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AXP vs. TRV: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at AXP and TRV, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.

Company Overview

AXP dwarfs TRV in market cap, clocking in at 200.37 billion USD—about 3.26 times the 61.43 billion USD of its counterpart.

AXP rides a wilder wave with a beta of 1.24, hinting at bigger swings than TRV’s steadier 0.55.

SymbolAXPTRV
Company NameAmerican Express CompanyThe Travelers Companies, Inc.
CountryUSUS
SectorFinancial ServicesFinancial Services
IndustryFinancial - Credit ServicesInsurance - Property & Casualty
CEOMr. Stephen Joseph SqueriMr. Alan David Schnitzer J.D.
Price286 USD271.15 USD
Market Cap200.37 billion USD61.43 billion USD
Beta1.2390.546
ExchangeNYSENYSE
IPO DateJune 1, 1972November 17, 1975
ADRNoNo

Performance Comparison

This chart compares the performance of AXP and TRV over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

For a detailed comparison of valuation metrics between AXP and TRV, please refer to the table below.

SymbolAXPTRV
Price-to-Earnings Ratio (P/E, TTM)19.5114.41
Forward PEG Ratio (TTM)1.830.73
Price-to-Sales Ratio (P/S, TTM)2.661.31
Price-to-Book Ratio (P/B, TTM)6.432.18
Price-to-Free Cash Flow Ratio (P/FCF, TTM)17.716.84
EV-to-EBITDA (TTM)13.574.74
EV-to-Sales (TTM)2.671.46
EV-to-Free Cash Flow (TTM)17.747.66

Dividend Comparison

Both AXP at 1.02% and TRV at 1.55% pay dividends, blending income with growth in their strategies. Yet TRV’s 1.55% yield, 52% above AXP’s 1.02%, suggests a focus on generous payouts—possibly from stronger profits—while AXP leans toward reinvestment, perhaps due to tighter margins.

SymbolAXPTRV
Dividend Yield (TTM)1.02%1.55%

Financial Strength Metrics Comparison

This section dives into the financial resilience of AXP and TRV, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

  • AXP posts a current ratio of 0.32 under 1, where current assets fall short of covering short-term debts—manageable perhaps with solid cash inflows. Compare that to TRV, sitting at 26.20, where liabilities are comfortably met.
  • AXP’s quick ratio sits at 0.32 below 0.8, leaving its cash and near-cash assets shy of short-term obligations—potentially a stretch without extra funds. Meanwhile, TRV lands at 26.20, with enough liquidity to spare.
SymbolAXPTRV
Current Ratio (TTM)0.3226.20
Quick Ratio (TTM)0.3226.20
Debt-to-Equity Ratio (TTM)1.690.28
Debt-to-Assets Ratio (TTM)0.190.06
Interest Coverage Ratio (TTM)1.599.71