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AXP vs. TM: A Head-to-Head Stock Comparison

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Here’s a clear look at AXP and TM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

AXP is a standard domestic listing, while TM trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

SymbolAXPTM
Company NameAmerican Express CompanyToyota Motor Corporation
CountryUnited StatesJapan
GICS SectorFinancialsConsumer Discretionary
GICS IndustryConsumer FinanceAutomobiles
Market Capitalization214.61 billion USD259.61 billion USD
ExchangeNYSENYSE
Listing DateJune 1, 1972March 17, 1980
Security TypeCommon StockADR

Historical Performance

This chart compares the performance of AXP and TM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AXP vs. TM: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAXPTM
5-Day Price Return0.22%1.74%
13-Week Price Return3.04%9.76%
26-Week Price Return0.29%3.56%
52-Week Price Return21.39%14.38%
Month-to-Date Return3.04%8.47%
Year-to-Date Return3.91%-7.02%
10-Day Avg. Volume2.33M32.22M
3-Month Avg. Volume2.74M29.91M
3-Month Volatility22.06%36.57%
Beta1.321.47

Profitability

Return on Equity (TTM)

AXP

32.87%

Consumer Finance Industry

Max
32.87%
Q3
20.39%
Median
14.14%
Q1
7.64%
Min
-10.63%

In the upper quartile for the Consumer Finance industry, AXP’s Return on Equity of 32.87% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

TM

12.02%

Automobiles Industry

Max
25.70%
Q3
12.88%
Median
6.92%
Q1
0.71%
Min
-15.89%

TM’s Return on Equity of 12.02% is on par with the norm for the Automobiles industry, indicating its profitability relative to shareholder equity is typical for the sector.

AXP vs. TM: A comparison of their Return on Equity (TTM) against their respective Consumer Finance and Automobiles industry benchmarks.

Net Profit Margin (TTM)

AXP

13.55%

Consumer Finance Industry

Max
19.68%
Q3
15.94%
Median
13.37%
Q1
9.73%
Min
3.66%

AXP’s Net Profit Margin of 13.55% is aligned with the median group of its peers in the Consumer Finance industry. This indicates its ability to convert revenue into profit is typical for the sector.

TM

8.82%

Automobiles Industry

Max
9.92%
Q3
5.78%
Median
3.23%
Q1
0.11%
Min
-5.31%

A Net Profit Margin of 8.82% places TM in the upper quartile for the Automobiles industry, signifying strong profitability and more effective cost management than most of its peers.

AXP vs. TM: A comparison of their Net Profit Margin (TTM) against their respective Consumer Finance and Automobiles industry benchmarks.

Operating Profit Margin (TTM)

AXP

17.15%

Consumer Finance Industry

Max
50.11%
Q3
29.38%
Median
18.31%
Q1
14.26%
Min
-5.45%

AXP’s Operating Profit Margin of 17.15% is around the midpoint for the Consumer Finance industry, indicating that its efficiency in managing core business operations is typical for the sector.

TM

9.60%

Automobiles Industry

Max
13.07%
Q3
7.22%
Median
5.29%
Q1
0.43%
Min
-4.46%

An Operating Profit Margin of 9.60% places TM in the upper quartile for the Automobiles industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

AXP vs. TM: A comparison of their Operating Profit Margin (TTM) against their respective Consumer Finance and Automobiles industry benchmarks.

Profitability at a Glance

SymbolAXPTM
Return on Equity (TTM)32.87%12.02%
Return on Assets (TTM)3.62%4.61%
Net Profit Margin (TTM)13.55%8.82%
Operating Profit Margin (TTM)17.15%9.60%
Gross Profit Margin (TTM)61.37%19.29%

Financial Strength

Current Ratio (MRQ)

AXP

0.71

Consumer Finance Industry

Max
5.34
Q3
4.21
Median
2.67
Q1
0.71
Min
0.20

For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

TM

1.27

Automobiles Industry

Max
2.19
Q3
1.54
Median
1.26
Q1
1.09
Min
0.48

TM’s Current Ratio of 1.27 aligns with the median group of the Automobiles industry, indicating that its short-term liquidity is in line with its sector peers.

AXP vs. TM: A comparison of their Current Ratio (MRQ) against their respective Consumer Finance and Automobiles industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AXP

6.47

Consumer Finance Industry

Max
6.63
Q3
3.39
Median
2.21
Q1
0.94
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.

TM

1.07

Automobiles Industry

Max
2.34
Q3
1.13
Median
0.58
Q1
0.28
Min
0.06

TM’s Debt-to-Equity Ratio of 1.07 is typical for the Automobiles industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

AXP vs. TM: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Consumer Finance and Automobiles industry benchmarks.

Interest Coverage Ratio (TTM)

AXP

33.37

Consumer Finance Industry

Max
49.63
Q3
39.33
Median
4.56
Q1
2.97
Min
-15.69

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.

TM

--

Automobiles Industry

Max
77.87
Q3
42.86
Median
13.88
Q1
2.13
Min
-49.07

Interest Coverage Ratio data for TM is currently unavailable.

AXP vs. TM: A comparison of their Interest Coverage Ratio (TTM) against their respective Consumer Finance and Automobiles industry benchmarks.

Financial Strength at a Glance

SymbolAXPTM
Current Ratio (MRQ)0.711.27
Quick Ratio (MRQ)0.711.11
Debt-to-Equity Ratio (MRQ)6.471.07
Interest Coverage Ratio (TTM)33.37--

Growth

Revenue Growth

AXP vs. TM: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AXP vs. TM: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AXP

0.99%

Consumer Finance Industry

Max
8.31%
Q3
3.93%
Median
2.51%
Q1
0.84%
Min
0.00%

AXP’s Dividend Yield of 0.99% is consistent with its peers in the Consumer Finance industry, providing a dividend return that is standard for its sector.

TM

3.09%

Automobiles Industry

Max
10.71%
Q3
5.39%
Median
3.14%
Q1
0.00%
Min
0.00%

TM’s Dividend Yield of 3.09% is consistent with its peers in the Automobiles industry, providing a dividend return that is standard for its sector.

AXP vs. TM: A comparison of their Dividend Yield (TTM) against their respective Consumer Finance and Automobiles industry benchmarks.

Dividend Payout Ratio (TTM)

AXP

20.97%

Consumer Finance Industry

Max
145.89%
Q3
88.53%
Median
23.79%
Q1
0.00%
Min
0.00%

AXP’s Dividend Payout Ratio of 20.97% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

TM

38.83%

Automobiles Industry

Max
114.43%
Q3
59.30%
Median
37.15%
Q1
16.40%
Min
0.00%

TM’s Dividend Payout Ratio of 38.83% is within the typical range for the Automobiles industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AXP vs. TM: A comparison of their Dividend Payout Ratio (TTM) against their respective Consumer Finance and Automobiles industry benchmarks.

Dividend at a Glance

SymbolAXPTM
Dividend Yield (TTM)0.99%3.09%
Dividend Payout Ratio (TTM)20.97%38.83%

Valuation

Price-to-Earnings Ratio (TTM)

AXP

21.11

Consumer Finance Industry

Max
34.39
Q3
20.36
Median
13.05
Q1
9.29
Min
4.74

A P/E Ratio of 21.11 places AXP in the upper quartile for the Consumer Finance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

TM

8.93

Automobiles Industry

Max
27.69
Q3
19.99
Median
9.85
Q1
6.60
Min
4.25

TM’s P/E Ratio of 8.93 is within the middle range for the Automobiles industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AXP vs. TM: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Consumer Finance and Automobiles industry benchmarks.

Price-to-Sales Ratio (TTM)

AXP

2.86

Consumer Finance Industry

Max
4.28
Q3
2.67
Median
1.88
Q1
1.15
Min
0.55

AXP’s P/S Ratio of 2.86 is in the upper echelon for the Consumer Finance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

TM

0.79

Automobiles Industry

Max
1.52
Q3
0.84
Median
0.41
Q1
0.23
Min
0.08

TM’s P/S Ratio of 0.79 aligns with the market consensus for the Automobiles industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

AXP vs. TM: A comparison of their Price-to-Sales Ratio (TTM) against their respective Consumer Finance and Automobiles industry benchmarks.

Price-to-Book Ratio (MRQ)

AXP

6.87

Consumer Finance Industry

Max
3.63
Q3
2.40
Median
1.96
Q1
1.16
Min
0.26

At 6.87, AXP’s P/B Ratio is at an extreme premium to the Consumer Finance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

TM

1.09

Automobiles Industry

Max
4.25
Q3
2.00
Median
0.87
Q1
0.46
Min
0.19

TM’s P/B Ratio of 1.09 is within the conventional range for the Automobiles industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AXP vs. TM: A comparison of their Price-to-Book Ratio (MRQ) against their respective Consumer Finance and Automobiles industry benchmarks.

Valuation at a Glance

SymbolAXPTM
Price-to-Earnings Ratio (TTM)21.118.93
Price-to-Sales Ratio (TTM)2.860.79
Price-to-Book Ratio (MRQ)6.871.09
Price-to-Free Cash Flow Ratio (TTM)16.0352.42