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APP vs. UNH: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at APP and UNH, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.

Company Overview

UNH towers over APP with a market cap of 274.85 billion USD, roughly 2.27 times the 121.26 billion USD of its peer.

APP rides a wilder wave with a beta of 2.39, hinting at bigger swings than UNH’s steadier 0.57.

SymbolAPPUNH
Company NameAppLovin CorporationUnitedHealth Group Incorporated
CountryUSUS
SectorTechnologyHealthcare
IndustrySoftware - ApplicationMedical - Healthcare Plans
CEOMr. Adam Arash ForoughiMr. Stephen J. Hemsley
Price358.35 USD302.98 USD
Market Cap121.26 billion USD274.85 billion USD
Beta2.3920.571
ExchangeNASDAQNYSE
IPO DateApril 15, 2021October 17, 1984
ADRNoNo

Performance Comparison

This chart compares the performance of APP and UNH over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

For a detailed comparison of valuation metrics between APP and UNH, please refer to the table below.

SymbolAPPUNH
Price-to-Earnings Ratio (P/E, TTM)63.4312.58
Forward PEG Ratio (TTM)2.430.82
Price-to-Sales Ratio (P/S, TTM)23.610.67
Price-to-Book Ratio (P/B, TTM)211.642.93
Price-to-Free Cash Flow Ratio (P/FCF, TTM)47.8711.05
EV-to-EBITDA (TTM)47.3010.13
EV-to-Sales (TTM)24.230.80
EV-to-Free Cash Flow (TTM)49.1213.09

Dividend Comparison

APP pays no dividends, focusing all profits on growth, appealing to capital-gains investors. Meanwhile, UNH’s 2.77% yield rewards shareholders, showing financial confidence while supporting objectives—a contrast to APP’s growth-only approach.

SymbolAPPUNH
Dividend Yield (TTM)0.00%2.77%

Financial Strength Metrics Comparison

This section dives into the financial resilience of APP and UNH, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

  • UNH’s current ratio of 0.85 dips below 1, leaving short-term liabilities larger than current assets—a scenario that could hinge on cash flow support. On the other hand, APP at 1.68 has enough assets to handle its obligations.
  • APP racks up a D/E of 6.45 over 3.0, leaning hard into debt and flirting with higher risk. Meanwhile, UNH clocks in at 0.86, staying on firmer ground.
SymbolAPPUNH
Current Ratio (TTM)1.680.85
Quick Ratio (TTM)1.680.85
Debt-to-Equity Ratio (TTM)6.450.86
Debt-to-Assets Ratio (TTM)0.650.26
Interest Coverage Ratio (TTM)7.4116.30