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BAC vs. IDCBY: A Head-to-Head Stock Comparison

Here's a clear look at BAC and IDCBY, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolBACIDCBY
Company NameBank of America CorporationIndustrial and Commercial Bank of China Limited
CountryUnited StatesChina
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization377.06 billion USD414.41 billion USD
CurrencyUSDUSD
ExchangeNYSEOTC Markets OTCPK
Listing DateFebruary 21, 1973January 20, 2010
Security TypeCommon StockADR

BAC is a standard domestic listing, while IDCBY trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

BAC's market capitalization stands at 377.06 billion USD, while IDCBY's is 414.41 billion USD, indicating their market valuations are broadly comparable.

IDCBY is an American Depositary Receipt (ADR), allowing U.S. investors direct exposure to its non-U.S. operations. BAC, on the other hand, is a domestic entity.

Historical Performance

This chart compares the performance of BAC and IDCBY by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BAC vs. IDCBY: Growth of a $10,000 investment over the past five years.

Historical Performance at a Glance

SymbolBACIDCBY
5-Day Price Return4.95%-2.53%
13-Week Price Return-5.57%-6.88%
26-Week Price Return3.75%1.81%
52-Week Price Return41.43%13.48%
Month-to-Date Return7.77%-4.32%
Year-to-Date Return-4.47%-7.82%
10-Day Avg. Volume34.04M304.12M
3-Month Avg. Volume40.23M308.95M
3-Month Volatility26.61%17.00%
Beta1.27-0.14

BAC has a positive beta (1.27), indicating it generally moves with the broader market, whereas IDCBY has a negative beta (-0.14), often moving inversely, which can offer diversification or hedging benefits.

Profitability

Return on Equity (TTM)

BAC

10.19%

Banks Industry
Max
24.14%
Q3
15.44%
Median
11.45%
Q1
8.99%
Min
2.22%

BAC's Return on Equity of 10.19% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

IDCBY

8.90%

Banks Industry
Max
24.14%
Q3
15.44%
Median
11.45%
Q1
8.99%
Min
2.22%

IDCBY's Return on Equity of 8.90% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

BAC vs. IDCBY: A comparison of their Return on Equity (TTM) against the Banks industry benchmark.

Net Profit Margin (TTM)

BAC

30.16%

Banks Industry
Max
54.20%
Q3
34.95%
Median
28.81%
Q1
21.97%
Min
2.66%

BAC's Net Profit Margin of 30.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

IDCBY

40.77%

Banks Industry
Max
54.20%
Q3
34.95%
Median
28.81%
Q1
21.97%
Min
2.66%

A Net Profit Margin of 40.77% places IDCBY in the upper quartile for the Banks industry, signifying strong profitability and more effective cost management than most of its peers.

BAC vs. IDCBY: A comparison of their Net Profit Margin (TTM) against the Banks industry benchmark.

Operating Profit Margin (TTM)

BAC

32.74%

Banks Industry
Max
63.35%
Q3
44.06%
Median
36.71%
Q1
28.13%
Min
12.28%

BAC's Operating Profit Margin of 32.74% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

IDCBY

46.38%

Banks Industry
Max
63.35%
Q3
44.06%
Median
36.71%
Q1
28.13%
Min
12.28%

An Operating Profit Margin of 46.38% places IDCBY in the upper quartile for the Banks industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

BAC vs. IDCBY: A comparison of their Operating Profit Margin (TTM) against the Banks industry benchmark.

Profitability at a Glance

SymbolBACIDCBY
Return on Equity (TTM)10.19%8.90%
Return on Assets (TTM)0.90%0.70%
Net Profit Margin (TTM)30.16%40.77%
Operating Profit Margin (TTM)32.74%46.38%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

BAC

--

Banks Industry
Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

IDCBY

--

Banks Industry
Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BAC vs. IDCBY: A comparison of their Current Ratio (MRQ) against the Banks industry benchmark.

Debt-to-Equity Ratio (MRQ)

BAC

2.34

Banks Industry
Max
4.88
Q3
2.58
Median
0.97
Q1
0.33
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

IDCBY

1.17

Banks Industry
Max
4.88
Q3
2.58
Median
0.97
Q1
0.33
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

BAC vs. IDCBY: A comparison of their Debt-to-Equity Ratio (MRQ) against the Banks industry benchmark.

Interest Coverage Ratio (TTM)

BAC

--

Banks Industry
Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

IDCBY

--

Banks Industry
Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

BAC vs. IDCBY: A comparison of their Interest Coverage Ratio (TTM) against the Banks industry benchmark.

Financial Strength at a Glance

SymbolBACIDCBY
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)2.341.17
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

BAC vs. IDCBY: A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolBACIDCBY
Revenue Growth (MRQ vs Prior YoY)71.37%9.19%
Revenue Growth (TTM vs Prior YoY)99.37%10.66%
3-Year Revenue CAGR0.62%6.38%
5-Year Revenue CAGR4.74%8.24%

EPS Growth

BAC vs. IDCBY: A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolBACIDCBY
EPS Growth (MRQ vs Prior YoY)16.78%1.88%
EPS Growth (TTM vs Prior YoY)16.51%0.73%
3-Year EPS CAGR5.63%0.68%
5-Year EPS CAGR14.32%3.13%

Dividend

Dividend Yield (TTM)

BAC

2.54%

Banks Industry
Max
9.82%
Q3
5.29%
Median
3.61%
Q1
2.24%
Min
0.00%

BAC's Dividend Yield of 2.54% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

IDCBY

5.29%

Banks Industry
Max
9.82%
Q3
5.29%
Median
3.61%
Q1
2.24%
Min
0.00%

IDCBY's Dividend Yield of 5.29% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

BAC vs. IDCBY: A comparison of their Dividend Yield (TTM) against the Banks industry benchmark.

Dividend Payout Ratio (TTM)

BAC

31.22%

Banks Industry
Max
134.04%
Q3
76.80%
Median
51.45%
Q1
34.12%
Min
0.00%

BAC's Dividend Payout Ratio of 31.22% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

IDCBY

46.44%

Banks Industry
Max
134.04%
Q3
76.80%
Median
51.45%
Q1
34.12%
Min
0.00%

IDCBY's Dividend Payout Ratio of 46.44% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BAC vs. IDCBY: A comparison of their Dividend Payout Ratio (TTM) against the Banks industry benchmark.

Dividend at a Glance

SymbolBACIDCBY
Dividend Yield (TTM)2.54%5.29%
Dividend Payout Ratio (TTM)31.22%46.44%

Valuation

Price-to-Earnings Ratio (TTM)

BAC

12.31

Banks Industry
Max
23.17
Q3
14.65
Median
11.29
Q1
8.39
Min
3.07

BAC's P/E Ratio of 12.31 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

IDCBY

6.78

Banks Industry
Max
23.17
Q3
14.65
Median
11.29
Q1
8.39
Min
3.07

In the lower quartile for the Banks industry, IDCBY's P/E Ratio of 6.78 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

BAC vs. IDCBY: A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry benchmark.

Price-to-Sales Ratio (TTM)

BAC

2.33

Banks Industry
Max
4.90
Q3
3.01
Median
2.18
Q1
1.56
Min
0.39

The P/S Ratio is often not a primary valuation tool in the Banks industry.

IDCBY

1.91

Banks Industry
Max
4.90
Q3
3.01
Median
2.18
Q1
1.56
Min
0.39

The P/S Ratio is often not a primary valuation tool in the Banks industry.

BAC vs. IDCBY: A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry benchmark.

Price-to-Book Ratio (MRQ)

BAC

1.32

Banks Industry
Max
2.42
Q3
1.59
Median
1.21
Q1
0.95
Min
0.13

BAC's P/B Ratio of 1.32 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock's price is neither at a significant premium nor a discount to the book value of its peers.

IDCBY

0.61

Banks Industry
Max
2.42
Q3
1.59
Median
1.21
Q1
0.95
Min
0.13

IDCBY's P/B Ratio of 0.61 is in the lower quartile for the Banks industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

BAC vs. IDCBY: A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry benchmark.

Valuation at a Glance

SymbolBACIDCBY
Price-to-Earnings Ratio (TTM)12.316.78
Price-to-Sales Ratio (TTM)2.331.91
Price-to-Book Ratio (MRQ)1.320.61
Price-to-Free Cash Flow Ratio (TTM)5.181.25