AON vs. SHG: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at AON and SHG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
AON is a standard domestic listing, while SHG trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.
| Symbol | AON | SHG |
|---|---|---|
| Company Name | Aon plc | Shinhan Financial Group Co., Ltd. |
| Country | Ireland | South Korea |
| GICS Sector | Financials | Financials |
| GICS Industry | Insurance | Banks |
| Market Capitalization | 80.64 billion USD | 23.53 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 2, 1980 | September 17, 2003 |
| Security Type | Common Stock | ADR |
Historical Performance
This chart compares the performance of AON and SHG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | AON | SHG |
|---|---|---|
| 5-Day Price Return | 0.52% | -3.60% |
| 13-Week Price Return | 3.02% | 28.41% |
| 26-Week Price Return | -3.59% | 36.25% |
| 52-Week Price Return | 12.29% | 1.10% |
| Month-to-Date Return | 4.82% | -1.62% |
| Year-to-Date Return | 3.81% | 40.40% |
| 10-Day Avg. Volume | 1.44M | 1.08M |
| 3-Month Avg. Volume | 1.42M | 1.40M |
| 3-Month Volatility | 21.92% | 36.16% |
| Beta | 0.91 | 0.78 |
Profitability
Return on Equity (TTM)
AON
38.26%
Insurance Industry
- Max
- 29.03%
- Q3
- 18.11%
- Median
- 13.90%
- Q1
- 10.42%
- Min
- -0.64%
AON’s Return on Equity of 38.26% is exceptionally high, placing it well beyond the typical range for the Insurance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
SHG
8.39%
Banks Industry
- Max
- 26.37%
- Q3
- 15.92%
- Median
- 12.25%
- Q1
- 8.69%
- Min
- 0.15%
SHG’s Return on Equity of 8.39% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
Net Profit Margin (TTM)
AON
15.54%
Insurance Industry
- Max
- 26.78%
- Q3
- 14.06%
- Median
- 9.15%
- Q1
- 5.48%
- Min
- -7.05%
A Net Profit Margin of 15.54% places AON in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.
SHG
18.67%
Banks Industry
- Max
- 54.20%
- Q3
- 35.70%
- Median
- 28.97%
- Q1
- 22.53%
- Min
- 6.98%
Falling into the lower quartile for the Banks industry, SHG’s Net Profit Margin of 18.67% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
Operating Profit Margin (TTM)
AON
24.55%
Insurance Industry
- Max
- 35.49%
- Q3
- 19.49%
- Median
- 14.35%
- Q1
- 8.53%
- Min
- -5.25%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
SHG
24.63%
Banks Industry
- Max
- 63.35%
- Q3
- 44.59%
- Median
- 37.24%
- Q1
- 28.25%
- Min
- 13.37%
SHG’s Operating Profit Margin of 24.63% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
Profitability at a Glance
| Symbol | AON | SHG |
|---|---|---|
| Return on Equity (TTM) | 38.26% | 8.39% |
| Return on Assets (TTM) | 5.12% | 0.64% |
| Net Profit Margin (TTM) | 15.54% | 18.67% |
| Operating Profit Margin (TTM) | 24.55% | 24.63% |
| Gross Profit Margin (TTM) | 47.00% | -- |
Financial Strength
Current Ratio (MRQ)
AON
1.03
Insurance Industry
- Max
- 2.97
- Q3
- 1.33
- Median
- 0.55
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
SHG
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
AON
2.20
Insurance Industry
- Max
- 1.25
- Q3
- 0.65
- Median
- 0.34
- Q1
- 0.22
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
SHG
2.66
Banks Industry
- Max
- 4.75
- Q3
- 2.62
- Median
- 1.02
- Q1
- 0.39
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.
Interest Coverage Ratio (TTM)
AON
6.29
Insurance Industry
- Max
- 43.68
- Q3
- 20.84
- Median
- 9.56
- Q1
- 3.34
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
SHG
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.
Financial Strength at a Glance
| Symbol | AON | SHG |
|---|---|---|
| Current Ratio (MRQ) | 1.03 | -- |
| Quick Ratio (MRQ) | 1.02 | -- |
| Debt-to-Equity Ratio (MRQ) | 2.20 | 2.66 |
| Interest Coverage Ratio (TTM) | 6.29 | -- |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
AON
0.75%
Insurance Industry
- Max
- 8.23%
- Q3
- 4.54%
- Median
- 3.42%
- Q1
- 1.97%
- Min
- 0.00%
AON’s Dividend Yield of 0.75% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
SHG
4.02%
Banks Industry
- Max
- 10.27%
- Q3
- 5.83%
- Median
- 3.81%
- Q1
- 2.50%
- Min
- 0.00%
SHG’s Dividend Yield of 4.02% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
AON
23.09%
Insurance Industry
- Max
- 168.02%
- Q3
- 85.57%
- Median
- 50.71%
- Q1
- 22.04%
- Min
- 0.00%
AON’s Dividend Payout Ratio of 23.09% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
SHG
27.06%
Banks Industry
- Max
- 147.07%
- Q3
- 80.55%
- Median
- 54.40%
- Q1
- 35.71%
- Min
- 0.00%
SHG’s Dividend Payout Ratio of 27.06% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
Dividend at a Glance
| Symbol | AON | SHG |
|---|---|---|
| Dividend Yield (TTM) | 0.75% | 4.02% |
| Dividend Payout Ratio (TTM) | 23.09% | 27.06% |
Valuation
Price-to-Earnings Ratio (TTM)
AON
30.92
Insurance Industry
- Max
- 28.91
- Q3
- 17.76
- Median
- 13.63
- Q1
- 10.02
- Min
- 2.89
At 30.92, AON’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Insurance industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
SHG
6.74
Banks Industry
- Max
- 20.05
- Q3
- 12.65
- Median
- 10.21
- Q1
- 7.54
- Min
- 2.74
In the lower quartile for the Banks industry, SHG’s P/E Ratio of 6.74 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
Price-to-Sales Ratio (TTM)
AON
4.80
Insurance Industry
- Max
- 3.72
- Q3
- 1.98
- Median
- 1.23
- Q1
- 0.81
- Min
- 0.23
With a P/S Ratio of 4.80, AON trades at a valuation that eclipses even the highest in the Insurance industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
SHG
0.83
Banks Industry
- Max
- 5.06
- Q3
- 2.98
- Median
- 2.24
- Q1
- 1.59
- Min
- 0.45
The P/S Ratio is often not a primary valuation tool in the Banks industry.
Price-to-Book Ratio (MRQ)
AON
9.82
Insurance Industry
- Max
- 4.37
- Q3
- 2.48
- Median
- 1.68
- Q1
- 1.19
- Min
- 0.19
At 9.82, AON’s P/B Ratio is at an extreme premium to the Insurance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
SHG
0.53
Banks Industry
- Max
- 2.18
- Q3
- 1.36
- Median
- 1.09
- Q1
- 0.81
- Min
- 0.20
SHG’s P/B Ratio of 0.53 is in the lower quartile for the Banks industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
Valuation at a Glance
| Symbol | AON | SHG |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 30.92 | 6.74 |
| Price-to-Sales Ratio (TTM) | 4.80 | 0.83 |
| Price-to-Book Ratio (MRQ) | 9.82 | 0.53 |
| Price-to-Free Cash Flow Ratio (TTM) | 27.64 | 2.41 |