AXP vs. CVX: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at AXP and CVX, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | AXP | CVX |
|---|---|---|
| Company Name | American Express Company | Chevron Corporation |
| Country | United States | United States |
| GICS Sector | Financials | Energy |
| GICS Industry | Consumer Finance | Oil, Gas & Consumable Fuels |
| Market Capitalization | 246.10 billion USD | 315.28 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 1, 1972 | January 2, 1962 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of AXP and CVX by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | AXP | CVX |
|---|---|---|
| 5-Day Price Return | -2.91% | 1.27% |
| 13-Week Price Return | 16.93% | 0.68% |
| 26-Week Price Return | 18.15% | 10.73% |
| 52-Week Price Return | 24.18% | -0.69% |
| Month-to-Date Return | -0.98% | -0.06% |
| Year-to-Date Return | 20.35% | 8.82% |
| 10-Day Avg. Volume | 2.42M | 8.06M |
| 3-Month Avg. Volume | 2.55M | 8.54M |
| 3-Month Volatility | 24.97% | 18.49% |
| Beta | 1.17 | 0.70 |
Profitability
Return on Equity (TTM)
AXP
33.41%
Consumer Finance Industry
- Max
- 33.41%
- Q3
- 22.03%
- Median
- 12.81%
- Q1
- 8.65%
- Min
- -3.88%
In the upper quartile for the Consumer Finance industry, AXP’s Return on Equity of 33.41% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
CVX
8.01%
Oil, Gas & Consumable Fuels Industry
- Max
- 26.72%
- Q3
- 16.09%
- Median
- 9.55%
- Q1
- 5.28%
- Min
- -10.03%
CVX’s Return on Equity of 8.01% is on par with the norm for the Oil, Gas & Consumable Fuels industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
AXP
13.89%
Consumer Finance Industry
- Max
- 19.71%
- Q3
- 16.62%
- Median
- 13.26%
- Q1
- 9.70%
- Min
- 3.25%
AXP’s Net Profit Margin of 13.89% is aligned with the median group of its peers in the Consumer Finance industry. This indicates its ability to convert revenue into profit is typical for the sector.
CVX
6.83%
Oil, Gas & Consumable Fuels Industry
- Max
- 43.98%
- Q3
- 20.46%
- Median
- 8.67%
- Q1
- 2.52%
- Min
- -7.11%
CVX’s Net Profit Margin of 6.83% is aligned with the median group of its peers in the Oil, Gas & Consumable Fuels industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
AXP
17.73%
Consumer Finance Industry
- Max
- 40.60%
- Q3
- 26.23%
- Median
- 18.39%
- Q1
- 14.99%
- Min
- 2.71%
AXP’s Operating Profit Margin of 17.73% is around the midpoint for the Consumer Finance industry, indicating that its efficiency in managing core business operations is typical for the sector.
CVX
10.30%
Oil, Gas & Consumable Fuels Industry
- Max
- 62.28%
- Q3
- 30.55%
- Median
- 17.92%
- Q1
- 6.58%
- Min
- -25.19%
CVX’s Operating Profit Margin of 10.30% is around the midpoint for the Oil, Gas & Consumable Fuels industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | AXP | CVX |
|---|---|---|
| Return on Equity (TTM) | 33.41% | 8.01% |
| Return on Assets (TTM) | 3.68% | 4.68% |
| Net Profit Margin (TTM) | 13.89% | 6.83% |
| Operating Profit Margin (TTM) | 17.73% | 10.30% |
| Gross Profit Margin (TTM) | 61.93% | 39.56% |
Financial Strength
Current Ratio (MRQ)
AXP
0.68
Consumer Finance Industry
- Max
- 7.85
- Q3
- 4.55
- Median
- 2.28
- Q1
- 0.81
- Min
- 0.03
For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
CVX
1.15
Oil, Gas & Consumable Fuels Industry
- Max
- 2.59
- Q3
- 1.69
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.31
CVX’s Current Ratio of 1.15 aligns with the median group of the Oil, Gas & Consumable Fuels industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
AXP
6.45
Consumer Finance Industry
- Max
- 6.61
- Q3
- 4.27
- Median
- 2.40
- Q1
- 0.99
- Min
- 0.26
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.
CVX
0.22
Oil, Gas & Consumable Fuels Industry
- Max
- 2.24
- Q3
- 1.06
- Median
- 0.53
- Q1
- 0.25
- Min
- 0.00
Falling into the lower quartile for the Oil, Gas & Consumable Fuels industry, CVX’s Debt-to-Equity Ratio of 0.22 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.
Interest Coverage Ratio (TTM)
AXP
33.37
Consumer Finance Industry
- Max
- 49.63
- Q3
- 33.37
- Median
- 4.75
- Q1
- 3.20
- Min
- -15.69
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.
CVX
-5.38
Oil, Gas & Consumable Fuels Industry
- Max
- 41.04
- Q3
- 20.96
- Median
- 7.19
- Q1
- 2.54
- Min
- -19.25
CVX has a negative Interest Coverage Ratio of -5.38. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
Financial Strength at a Glance
| Symbol | AXP | CVX |
|---|---|---|
| Current Ratio (MRQ) | 0.68 | 1.15 |
| Quick Ratio (MRQ) | 0.68 | 0.73 |
| Debt-to-Equity Ratio (MRQ) | 6.45 | 0.22 |
| Interest Coverage Ratio (TTM) | 33.37 | -5.38 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
AXP
0.90%
Consumer Finance Industry
- Max
- 7.23%
- Q3
- 3.63%
- Median
- 2.52%
- Q1
- 0.66%
- Min
- 0.00%
AXP’s Dividend Yield of 0.90% is consistent with its peers in the Consumer Finance industry, providing a dividend return that is standard for its sector.
CVX
3.87%
Oil, Gas & Consumable Fuels Industry
- Max
- 11.17%
- Q3
- 6.18%
- Median
- 4.23%
- Q1
- 2.56%
- Min
- 0.00%
CVX’s Dividend Yield of 3.87% is consistent with its peers in the Oil, Gas & Consumable Fuels industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
AXP
20.85%
Consumer Finance Industry
- Max
- 145.89%
- Q3
- 95.63%
- Median
- 21.64%
- Q1
- 0.00%
- Min
- 0.00%
AXP’s Dividend Payout Ratio of 20.85% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
CVX
95.82%
Oil, Gas & Consumable Fuels Industry
- Max
- 177.24%
- Q3
- 98.32%
- Median
- 58.16%
- Q1
- 28.57%
- Min
- 0.00%
CVX’s Dividend Payout Ratio of 95.82% is within the typical range for the Oil, Gas & Consumable Fuels industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | AXP | CVX |
|---|---|---|
| Dividend Yield (TTM) | 0.90% | 3.87% |
| Dividend Payout Ratio (TTM) | 20.85% | 95.82% |
Valuation
Price-to-Earnings Ratio (TTM)
AXP
23.20
Consumer Finance Industry
- Max
- 31.44
- Q3
- 20.75
- Median
- 13.78
- Q1
- 9.09
- Min
- 2.96
A P/E Ratio of 23.20 places AXP in the upper quartile for the Consumer Finance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
CVX
24.74
Oil, Gas & Consumable Fuels Industry
- Max
- 38.10
- Q3
- 21.29
- Median
- 13.95
- Q1
- 9.93
- Min
- 2.48
A P/E Ratio of 24.74 places CVX in the upper quartile for the Oil, Gas & Consumable Fuels industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
Price-to-Sales Ratio (TTM)
AXP
3.22
Consumer Finance Industry
- Max
- 4.05
- Q3
- 2.65
- Median
- 1.91
- Q1
- 1.12
- Min
- 0.59
AXP’s P/S Ratio of 3.22 is in the upper echelon for the Consumer Finance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
CVX
1.69
Oil, Gas & Consumable Fuels Industry
- Max
- 4.76
- Q3
- 2.81
- Median
- 1.43
- Q1
- 0.60
- Min
- 0.15
CVX’s P/S Ratio of 1.69 aligns with the market consensus for the Oil, Gas & Consumable Fuels industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
AXP
7.06
Consumer Finance Industry
- Max
- 4.46
- Q3
- 2.65
- Median
- 1.92
- Q1
- 1.15
- Min
- 0.25
At 7.06, AXP’s P/B Ratio is at an extreme premium to the Consumer Finance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
CVX
1.67
Oil, Gas & Consumable Fuels Industry
- Max
- 3.63
- Q3
- 2.11
- Median
- 1.41
- Q1
- 0.94
- Min
- 0.45
CVX’s P/B Ratio of 1.67 is within the conventional range for the Oil, Gas & Consumable Fuels industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | AXP | CVX |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 23.20 | 24.74 |
| Price-to-Sales Ratio (TTM) | 3.22 | 1.69 |
| Price-to-Book Ratio (MRQ) | 7.06 | 1.67 |
| Price-to-Free Cash Flow Ratio (TTM) | 12.91 | 20.48 |