AON vs. WRB: Aon vs. W. R. Berkley Stock Comparison
How do Aon (AON) and W. R. Berkley (WRB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Aon (AON) and W. R. Berkley (WRB) both belong to the Insurance industry, though AON is classified under Insurance Brokers while WRB falls under Property & Casualty Insurance.
| Profile Item | AON | WRB |
|---|---|---|
| Name | Aon plc Class A | W. R. Berkley Corporation |
| Country/Region | Ireland | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Insurance Brokers | Property & Casualty Insurance |
| Market Capitalization | 71.03 billion USD | 27.95 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 2, 1980 | October 23, 1973 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AON | WRB |
|---|---|---|
| Total Return (1Y) | -1.97% | 4.12% |
| Total Return (3Y, Annualized) | 1.25% | 21.96% |
| Total Return (5Y, Annualized) | 3.28% | 18.80% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AON | WRB |
|---|---|---|
| Volatility (1Y, Annualized) | 29.20% | 22.41% |
| Beta (5Y) | 0.60 | 0.21 |
| Max Drawdown (5Y) | -33.57% | -26.29% |
| Avg. Volume (3M) | 1.64M | 2.52M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AON | WRB |
|---|---|---|
| Sharpe Ratio (1Y) | -0.21 | -0.01 |
| Sortino Ratio (1Y) | -0.29 | -0.01 |
Profitability
ROE (TTM)
Aon (AON) at 43.38% clears its industry range for ROE, a sharper capital-efficiency signal than W. R. Berkley (WRB) at 19.26%, which is closer to a typical peer reading.
AON
Insurance industry group
43.38%
- AON
- 43.38%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
WRB
Insurance industry group
19.26%
- Max
- 41.68%
- Q3
- 22.04%
- WRB
- 19.26%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Aon (AON) at 22.24% retains a top-quartile share of revenue as profit, ahead of W. R. Berkley (WRB) at 12.53%, which keeps about the industry-typical share.
AON
Insurance industry group
22.24%
- Max
- 29.92%
- AON
- 22.24%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
WRB
Insurance industry group
12.53%
- Max
- 29.92%
- Q3
- 17.03%
- WRB
- 12.53%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Aon (AON) in Insurance and W. R. Berkley (WRB) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | AON | WRB |
|---|---|---|
| ROE (TTM) | 43.38% | 19.26% |
| ROA (TTM) | 5.45% | 3.43% |
| Net Margin (TTM) | 22.24% | 12.53% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Aon (AON) at 9.45% and W. R. Berkley (WRB) at 6.93% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Aon (AON) at 36.27% and W. R. Berkley (WRB) at 2.06% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | AON | WRB |
|---|---|---|
| Revenue Growth (YoY) | 9.45% | 6.93% |
| Revenue Growth (3Y CAGR) | 11.25% | 9.28% |
| EPS Growth (YoY) | 36.27% | 2.06% |
| EPS Growth (3Y CAGR) | 11.92% | 10.55% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Aon (AON) in Insurance and W. R. Berkley (WRB) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Aon (AON) in Insurance and W. R. Berkley (WRB) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AON | WRB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Aon (AON) at 0.91% and W. R. Berkley (WRB) at 0.49% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
AON
Insurance industry group
0.91%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- AON
- 0.91%
- Q1
- 0.00%
- Min
- 0.00%
WRB
Insurance industry group
0.49%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- WRB
- 0.49%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Aon (AON) at 17.13% and W. R. Berkley (WRB) at 8.03% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
AON
Insurance industry group
17.13%
- Max
- 76.67%
- Q3
- 35.18%
- AON
- 17.13%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
WRB
Insurance industry group
8.03%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- WRB
- 8.03%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AON | WRB |
|---|---|---|
| Dividend Yield (TTM) | 0.91% | 0.49% |
| Dividend Payout Ratio (TTM) | 17.13% | 8.03% |
Valuation
P/E Ratio (TTM)
Both Aon (AON) at 18.33 and W. R. Berkley (WRB) at 15.90 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
AON
Insurance industry group
18.33
- Max
- 28.37
- Q3
- 18.75
- AON
- 18.33
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
WRB
Insurance industry group
15.90
- Max
- 28.37
- Q3
- 18.75
- WRB
- 15.90
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
W. R. Berkley (WRB) at 1.88 is priced about in line with its industry on P/S ratio, while Aon (AON) at 4.02 sits in the pricier quartile — AON costs more per dollar of sales.
AON
Insurance industry group
4.02
- Max
- 4.03
- AON
- 4.02
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
WRB
Insurance industry group
1.88
- Max
- 4.03
- Q3
- 2.25
- WRB
- 1.88
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Both look rich against book: W. R. Berkley (WRB) at 3.04 sits in the upper P/B ratio quartile, and Aon (AON) at 7.03 prices even higher, above its industry range.
AON
Insurance industry group
7.03
- AON
- 7.03
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
WRB
Insurance industry group
3.04
- Max
- 5.07
- WRB
- 3.04
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | AON | WRB |
|---|---|---|
| P/E Ratio (TTM) | 18.33 | 15.90 |
| P/S Ratio (TTM) | 4.02 | 1.88 |
| P/B Ratio (MRQ) | 7.03 | 3.04 |
| Free Cash Flow Yield (TTM) | -- | -- |