AXP vs. NU: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AXP and NU, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
AXP dominates in value with a market cap of 200.37 billion USD, eclipsing NU’s 57.78 billion USD by roughly 3.47×.
With betas of 1.24 for AXP and 1.11 for NU, both show similar volatility profiles relative to the overall market.
| Symbol | AXP | NU |
|---|---|---|
| Company Name | American Express Company | Nu Holdings Ltd. |
| Country | US | BR |
| Sector | Financial Services | Financial Services |
| Industry | Financial - Credit Services | Banks - Diversified |
| CEO | Mr. Stephen Joseph Squeri | Mr. David Velez-Osomo |
| Price | 286 USD | 11.99 USD |
| Market Cap | 200.37 billion USD | 57.78 billion USD |
| Beta | 1.24 | 1.11 |
| Exchange | NYSE | NYSE |
| IPO Date | June 1, 1972 | December 9, 2021 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AXP and NU over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AXP and NU based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- NU shows a negative forward PEG of -0.27, signaling expected earnings contraction, while AXP at 1.83 maintains analysts’ projections for stable or improved profits.
| Symbol | AXP | NU |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 19.51 | 26.85 |
| Forward PEG Ratio (TTM) | 1.83 | -0.27 |
| Price-to-Sales Ratio (P/S, TTM) | 2.66 | 4.98 |
| Price-to-Book Ratio (P/B, TTM) | 6.43 | 6.71 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 17.71 | 15.11 |
| EV-to-EBITDA (TTM) | 13.57 | 14.14 |
| EV-to-Sales (TTM) | 2.67 | 3.76 |
| EV-to-Free Cash Flow (TTM) | 17.74 | 11.43 |
Dividend Comparison
AXP delivers a 1.02% dividend yield, blending income with growth, whereas NU appears to retain its profits, possibly to fund operations, R&D, or other growth initiatives.
| Symbol | AXP | NU |
|---|---|---|
| Dividend Yield (TTM) | 1.02% | 0.00% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AXP and NU, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- With current ratios of 0.32 and 0.99, both AXP and NU have less current assets than short-term liabilities, which could strain their working capital and force reliance on additional financing.
- AXP’s quick ratio of 0.32 suggests it may struggle to cover immediate liabilities without selling inventory or raising cash, whereas NU at 0.99 maintains a comfortable buffer of liquid assets.
- NU’s low interest coverage (0.98) means it doesn't cover interest from operating earnings. AXP (at 1.59) meets its interest obligations.
| Symbol | AXP | NU |
|---|---|---|
| Current Ratio (TTM) | 0.32 | 0.99 |
| Quick Ratio (TTM) | 0.32 | 0.99 |
| Debt-to-Equity Ratio (TTM) | 1.69 | 0.10 |
| Debt-to-Assets Ratio (TTM) | 0.19 | 0.02 |
| Interest Coverage Ratio (TTM) | 1.59 | 0.98 |