APO vs. UPST: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at APO and UPST, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
APO dominates in value with a market cap of 74.68 billion USD, eclipsing UPST’s 4.18 billion USD by roughly 17.87×.
With betas of 1.65 for APO and 2.39 for UPST, both show similar volatility profiles relative to the overall market.
| Symbol | APO | UPST |
|---|---|---|
| Company Name | Apollo Global Management, Inc. | Upstart Holdings, Inc. |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Asset Management - Global | Financial - Credit Services |
| CEO | Mr. Marc Jeffrey Rowan | Mr. David J. Girouard |
| Price | 130.68 USD | 43.92 USD |
| Market Cap | 74.68 billion USD | 4.18 billion USD |
| Beta | 1.65 | 2.39 |
| Exchange | NYSE | NASDAQ |
| IPO Date | March 30, 2011 | December 16, 2020 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of APO and UPST over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of APO and UPST based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- UPST shows a negative P/E of -62.33, highlighting a year of losses, whereas APO at 21.36 trades on solid profitability.
- Analysts assign negative forward PEG ratios to both APO (-0.21) and UPST (-1.99), suggesting expectation of shrinking or negative earnings in the upcoming period—a worrying sign for their profit outlook.
| Symbol | APO | UPST |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 21.36 | -62.33 |
| Forward PEG Ratio (TTM) | -0.21 | -1.99 |
| Price-to-Sales Ratio (P/S, TTM) | 3.03 | 5.79 |
| Price-to-Book Ratio (P/B, TTM) | 4.27 | 6.12 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 21.02 | 39.49 |
| EV-to-EBITDA (TTM) | 9.21 | -87.29 |
| EV-to-Sales (TTM) | 2.92 | 6.87 |
| EV-to-Free Cash Flow (TTM) | 20.25 | 46.83 |
Dividend Comparison
APO delivers a 1.45% dividend yield, blending income with growth, whereas UPST appears to retain its profits, possibly to fund operations, R&D, or other growth initiatives.
| Symbol | APO | UPST |
|---|---|---|
| Dividend Yield (TTM) | 1.45% | 0.00% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of APO and UPST, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- APO’s current ratio of 0.80 signals a possible liquidity squeeze, while UPST at 4.06 comfortably covers its short-term obligations.
- APO’s quick ratio of 0.80 suggests it may struggle to cover immediate liabilities without selling inventory or raising cash, whereas UPST at 4.06 maintains a comfortable buffer of liquid assets.
- APO meets its interest obligations (ratio 21.30). In stark contrast, UPST’s negative ratio (-2.43) means its operating earnings (EBIT) don't cover basic operations, let alone interest, signaling serious financial trouble.
| Symbol | APO | UPST |
|---|---|---|
| Current Ratio (TTM) | 0.80 | 4.06 |
| Quick Ratio (TTM) | 0.80 | 4.06 |
| Debt-to-Equity Ratio (TTM) | 0.59 | 2.04 |
| Debt-to-Assets Ratio (TTM) | 0.03 | 0.60 |
| Interest Coverage Ratio (TTM) | 21.30 | -2.43 |