Services Industry

Max
67.60
Q3
29.41
Median
6.36
Q1
-0.87
Min
-37.02

Interest Coverage Ratio data for RDDT is currently unavailable.

BAC vs. RDDT: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Interactive Media & Services industry benchmarks.

Financial Strength at a Glance

SymbolBACRDDT
Current Ratio (MRQ)--12.00
Quick Ratio (MRQ)--11.89
Debt-to-Equity Ratio (MRQ)2.540.00
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

BAC vs. RDDT: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BAC vs. RDDT: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BAC

2.70%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

BAC’s Dividend Yield of 2.70% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

RDDT

0.00%

Interactive Media & Services Industry

Max
1.87%
Q3
1.08%
Median
0.00%
Q1
0.00%
Min
0.00%

RDDT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

BAC vs. RDDT: A comparison of their Dividend Yield (TTM) against their respective Banks and Interactive Media & Services industry benchmarks.

Dividend Payout Ratio (TTM)

BAC

33.91%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

BAC’s Dividend Payout Ratio of 33.91% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

RDDT

0.00%

Interactive Media & Services Industry

Max
87.35%
Q3
38.67%
Median
0.00%
Q1
0.00%
Min
0.00%

RDDT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

BAC vs. RDDT: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Interactive Media & Services industry benchmarks.

Dividend at a Glance

SymbolBACRDDT
Dividend Yield (TTM)2.70%0.00%
Dividend Payout Ratio (TTM)33.91%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

BAC

12.56

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

BAC’s P/E Ratio of 12.56 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

RDDT

203.10

Interactive Media & Services Industry

Max
87.79
Q3
54.33
Median
25.46
Q1
18.76
Min
6.96

At 203.10, RDDT’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Interactive Media & Services industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

BAC vs. RDDT: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Interactive Media & Services industry benchmarks.

Price-to-Sales Ratio (TTM)

BAC

2.33

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

RDDT

26.34

Interactive Media & Services Industry

Max
19.01
Q3
12.39
Median
6.49
Q1
1.94
Min
0.22

With a P/S Ratio of 26.34, RDDT trades at a valuation that eclipses even the highest in the Interactive Media & Services industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

BAC vs. RDDT: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Interactive Media & Services industry benchmarks.

Price-to-Book Ratio (MRQ)

BAC

1.17

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

BAC’s P/B Ratio of 1.17 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

RDDT

11.64

Interactive Media & Services Industry

Max
11.66
Q3
7.17
Median
4.17
Q1
2.80
Min
0.12

RDDT’s P/B Ratio of 11.64 is in the upper tier for the Interactive Media & Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

BAC vs. RDDT: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Interactive Media & Services industry benchmarks.

Valuation at a Glance

SymbolBACRDDT
Price-to-Earnings Ratio (TTM)12.56203.10
Price-to-Sales Ratio (TTM)2.3326.34
Price-to-Book Ratio (MRQ)1.1711.64
Price-to-Free Cash Flow Ratio (TTM)8.01110.72