AXP vs. SCHW: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AXP and SCHW, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
With AXP at 200.37 billion USD and SCHW at 159.13 billion USD, their market capitalizations sit in the same ballpark.
With betas of 1.24 for AXP and 0.90 for SCHW, both show similar volatility profiles relative to the overall market.
| Symbol | AXP | SCHW |
|---|---|---|
| Company Name | American Express Company | The Charles Schwab Corporation |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Financial - Credit Services | Financial - Capital Markets |
| CEO | Mr. Stephen Joseph Squeri | Mr. Richard Andrew Wurster C.F.A., CFA, CMT |
| Price | 286 USD | 87.58 USD |
| Market Cap | 200.37 billion USD | 159.13 billion USD |
| Beta | 1.24 | 0.90 |
| Exchange | NYSE | NYSE |
| IPO Date | June 1, 1972 | September 22, 1987 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AXP and SCHW over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
For a detailed comparison of valuation metrics between AXP and SCHW, please refer to the table below.
| Symbol | AXP | SCHW |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 19.51 | 24.52 |
| Forward PEG Ratio (TTM) | 1.83 | 1.56 |
| Price-to-Sales Ratio (P/S, TTM) | 2.66 | 6.07 |
| Price-to-Book Ratio (P/B, TTM) | 6.43 | 3.21 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 17.71 | 16.25 |
| EV-to-EBITDA (TTM) | 13.57 | 16.78 |
| EV-to-Sales (TTM) | 2.67 | 6.26 |
| EV-to-Free Cash Flow (TTM) | 17.74 | 16.75 |
Dividend Comparison
Both AXP and SCHW offer similar dividend yields (1.02% vs. 1.19%), indicating comparable approaches to balancing income and growth.
| Symbol | AXP | SCHW |
|---|---|---|
| Dividend Yield (TTM) | 1.02% | 1.19% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AXP and SCHW, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- With current ratios of 0.32 and 0.52, both AXP and SCHW have less current assets than short-term liabilities, which could strain their working capital and force reliance on additional financing.
- Both AXP (quick ratio 0.32) and SCHW (quick ratio 0.52) fall below 0.8, meaning their most liquid assets—excluding inventory—aren’t enough to meet short-term obligations. This could force them to rely on receivables, inventory turn, or external financing.
| Symbol | AXP | SCHW |
|---|---|---|
| Current Ratio (TTM) | 0.32 | 0.52 |
| Quick Ratio (TTM) | 0.32 | 0.52 |
| Debt-to-Equity Ratio (TTM) | 1.69 | 0.81 |
| Debt-to-Assets Ratio (TTM) | 0.19 | 0.09 |
| Interest Coverage Ratio (TTM) | 1.59 | 1.46 |