BAC vs. PLTR: A Head-to-Head Stock Comparison

Updated on August 24, 2025

Here’s a clear look at BAC and PLTR, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	BAC	PLTR
Company Name	Bank of America Corporation	Palantir Technologies Inc.
Country	United States	United States
GICS Sector	Financials	Information Technology
GICS Industry	Banks	Software
Market Capitalization	358.13 billion USD	370.11 billion USD
Exchange	NYSE	NasdaqGS
Listing Date	February 21, 1973	September 30, 2020
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of BAC and PLTR by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BAC vs. PLTR: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BAC	PLTR
5-Day Price Return	1.34%	-13.82%
13-Week Price Return	8.00%	23.49%
26-Week Price Return	4.36%	32.31%
52-Week Price Return	21.88%	380.03%
Month-to-Date Return	2.28%	-1.48%
Year-to-Date Return	10.01%	106.28%
10-Day Avg. Volume	32.33M	83.99M
3-Month Avg. Volume	39.90M	84.29M
3-Month Volatility	19.69%	51.20%
Beta	1.36	2.64

Profitability

Return on Equity (TTM)

BAC

9.46%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

BAC’s Return on Equity of 9.46% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

PLTR

14.64%

Software Industry

Max: 59.01%
Q3: 21.98%
Median: 7.15%
Q1: -11.12%
Min: -51.24%

PLTR’s Return on Equity of 14.64% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.

BAC vs. PLTR: A comparison of their Return on Equity (TTM) against their respective Banks and Software industry benchmarks.

Net Profit Margin (TTM)

BAC

30.16%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

BAC’s Net Profit Margin of 30.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

PLTR

22.18%

Software Industry

Max: 48.14%
Q3: 18.23%
Median: 5.60%
Q1: -9.22%
Min: -49.36%

A Net Profit Margin of 22.18% places PLTR in the upper quartile for the Software industry, signifying strong profitability and more effective cost management than most of its peers.

BAC vs. PLTR: A comparison of their Net Profit Margin (TTM) against their respective Banks and Software industry benchmarks.

Operating Profit Margin (TTM)

BAC

32.74%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

BAC’s Operating Profit Margin of 32.74% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

PLTR

16.55%

Software Industry

Max: 57.34%
Q3: 20.60%
Median: 7.84%
Q1: -8.72%
Min: -51.37%

PLTR’s Operating Profit Margin of 16.55% is around the midpoint for the Software industry, indicating that its efficiency in managing core business operations is typical for the sector.

BAC vs. PLTR: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Software industry benchmarks.

Profitability at a Glance

Symbol	BAC	PLTR
Return on Equity (TTM)	9.46%	14.64%
Return on Assets (TTM)	0.84%	11.65%
Net Profit Margin (TTM)	30.16%	22.18%
Operating Profit Margin (TTM)	32.74%	16.55%
Gross Profit Margin (TTM)	--	80.03%

Financial Strength

Current Ratio (MRQ)

BAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

PLTR

6.32

Software Industry

Max: 3.83
Q3: 2.31
Median: 1.45
Q1: 1.03
Min: 0.24

PLTR’s Current Ratio of 6.32 is exceptionally high, placing it well outside the typical range for the Software industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.

BAC vs. PLTR: A comparison of their Current Ratio (MRQ) against their respective Banks and Software industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BAC

2.54

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

PLTR

0.00

Software Industry

Max: 2.14
Q3: 0.90
Median: 0.29
Q1: 0.00
Min: 0.00

PLTR’s Debt-to-Equity Ratio of 0.00 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

BAC vs. PLTR: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Software industry benchmarks.

Interest Coverage Ratio (TTM)

BAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

PLTR

-1.53

Software Industry

Max: 67.02
Q3: 19.86
Median: 0.70
Q1: -12.50
Min: -53.00

PLTR has a negative Interest Coverage Ratio of -1.53. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

BAC vs. PLTR: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Software industry benchmarks.

Financial Strength at a Glance

Symbol	BAC	PLTR
Current Ratio (MRQ)	--	6.32
Quick Ratio (MRQ)	--	6.19
Debt-to-Equity Ratio (MRQ)	2.54	0.00
Interest Coverage Ratio (TTM)	--	-1.53

Growth

Revenue Growth

BAC vs. PLTR: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BAC vs. PLTR: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BAC

2.66%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

BAC’s Dividend Yield of 2.66% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

PLTR

0.00%

Software Industry

Max: 0.08%
Q3: 0.03%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PLTR currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

BAC vs. PLTR: A comparison of their Dividend Yield (TTM) against their respective Banks and Software industry benchmarks.

Dividend Payout Ratio (TTM)

BAC

33.91%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

BAC’s Dividend Payout Ratio of 33.91% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

PLTR

0.00%

Software Industry

Max: 1.32%
Q3: 0.53%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PLTR has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

BAC vs. PLTR: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Software industry benchmarks.

Dividend at a Glance

Symbol	BAC	PLTR
Dividend Yield (TTM)	2.66%	0.00%
Dividend Payout Ratio (TTM)	33.91%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

BAC

12.73

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

A P/E Ratio of 12.73 places BAC in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

PLTR

485.17

Software Industry

Max: 149.35
Q3: 100.21
Median: 47.97
Q1: 26.77
Min: 11.68

At 485.17, PLTR’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Software industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

BAC vs. PLTR: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Software industry benchmarks.

Price-to-Sales Ratio (TTM)

BAC

2.33

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

PLTR

107.63

Software Industry

Max: 25.24
Q3: 13.52
Median: 8.15
Q1: 4.87
Min: 0.98

With a P/S Ratio of 107.63, PLTR trades at a valuation that eclipses even the highest in the Software industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

BAC vs. PLTR: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Software industry benchmarks.

Price-to-Book Ratio (MRQ)

BAC

1.17

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

BAC’s P/B Ratio of 1.17 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

PLTR

54.26

Software Industry

Max: 30.95
Q3: 14.91
Median: 7.75
Q1: 3.60
Min: 0.38

At 54.26, PLTR’s P/B Ratio is at an extreme premium to the Software industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

BAC vs. PLTR: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Software industry benchmarks.

Valuation at a Glance

Symbol	BAC	PLTR
Price-to-Earnings Ratio (TTM)	12.73	485.17
Price-to-Sales Ratio (TTM)	2.33	107.63
Price-to-Book Ratio (MRQ)	1.17	54.26
Price-to-Free Cash Flow Ratio (TTM)	8.12	216.73