BAC vs. MU: A Head-to-Head Stock Comparison

Updated on August 23, 2025

Here’s a clear look at BAC and MU, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	BAC	MU
Company Name	Bank of America Corporation	Micron Technology, Inc.
Country	United States	United States
GICS Sector	Financials	Information Technology
GICS Industry	Banks	Semiconductors & Semiconductor Equipment
Market Capitalization	358.13 billion USD	131.17 billion USD
Exchange	NYSE	NasdaqGS
Listing Date	February 21, 1973	June 1, 1984
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of BAC and MU by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BAC vs. MU: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BAC	MU
5-Day Price Return	1.34%	-6.45%
13-Week Price Return	8.00%	18.81%
26-Week Price Return	4.36%	22.53%
52-Week Price Return	21.88%	7.90%
Month-to-Date Return	2.28%	7.39%
Year-to-Date Return	10.01%	39.27%
10-Day Avg. Volume	32.33M	20.82M
3-Month Avg. Volume	39.90M	21.56M
3-Month Volatility	19.69%	39.01%
Beta	1.36	1.52

Profitability

Return on Equity (TTM)

BAC

9.46%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

BAC’s Return on Equity of 9.46% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

MU

13.02%

Semiconductors & Semiconductor Equipment Industry

Max: 52.74%
Q3: 23.49%
Median: 11.60%
Q1: 3.23%
Min: -20.69%

MU’s Return on Equity of 13.02% is on par with the norm for the Semiconductors & Semiconductor Equipment industry, indicating its profitability relative to shareholder equity is typical for the sector.

BAC vs. MU: A comparison of their Return on Equity (TTM) against their respective Banks and Semiconductors & Semiconductor Equipment industry benchmarks.

Net Profit Margin (TTM)

BAC

30.16%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

BAC’s Net Profit Margin of 30.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

MU

18.41%

Semiconductors & Semiconductor Equipment Industry

Max: 44.17%
Q3: 22.38%
Median: 11.95%
Q1: 3.21%
Min: -25.16%

MU’s Net Profit Margin of 18.41% is aligned with the median group of its peers in the Semiconductors & Semiconductor Equipment industry. This indicates its ability to convert revenue into profit is typical for the sector.

BAC vs. MU: A comparison of their Net Profit Margin (TTM) against their respective Banks and Semiconductors & Semiconductor Equipment industry benchmarks.

Operating Profit Margin (TTM)

BAC

32.74%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

BAC’s Operating Profit Margin of 32.74% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

MU

22.59%

Semiconductors & Semiconductor Equipment Industry

Max: 58.03%
Q3: 27.84%
Median: 12.45%
Q1: 5.15%
Min: -28.61%

MU’s Operating Profit Margin of 22.59% is around the midpoint for the Semiconductors & Semiconductor Equipment industry, indicating that its efficiency in managing core business operations is typical for the sector.

BAC vs. MU: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Semiconductors & Semiconductor Equipment industry benchmarks.

Profitability at a Glance

Symbol	BAC	MU
Return on Equity (TTM)	9.46%	13.02%
Return on Assets (TTM)	0.84%	8.52%
Net Profit Margin (TTM)	30.16%	18.41%
Operating Profit Margin (TTM)	32.74%	22.59%
Gross Profit Margin (TTM)	--	37.13%

Financial Strength

Current Ratio (MRQ)

BAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

MU

2.75

Semiconductors & Semiconductor Equipment Industry

Max: 8.42
Q3: 4.70
Median: 2.75
Q1: 2.07
Min: 1.04

MU’s Current Ratio of 2.75 aligns with the median group of the Semiconductors & Semiconductor Equipment industry, indicating that its short-term liquidity is in line with its sector peers.

BAC vs. MU: A comparison of their Current Ratio (MRQ) against their respective Banks and Semiconductors & Semiconductor Equipment industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BAC

2.54

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

MU

0.31

Semiconductors & Semiconductor Equipment Industry

Max: 1.09
Q3: 0.45
Median: 0.22
Q1: 0.01
Min: 0.00

MU’s Debt-to-Equity Ratio of 0.31 is typical for the Semiconductors & Semiconductor Equipment industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

BAC vs. MU: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Semiconductors & Semiconductor Equipment industry benchmarks.

Interest Coverage Ratio (TTM)

BAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

MU

20.08

Semiconductors & Semiconductor Equipment Industry

Max: 174.00
Q3: 81.10
Median: 27.22
Q1: 7.28
Min: -4.26

MU’s Interest Coverage Ratio of 20.08 is positioned comfortably within the norm for the Semiconductors & Semiconductor Equipment industry, indicating a standard and healthy capacity to cover its interest payments.

BAC vs. MU: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Semiconductors & Semiconductor Equipment industry benchmarks.

Financial Strength at a Glance

Symbol	BAC	MU
Current Ratio (MRQ)	--	2.75
Quick Ratio (MRQ)	--	1.89
Debt-to-Equity Ratio (MRQ)	2.54	0.31
Interest Coverage Ratio (TTM)	--	20.08

Growth

Revenue Growth

BAC vs. MU: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BAC vs. MU: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BAC

2.66%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

BAC’s Dividend Yield of 2.66% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

MU

0.40%

Semiconductors & Semiconductor Equipment Industry

Max: 4.16%
Q3: 1.78%
Median: 0.74%
Q1: 0.00%
Min: 0.00%

MU’s Dividend Yield of 0.40% is consistent with its peers in the Semiconductors & Semiconductor Equipment industry, providing a dividend return that is standard for its sector.

BAC vs. MU: A comparison of their Dividend Yield (TTM) against their respective Banks and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend Payout Ratio (TTM)

BAC

33.91%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

BAC’s Dividend Payout Ratio of 33.91% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

MU

8.37%

Semiconductors & Semiconductor Equipment Industry

Max: 196.12%
Q3: 87.72%
Median: 26.57%
Q1: 0.00%
Min: 0.00%

MU’s Dividend Payout Ratio of 8.37% is within the typical range for the Semiconductors & Semiconductor Equipment industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BAC vs. MU: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend at a Glance

Symbol	BAC	MU
Dividend Yield (TTM)	2.66%	0.40%
Dividend Payout Ratio (TTM)	33.91%	8.37%

Valuation

Price-to-Earnings Ratio (TTM)

BAC

12.73

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

A P/E Ratio of 12.73 places BAC in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

MU

20.84

Semiconductors & Semiconductor Equipment Industry

Max: 109.37
Q3: 57.11
Median: 28.95
Q1: 22.13
Min: 11.14

In the lower quartile for the Semiconductors & Semiconductor Equipment industry, MU’s P/E Ratio of 20.84 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

BAC vs. MU: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Sales Ratio (TTM)

BAC

2.33

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

MU

3.84

Semiconductors & Semiconductor Equipment Industry

Max: 16.09
Q3: 10.10
Median: 4.82
Q1: 2.60
Min: 0.93

MU’s P/S Ratio of 3.84 aligns with the market consensus for the Semiconductors & Semiconductor Equipment industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BAC vs. MU: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Book Ratio (MRQ)

BAC

1.17

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

BAC’s P/B Ratio of 1.17 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

MU

2.13

Semiconductors & Semiconductor Equipment Industry

Max: 13.56
Q3: 6.75
Median: 3.68
Q1: 1.89
Min: 0.60

MU’s P/B Ratio of 2.13 is within the conventional range for the Semiconductors & Semiconductor Equipment industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BAC vs. MU: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Semiconductors & Semiconductor Equipment industry benchmarks.

Valuation at a Glance

Symbol	BAC	MU
Price-to-Earnings Ratio (TTM)	12.73	20.84
Price-to-Sales Ratio (TTM)	2.33	3.84
Price-to-Book Ratio (MRQ)	1.17	2.13
Price-to-Free Cash Flow Ratio (TTM)	8.12	65.07