AMZN vs. BAC: A Head-to-Head Stock Comparison

Updated on July 7, 2025

Here’s a clear look at AMZN and BAC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

AMZN’s market capitalization of 2,371.81 billion USD is substantially larger than BAC’s 368.53 billion USD, indicating a significant difference in their market valuations.

With betas of 1.33 for AMZN and 1.31 for BAC, both stocks show similar sensitivity to overall market movements.

Symbol	AMZN	BAC
Company Name	Amazon.com, Inc.	Bank of America Corporation
Country	US	US
Sector	Consumer Cyclical	Financial Services
Industry	Specialty Retail	Banks - Diversified
CEO	Andrew R. Jassy	Brian Thomas Moynihan
Price	223.41 USD	48.93 USD
Market Cap	2,371.81 billion USD	368.53 billion USD
Beta	1.33	1.31
Exchange	NASDAQ	NYSE
IPO Date	May 15, 1997	February 21, 1973
ADR	No	No

Historical Performance

This chart compares the performance of AMZN and BAC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

AMZN vs. BAC: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

AMZN

24.26%

Specialty Retail Industry

Max: 70.52%
Q3: 29.03%
Median: 10.90%
Q1: -7.86%
Min: -57.43%

AMZN’s Return on Equity of 24.26% is on par with the norm for the Specialty Retail industry, indicating its profitability relative to shareholder equity is typical for the sector.

BAC

9.43%

Banks - Diversified Industry

Max: 20.93%
Q3: 14.73%
Median: 12.33%
Q1: 9.14%
Min: 5.86%

BAC’s Return on Equity of 9.43% is on par with the norm for the Banks - Diversified industry, indicating its profitability relative to shareholder equity is typical for the sector.

AMZN vs. BAC: A comparison of their ROE against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Return on Invested Capital

AMZN

13.10%

Specialty Retail Industry

Max: 29.46%
Q3: 13.75%
Median: 8.05%
Q1: 0.80%
Min: -17.95%

AMZN’s Return on Invested Capital of 13.10% is in line with the norm for the Specialty Retail industry, reflecting a standard level of efficiency in generating profits from its capital base.

BAC

2.22%

Banks - Diversified Industry

Max: 4.52%
Q3: 2.95%
Median: 1.89%
Q1: 0.86%
Min: 0.18%

Return on Invested Capital is often not a primary measure of capital efficiency in the Banks - Diversified industry.

AMZN vs. BAC: A comparison of their ROIC against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Net Profit Margin

AMZN

10.14%

Specialty Retail Industry

Max: 19.78%
Q3: 8.49%
Median: 3.43%
Q1: -0.69%
Min: -9.88%

A Net Profit Margin of 10.14% places AMZN in the upper quartile for the Specialty Retail industry, signifying strong profitability and more effective cost management than most of its peers.

BAC

14.56%

Banks - Diversified Industry

Max: 33.40%
Q3: 26.40%
Median: 19.24%
Q1: 14.99%
Min: 7.95%

Falling into the lower quartile for the Banks - Diversified industry, BAC’s Net Profit Margin of 14.56% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

AMZN vs. BAC: A comparison of their Net Profit Margin against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Operating Profit Margin

AMZN

11.02%

Specialty Retail Industry

Max: 24.47%
Q3: 11.10%
Median: 5.85%
Q1: 0.66%
Min: -12.62%

AMZN’s Operating Profit Margin of 11.02% is around the midpoint for the Specialty Retail industry, indicating that its efficiency in managing core business operations is typical for the sector.

BAC

15.73%

Banks - Diversified Industry

Max: 50.90%
Q3: 37.76%
Median: 28.44%
Q1: 15.73%
Min: 8.60%

BAC’s Operating Profit Margin of 15.73% is around the midpoint for the Banks - Diversified industry, indicating that its efficiency in managing core business operations is typical for the sector.

AMZN vs. BAC: A comparison of their Operating Margin against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Profitability at a Glance

Symbol	AMZN	BAC
Return on Equity (TTM)	24.26%	9.43%
Return on Assets (TTM)	10.25%	0.83%
Return on Invested Capital (TTM)	13.10%	2.22%
Net Profit Margin (TTM)	10.14%	14.56%
Operating Profit Margin (TTM)	11.02%	15.73%
Gross Profit Margin (TTM)	49.16%	50.93%

Financial Strength

Current Ratio

AMZN

1.05

Specialty Retail Industry

Max: 3.24
Q3: 1.99
Median: 1.42
Q1: 1.02
Min: 0.54

AMZN’s Current Ratio of 1.05 aligns with the median group of the Specialty Retail industry, indicating that its short-term liquidity is in line with its sector peers.

BAC

0.50

Banks - Diversified Industry

Max: 0.67
Q3: 0.49
Median: 0.39
Q1: 0.28
Min: 0.06

For the Banks - Diversified industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AMZN vs. BAC: A comparison of their Current Ratio against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Debt-to-Equity Ratio

AMZN

0.44

Specialty Retail Industry

Max: 2.72
Q3: 1.42
Median: 0.87
Q1: 0.35
Min: 0.01

AMZN’s Debt-to-Equity Ratio of 0.44 is typical for the Specialty Retail industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

BAC

2.44

Banks - Diversified Industry

Max: 4.98
Q3: 3.65
Median: 3.13
Q1: 1.73
Min: 0.09

BAC’s Debt-to-Equity Ratio of 2.44 is typical for the Banks - Diversified industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

AMZN vs. BAC: A comparison of their D/E Ratio against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Interest Coverage Ratio

AMZN

31.13

Specialty Retail Industry

Max: 37.34
Q3: 17.19
Median: 4.28
Q1: 0.11
Min: -23.60

AMZN’s Interest Coverage Ratio of 31.13 is in the upper quartile for the Specialty Retail industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

BAC

0.34

Banks - Diversified Industry

Max: 0.98
Q3: 0.78
Median: 0.55
Q1: 0.31
Min: 0.09

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks - Diversified industry.

AMZN vs. BAC: A comparison of their Interest Coverage against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Financial Strength at a Glance

Symbol	AMZN	BAC
Current Ratio (TTM)	1.05	0.50
Quick Ratio (TTM)	0.84	0.50
Debt-to-Equity Ratio (TTM)	0.44	2.44
Debt-to-Asset Ratio (TTM)	0.21	0.22
Net Debt-to-EBITDA Ratio (TTM)	0.50	13.64
Interest Coverage Ratio (TTM)	31.13	0.34

Growth

The following charts compare key year-over-year (YoY) growth metrics for AMZN and BAC. These metrics are based on the companies’ annual financial reports.

Revenue Growth

AMZN vs. BAC: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

AMZN vs. BAC: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

AMZN vs. BAC: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

AMZN

0.00%

Specialty Retail Industry

Max: 5.54%
Q3: 1.52%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

AMZN currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

BAC

2.13%

Banks - Diversified Industry

Max: 7.73%
Q3: 4.16%
Median: 3.24%
Q1: 2.27%
Min: 0.00%

BAC’s Dividend Yield of 2.13% is in the lower quartile for the Banks - Diversified industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

AMZN vs. BAC: A comparison of their Dividend Yield against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Dividend Payout Ratio

AMZN

0.00%

Specialty Retail Industry

Max: 177.64%
Q3: 9.49%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

AMZN has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

BAC

34.24%

Banks - Diversified Industry

Max: 84.94%
Q3: 39.11%
Median: 26.91%
Q1: 0.00%
Min: 0.00%

BAC’s Dividend Payout Ratio of 34.24% is within the typical range for the Banks - Diversified industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AMZN vs. BAC: A comparison of their Payout Ratio against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Dividend at a Glance

Symbol	AMZN	BAC
Dividend Yield (TTM)	0.00%	2.13%
Dividend Payout Ratio (TTM)	0.00%	34.24%

Valuation

Price-to-Earnings Ratio

AMZN

35.92

Specialty Retail Industry

Max: 81.45
Q3: 42.51
Median: 25.40
Q1: 12.72
Min: 1.88

AMZN’s P/E Ratio of 35.92 is within the middle range for the Specialty Retail industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BAC

13.49

Banks - Diversified Industry

Max: 14.13
Q3: 13.37
Median: 11.90
Q1: 9.29
Min: 7.43

A P/E Ratio of 13.49 places BAC in the upper quartile for the Banks - Diversified industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

AMZN vs. BAC: A comparison of their P/E Ratio against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Forward P/E to Growth Ratio

AMZN

1.72

Specialty Retail Industry

Max: 5.90
Q3: 2.79
Median: 1.76
Q1: 0.69
Min: 0.00

AMZN’s Forward PEG Ratio of 1.72 is within the middle range of its peers in the Specialty Retail industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

BAC

0.90

Banks - Diversified Industry

Max: 1.98
Q3: 1.41
Median: 1.15
Q1: 0.77
Min: 0.45

BAC’s Forward PEG Ratio of 0.90 is within the middle range of its peers in the Banks - Diversified industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

AMZN vs. BAC: A comparison of their Forward PEG Ratio against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Price-to-Sales Ratio

AMZN

3.65

Specialty Retail Industry

Max: 5.26
Q3: 2.60
Median: 1.29
Q1: 0.41
Min: 0.06

AMZN’s P/S Ratio of 3.65 is in the upper echelon for the Specialty Retail industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

BAC

1.93

Banks - Diversified Industry

Max: 4.15
Q3: 2.92
Median: 2.29
Q1: 1.83
Min: 0.94

The P/S Ratio is often not a primary valuation tool in the Banks - Diversified industry.

AMZN vs. BAC: A comparison of their P/S Ratio against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Price-to-Book Ratio

AMZN

7.74

Specialty Retail Industry

Max: 12.73
Q3: 6.96
Median: 3.28
Q1: 1.42
Min: 0.24

AMZN’s P/B Ratio of 7.74 is in the upper tier for the Specialty Retail industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

BAC

1.27

Banks - Diversified Industry

Max: 1.89
Q3: 1.47
Median: 1.23
Q1: 1.10
Min: 0.65

BAC’s P/B Ratio of 1.27 is within the conventional range for the Banks - Diversified industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AMZN vs. BAC: A comparison of their P/B Ratio against their respective Specialty Retail and Banks - Diversified industry benchmarks.

Valuation at a Glance

Symbol	AMZN	BAC
Price-to-Earnings Ratio (P/E, TTM)	35.92	13.49
Forward PEG Ratio (TTM)	1.72	0.90
Price-to-Sales Ratio (P/S, TTM)	3.65	1.93
Price-to-Book Ratio (P/B, TTM)	7.74	1.27
Price-to-Free Cash Flow Ratio (P/FCF, TTM)	113.97	81.00
EV-to-EBITDA (TTM)	18.07	25.04
EV-to-Sales (TTM)	3.75	4.23