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BAC vs. CSCO: A Head-to-Head Stock Comparison

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Here’s a clear look at BAC and CSCO, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolBACCSCO
Company NameBank of America CorporationCisco Systems, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsInformation Technology
GICS IndustryBanksCommunications Equipment
Market Capitalization358.13 billion USD265.76 billion USD
ExchangeNYSENasdaqGS
Listing DateFebruary 21, 1973February 16, 1990
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of BAC and CSCO by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BAC vs. CSCO: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolBACCSCO
5-Day Price Return1.34%-3.16%
13-Week Price Return8.00%4.99%
26-Week Price Return4.36%5.12%
52-Week Price Return21.88%34.27%
Month-to-Date Return2.28%-1.42%
Year-to-Date Return10.01%13.36%
10-Day Avg. Volume32.33M27.80M
3-Month Avg. Volume39.90M20.51M
3-Month Volatility19.69%19.17%
Beta1.360.98

Profitability

Return on Equity (TTM)

BAC

9.46%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

BAC’s Return on Equity of 9.46% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

CSCO

22.74%

Communications Equipment Industry

Max
32.05%
Q3
19.58%
Median
11.77%
Q1
2.23%
Min
-11.93%

In the upper quartile for the Communications Equipment industry, CSCO’s Return on Equity of 22.74% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

BAC vs. CSCO: A comparison of their Return on Equity (TTM) against their respective Banks and Communications Equipment industry benchmarks.

Net Profit Margin (TTM)

BAC

30.16%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

BAC’s Net Profit Margin of 30.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

CSCO

18.45%

Communications Equipment Industry

Max
23.65%
Q3
14.32%
Median
5.31%
Q1
1.45%
Min
-12.72%

A Net Profit Margin of 18.45% places CSCO in the upper quartile for the Communications Equipment industry, signifying strong profitability and more effective cost management than most of its peers.

BAC vs. CSCO: A comparison of their Net Profit Margin (TTM) against their respective Banks and Communications Equipment industry benchmarks.

Operating Profit Margin (TTM)

BAC

32.74%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

BAC’s Operating Profit Margin of 32.74% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

CSCO

21.38%

Communications Equipment Industry

Max
42.27%
Q3
18.90%
Median
6.21%
Q1
2.97%
Min
-20.72%

An Operating Profit Margin of 21.38% places CSCO in the upper quartile for the Communications Equipment industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

BAC vs. CSCO: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Communications Equipment industry benchmarks.

Profitability at a Glance

SymbolBACCSCO
Return on Equity (TTM)9.46%22.74%
Return on Assets (TTM)0.84%8.58%
Net Profit Margin (TTM)30.16%18.45%
Operating Profit Margin (TTM)32.74%21.38%
Gross Profit Margin (TTM)--65.56%

Financial Strength

Current Ratio (MRQ)

BAC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CSCO

1.01

Communications Equipment Industry

Max
1.72
Q3
1.72
Median
1.46
Q1
1.18
Min
0.93

CSCO’s Current Ratio of 1.01 falls into the lower quartile for the Communications Equipment industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

BAC vs. CSCO: A comparison of their Current Ratio (MRQ) against their respective Banks and Communications Equipment industry benchmarks.

Debt-to-Equity Ratio (MRQ)

BAC

2.54

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

CSCO

0.60

Communications Equipment Industry

Max
1.55
Q3
0.92
Median
0.55
Q1
0.30
Min
0.00

CSCO’s Debt-to-Equity Ratio of 0.60 is typical for the Communications Equipment industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

BAC vs. CSCO: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Communications Equipment industry benchmarks.

Interest Coverage Ratio (TTM)

BAC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

CSCO

20.35

Communications Equipment Industry

Max
181.73
Q3
113.63
Median
7.59
Q1
3.82
Min
-5.39

CSCO’s Interest Coverage Ratio of 20.35 is positioned comfortably within the norm for the Communications Equipment industry, indicating a standard and healthy capacity to cover its interest payments.

BAC vs. CSCO: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Communications Equipment industry benchmarks.

Financial Strength at a Glance

SymbolBACCSCO
Current Ratio (MRQ)--1.01
Quick Ratio (MRQ)--0.92
Debt-to-Equity Ratio (MRQ)2.540.60
Interest Coverage Ratio (TTM)--20.35

Growth

Revenue Growth

BAC vs. CSCO: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BAC vs. CSCO: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BAC

2.66%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

BAC’s Dividend Yield of 2.66% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

CSCO

2.42%

Communications Equipment Industry

Max
3.88%
Q3
2.75%
Median
0.93%
Q1
0.00%
Min
0.00%

CSCO’s Dividend Yield of 2.42% is consistent with its peers in the Communications Equipment industry, providing a dividend return that is standard for its sector.

BAC vs. CSCO: A comparison of their Dividend Yield (TTM) against their respective Banks and Communications Equipment industry benchmarks.

Dividend Payout Ratio (TTM)

BAC

33.91%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

BAC’s Dividend Payout Ratio of 33.91% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

CSCO

61.58%

Communications Equipment Industry

Max
111.16%
Q3
55.91%
Median
28.42%
Q1
0.00%
Min
0.00%

CSCO’s Dividend Payout Ratio of 61.58% is in the upper quartile for the Communications Equipment industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

BAC vs. CSCO: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Communications Equipment industry benchmarks.

Dividend at a Glance

SymbolBACCSCO
Dividend Yield (TTM)2.66%2.42%
Dividend Payout Ratio (TTM)33.91%61.58%

Valuation

Price-to-Earnings Ratio (TTM)

BAC

12.73

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

A P/E Ratio of 12.73 places BAC in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

CSCO

25.42

Communications Equipment Industry

Max
57.30
Q3
47.92
Median
27.50
Q1
17.89
Min
13.89

CSCO’s P/E Ratio of 25.42 is within the middle range for the Communications Equipment industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BAC vs. CSCO: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Communications Equipment industry benchmarks.

Price-to-Sales Ratio (TTM)

BAC

2.33

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

CSCO

4.69

Communications Equipment Industry

Max
11.03
Q3
5.53
Median
2.20
Q1
0.99
Min
0.40

CSCO’s P/S Ratio of 4.69 aligns with the market consensus for the Communications Equipment industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BAC vs. CSCO: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Communications Equipment industry benchmarks.

Price-to-Book Ratio (MRQ)

BAC

1.17

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

BAC’s P/B Ratio of 1.17 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

CSCO

5.71

Communications Equipment Industry

Max
9.66
Q3
5.60
Median
3.73
Q1
2.67
Min
0.30

CSCO’s P/B Ratio of 5.71 is in the upper tier for the Communications Equipment industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

BAC vs. CSCO: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Communications Equipment industry benchmarks.

Valuation at a Glance

SymbolBACCSCO
Price-to-Earnings Ratio (TTM)12.7325.42
Price-to-Sales Ratio (TTM)2.334.69
Price-to-Book Ratio (MRQ)1.175.71
Price-to-Free Cash Flow Ratio (TTM)8.1220.00