AXP vs. PYPL: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AXP and PYPL, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
AXP dwarfs PYPL in market cap, clocking in at 200.37 billion USD—about 2.88 times the 69.68 billion USD of its counterpart.
AXP at 1.24 and PYPL at 1.51 move in sync when it comes to market volatility.
| Symbol | AXP | PYPL |
|---|---|---|
| Company Name | American Express Company | PayPal Holdings, Inc. |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Financial - Credit Services | Financial - Credit Services |
| CEO | Mr. Stephen Joseph Squeri | Mr. Alex Chriss |
| Price | 286 USD | 71.65 USD |
| Market Cap | 200.37 billion USD | 69.68 billion USD |
| Beta | 1.239 | 1.511 |
| Exchange | NYSE | NASDAQ |
| IPO Date | June 1, 1972 | July 6, 2015 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AXP and PYPL over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
For a detailed comparison of valuation metrics between AXP and PYPL, please refer to the table below.
| Symbol | AXP | PYPL |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 19.51 | 15.54 |
| Forward PEG Ratio (TTM) | 1.83 | 1.35 |
| Price-to-Sales Ratio (P/S, TTM) | 2.66 | 2.19 |
| Price-to-Book Ratio (P/B, TTM) | 6.43 | 3.49 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 17.71 | 11.68 |
| EV-to-EBITDA (TTM) | 13.57 | 10.45 |
| EV-to-Sales (TTM) | 2.67 | 2.31 |
| EV-to-Free Cash Flow (TTM) | 17.74 | 12.34 |
Dividend Comparison
AXP’s 1.02% yield offers steady income while retaining earnings for growth, unlike PYPL, which pays none, reinvesting fully—likely in expansion or R&D—for investors eyeing future gains. This pits AXP’s balanced approach against PYPL’s long-term focus.
| Symbol | AXP | PYPL |
|---|---|---|
| Dividend Yield (TTM) | 1.02% | 0.00% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AXP and PYPL, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- AXP posts a current ratio of 0.32 under 1, where current assets fall short of covering short-term debts—manageable perhaps with solid cash inflows. Compare that to PYPL, sitting at 1.30, where liabilities are comfortably met.
- AXP’s quick ratio sits at 0.32 below 0.8, leaving its cash and near-cash assets shy of short-term obligations—potentially a stretch without extra funds. Meanwhile, PYPL lands at 1.30, with enough liquidity to spare.
| Symbol | AXP | PYPL |
|---|---|---|
| Current Ratio (TTM) | 0.32 | 1.30 |
| Quick Ratio (TTM) | 0.32 | 1.30 |
| Debt-to-Equity Ratio (TTM) | 1.69 | 0.56 |
| Debt-to-Assets Ratio (TTM) | 0.19 | 0.14 |
| Interest Coverage Ratio (TTM) | 1.59 | 19.52 |