AXP vs. PGR: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AXP and PGR, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
With AXP at 200.37 billion USD and PGR at 164.73 billion USD, their market capitalizations sit in the same ballpark.
AXP’s beta of 1.24 points to much larger expected swings compared to PGR’s calmer 0.40, suggesting both higher upside and downside potential.
| Symbol | AXP | PGR |
|---|---|---|
| Company Name | American Express Company | The Progressive Corporation |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Financial - Credit Services | Insurance - Property & Casualty |
| CEO | Mr. Stephen Joseph Squeri | Ms. Susan Patricia Griffith |
| Price | 286 USD | 281 USD |
| Market Cap | 200.37 billion USD | 164.73 billion USD |
| Beta | 1.24 | 0.40 |
| Exchange | NYSE | NYSE |
| IPO Date | June 1, 1972 | March 17, 1980 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AXP and PGR over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
For a detailed comparison of valuation metrics between AXP and PGR, please refer to the table below.
| Symbol | AXP | PGR |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 19.51 | 18.89 |
| Forward PEG Ratio (TTM) | 1.83 | 4.25 |
| Price-to-Sales Ratio (P/S, TTM) | 2.66 | 0.00 |
| Price-to-Book Ratio (P/B, TTM) | 6.43 | 41.50 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 17.71 | 10.47 |
| EV-to-EBITDA (TTM) | 13.57 | 14.57 |
| EV-to-Sales (TTM) | 2.67 | 0.00 |
| EV-to-Free Cash Flow (TTM) | 17.74 | 10.46 |
Dividend Comparison
PGR stands out with a 1.74% dividend yield—around 71% above AXP’s 1.02%—highlighting its emphasis on generous payouts.
| Symbol | AXP | PGR |
|---|---|---|
| Dividend Yield (TTM) | 1.02% | 1.74% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AXP and PGR, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- With current ratios of 0.32 and 0.00, both AXP and PGR have less current assets than short-term liabilities, which could strain their working capital and force reliance on additional financing.
- Both AXP (quick ratio 0.32) and PGR (quick ratio 0.00) fall below 0.8, meaning their most liquid assets—excluding inventory—aren’t enough to meet short-term obligations. This could force them to rely on receivables, inventory turn, or external financing.
| Symbol | AXP | PGR |
|---|---|---|
| Current Ratio (TTM) | 0.32 | 0.00 |
| Quick Ratio (TTM) | 0.32 | 0.00 |
| Debt-to-Equity Ratio (TTM) | 1.69 | 0.00 |
| Debt-to-Assets Ratio (TTM) | 0.19 | 0.00 |
| Interest Coverage Ratio (TTM) | 1.59 | 39.40 |