AON vs. ERIE: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at AON and ERIE, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | AON | ERIE |
|---|---|---|
| Company Name | Aon plc | Erie Indemnity Company |
| Country | Ireland | United States |
| GICS Sector | Financials | Financials |
| GICS Industry | Insurance | Insurance |
| Market Capitalization | 75.61 billion USD | 15.02 billion USD |
| Exchange | NYSE | NasdaqGS |
| Listing Date | June 2, 1980 | October 2, 1995 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of AON and ERIE by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | AON | ERIE |
|---|---|---|
| 5-Day Price Return | 1.53% | 3.22% |
| 13-Week Price Return | -4.60% | -21.81% |
| 26-Week Price Return | -1.39% | -20.26% |
| 52-Week Price Return | -9.51% | -30.20% |
| Month-to-Date Return | 2.77% | -2.07% |
| Year-to-Date Return | -2.51% | -30.48% |
| 10-Day Avg. Volume | 1.18M | 0.15M |
| 3-Month Avg. Volume | 1.27M | 0.14M |
| 3-Month Volatility | 18.91% | 30.91% |
| Beta | 0.84 | 0.38 |
Profitability
Return on Equity (TTM)
AON
37.61%
Insurance Industry
- Max
- 31.64%
- Q3
- 19.22%
- Median
- 14.77%
- Q1
- 10.48%
- Min
- 2.20%
AON’s Return on Equity of 37.61% is exceptionally high, placing it well beyond the typical range for the Insurance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
ERIE
30.32%
Insurance Industry
- Max
- 31.64%
- Q3
- 19.22%
- Median
- 14.77%
- Q1
- 10.48%
- Min
- 2.20%
In the upper quartile for the Insurance industry, ERIE’s Return on Equity of 30.32% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
AON
15.96%
Insurance Industry
- Max
- 28.47%
- Q3
- 15.63%
- Median
- 10.40%
- Q1
- 6.94%
- Min
- -3.51%
A Net Profit Margin of 15.96% places AON in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.
ERIE
16.04%
Insurance Industry
- Max
- 28.47%
- Q3
- 15.63%
- Median
- 10.40%
- Q1
- 6.94%
- Min
- -3.51%
A Net Profit Margin of 16.04% places ERIE in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
AON
25.37%
Insurance Industry
- Max
- 35.59%
- Q3
- 21.31%
- Median
- 14.99%
- Q1
- 10.34%
- Min
- -2.51%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
ERIE
17.92%
Insurance Industry
- Max
- 35.59%
- Q3
- 21.31%
- Median
- 14.99%
- Q1
- 10.34%
- Min
- -2.51%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
Profitability at a Glance
| Symbol | AON | ERIE |
|---|---|---|
| Return on Equity (TTM) | 37.61% | 30.32% |
| Return on Assets (TTM) | 5.31% | 21.05% |
| Net Profit Margin (TTM) | 15.96% | 16.04% |
| Operating Profit Margin (TTM) | 25.37% | 17.92% |
| Gross Profit Margin (TTM) | 47.22% | 17.99% |
Financial Strength
Current Ratio (MRQ)
AON
1.06
Insurance Industry
- Max
- 2.64
- Q3
- 1.19
- Median
- 0.53
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
ERIE
1.67
Insurance Industry
- Max
- 2.64
- Q3
- 1.19
- Median
- 0.53
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
AON
2.11
Insurance Industry
- Max
- 1.10
- Q3
- 0.65
- Median
- 0.35
- Q1
- 0.23
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
ERIE
0.00
Insurance Industry
- Max
- 1.10
- Q3
- 0.65
- Median
- 0.35
- Q1
- 0.23
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
Interest Coverage Ratio (TTM)
AON
6.29
Insurance Industry
- Max
- 49.59
- Q3
- 22.05
- Median
- 9.63
- Q1
- 3.42
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
ERIE
538.86
Insurance Industry
- Max
- 49.59
- Q3
- 22.05
- Median
- 9.63
- Q1
- 3.42
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
Financial Strength at a Glance
| Symbol | AON | ERIE |
|---|---|---|
| Current Ratio (MRQ) | 1.06 | 1.67 |
| Quick Ratio (MRQ) | 1.05 | 1.59 |
| Debt-to-Equity Ratio (MRQ) | 2.11 | 0.00 |
| Interest Coverage Ratio (TTM) | 6.29 | 538.86 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
AON
0.82%
Insurance Industry
- Max
- 9.43%
- Q3
- 5.10%
- Median
- 3.57%
- Q1
- 2.02%
- Min
- 0.00%
AON’s Dividend Yield of 0.82% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
ERIE
1.88%
Insurance Industry
- Max
- 9.43%
- Q3
- 5.10%
- Median
- 3.57%
- Q1
- 2.02%
- Min
- 0.00%
ERIE’s Dividend Yield of 1.88% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
Dividend Payout Ratio (TTM)
AON
22.59%
Insurance Industry
- Max
- 169.40%
- Q3
- 85.57%
- Median
- 50.55%
- Q1
- 22.12%
- Min
- 0.00%
AON’s Dividend Payout Ratio of 22.59% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
ERIE
38.69%
Insurance Industry
- Max
- 169.40%
- Q3
- 85.57%
- Median
- 50.55%
- Q1
- 22.12%
- Min
- 0.00%
ERIE’s Dividend Payout Ratio of 38.69% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | AON | ERIE |
|---|---|---|
| Dividend Yield (TTM) | 0.82% | 1.88% |
| Dividend Payout Ratio (TTM) | 22.59% | 38.69% |
Valuation
Price-to-Earnings Ratio (TTM)
AON
27.66
Insurance Industry
- Max
- 27.66
- Q3
- 17.29
- Median
- 12.59
- Q1
- 9.86
- Min
- 3.13
A P/E Ratio of 27.66 places AON in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
ERIE
20.60
Insurance Industry
- Max
- 27.66
- Q3
- 17.29
- Median
- 12.59
- Q1
- 9.86
- Min
- 3.13
A P/E Ratio of 20.60 places ERIE in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
Price-to-Sales Ratio (TTM)
AON
4.41
Insurance Industry
- Max
- 3.39
- Q3
- 1.95
- Median
- 1.25
- Q1
- 0.83
- Min
- 0.22
With a P/S Ratio of 4.41, AON trades at a valuation that eclipses even the highest in the Insurance industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
ERIE
3.30
Insurance Industry
- Max
- 3.39
- Q3
- 1.95
- Median
- 1.25
- Q1
- 0.83
- Min
- 0.22
ERIE’s P/S Ratio of 3.30 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
AON
9.68
Insurance Industry
- Max
- 4.36
- Q3
- 2.47
- Median
- 1.77
- Q1
- 1.18
- Min
- 0.17
At 9.68, AON’s P/B Ratio is at an extreme premium to the Insurance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
ERIE
7.21
Insurance Industry
- Max
- 4.36
- Q3
- 2.47
- Median
- 1.77
- Q1
- 1.18
- Min
- 0.17
At 7.21, ERIE’s P/B Ratio is at an extreme premium to the Insurance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | AON | ERIE |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 27.66 | 20.60 |
| Price-to-Sales Ratio (TTM) | 4.41 | 3.30 |
| Price-to-Book Ratio (MRQ) | 9.68 | 7.21 |
| Price-to-Free Cash Flow Ratio (TTM) | 24.73 | 23.16 |
