AMP vs. SLF: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at AMP and SLF, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Overview
AMP’s market capitalization stands at 51.73 billion USD, while SLF’s is 36.98 billion USD, indicating their market valuations are broadly comparable.
With betas of 1.23 for AMP and 0.88 for SLF, both stocks show similar sensitivity to overall market movements.
| Symbol | AMP | SLF |
|---|---|---|
| Company Name | Ameriprise Financial, Inc. | Sun Life Financial Inc. |
| Country | US | CA |
| Sector | Financial Services | Financial Services |
| Industry | Asset Management | Insurance - Diversified |
| CEO | James M. Cracchiolo CPA | Timothy Deacon FCPA |
| Price | 543.3 USD | 65.4 USD |
| Market Cap | 51.73 billion USD | 36.98 billion USD |
| Beta | 1.23 | 0.88 |
| Exchange | NYSE | NYSE |
| IPO Date | September 15, 2005 | March 23, 2000 |
| ADR | No | No |
Historical Performance
This chart compares the performance of AMP and SLF by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.
Data is adjusted for dividends and splits.
Profitability
Return on Equity
AMP
56.06%
Asset Management Industry
- Max
- 34.25%
- Q3
- 18.22%
- Median
- 11.24%
- Q1
- 5.81%
- Min
- -5.72%
AMP’s Return on Equity of 56.06% is exceptionally high, placing it well beyond the typical range for the Asset Management industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
SLF
12.74%
Insurance - Diversified Industry
- Max
- 19.59%
- Q3
- 17.66%
- Median
- 12.77%
- Q1
- 7.56%
- Min
- -4.43%
SLF’s Return on Equity of 12.74% is on par with the norm for the Insurance - Diversified industry, indicating its profitability relative to shareholder equity is typical for the sector.
Return on Invested Capital
AMP
38.36%
Asset Management Industry
- Max
- 42.18%
- Q3
- 20.06%
- Median
- 8.68%
- Q1
- 3.13%
- Min
- -16.42%
In the upper quartile for the Asset Management industry, AMP’s Return on Invested Capital of 38.36% signifies a highly effective use of its capital to generate profits when compared to its peers.
SLF
--
Insurance - Diversified Industry
- Max
- 32.46%
- Q3
- 16.21%
- Median
- 9.46%
- Q1
- 2.09%
- Min
- -10.51%
Return on Invested Capital is often not a primary measure of capital efficiency in the Insurance - Diversified industry.
Net Profit Margin
AMP
17.14%
Asset Management Industry
- Max
- 91.66%
- Q3
- 57.81%
- Median
- 29.48%
- Q1
- 15.70%
- Min
- -27.65%
AMP’s Net Profit Margin of 17.14% is aligned with the median group of its peers in the Asset Management industry. This indicates its ability to convert revenue into profit is typical for the sector.
SLF
6.96%
Insurance - Diversified Industry
- Max
- 26.00%
- Q3
- 19.46%
- Median
- 9.37%
- Q1
- 5.55%
- Min
- -7.05%
SLF’s Net Profit Margin of 6.96% is aligned with the median group of its peers in the Insurance - Diversified industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin
AMP
21.38%
Asset Management Industry
- Max
- 99.76%
- Q3
- 78.28%
- Median
- 34.76%
- Q1
- 21.75%
- Min
- -48.25%
AMP’s Operating Profit Margin of 21.38% is in the lower quartile for the Asset Management industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
SLF
-23.56%
Insurance - Diversified Industry
- Max
- 44.52%
- Q3
- 25.84%
- Median
- 14.16%
- Q1
- 6.78%
- Min
- -2.60%
SLF has a negative Operating Profit Margin of -23.56%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.
Profitability at a Glance
| Symbol | AMP | SLF |
|---|---|---|
| Return on Equity (TTM) | 56.06% | 12.74% |
| Return on Assets (TTM) | 1.67% | 0.86% |
| Return on Invested Capital (TTM) | 38.36% | -- |
| Net Profit Margin (TTM) | 17.14% | 6.96% |
| Operating Profit Margin (TTM) | 21.38% | -23.56% |
| Gross Profit Margin (TTM) | 100.00% | 100.00% |
Financial Strength
Current Ratio
AMP
38.84
Asset Management Industry
- Max
- 12.44
- Q3
- 5.76
- Median
- 3.04
- Q1
- 1.03
- Min
- 0.01
AMP’s Current Ratio of 38.84 is exceptionally high, placing it well outside the typical range for the Asset Management industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.
SLF
--
Insurance - Diversified Industry
- Max
- 4.41
- Q3
- 4.03
- Median
- 2.86
- Q1
- 2.82
- Min
- 2.82
Current Ratio data for SLF is currently unavailable.
Debt-to-Equity Ratio
AMP
0.70
Asset Management Industry
- Max
- 2.62
- Q3
- 1.42
- Median
- 0.76
- Q1
- 0.34
- Min
- 0.01
AMP’s Debt-to-Equity Ratio of 0.70 is typical for the Asset Management industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
SLF
0.25
Insurance - Diversified Industry
- Max
- 0.54
- Q3
- 0.39
- Median
- 0.27
- Q1
- 0.21
- Min
- 0.13
SLF’s Debt-to-Equity Ratio of 0.25 is typical for the Insurance - Diversified industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio
AMP
11.42
Asset Management Industry
- Max
- 13.30
- Q3
- 6.30
- Median
- 2.71
- Q1
- 1.00
- Min
- -6.91
AMP’s Interest Coverage Ratio of 11.42 is in the upper quartile for the Asset Management industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.
SLF
-17.11
Insurance - Diversified Industry
- Max
- 19.23
- Q3
- 17.46
- Median
- 7.97
- Q1
- 4.61
- Min
- -1.63
SLF has a negative Interest Coverage Ratio of -17.11. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
Financial Strength at a Glance
| Symbol | AMP | SLF |
|---|---|---|
| Current Ratio (TTM) | 38.84 | -- |
| Quick Ratio (TTM) | 38.84 | -- |
| Debt-to-Equity Ratio (TTM) | 0.70 | 0.25 |
| Debt-to-Asset Ratio (TTM) | 0.02 | 0.02 |
| Net Debt-to-EBITDA Ratio (TTM) | 1.03 | -0.42 |
| Interest Coverage Ratio (TTM) | 11.42 | -17.11 |
Growth
The following charts compare key year-over-year (YoY) growth metrics for AMP and SLF. These metrics are based on the companies’ annual financial reports.
Revenue Growth
Earnings Per Share (EPS) Growth
Free Cash Flow Growth
Dividend
Dividend Yield
AMP
1.11%
Asset Management Industry
- Max
- 26.09%
- Q3
- 11.60%
- Median
- 6.37%
- Q1
- 2.75%
- Min
- 0.00%
AMP’s Dividend Yield of 1.11% is in the lower quartile for the Asset Management industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
SLF
3.82%
Insurance - Diversified Industry
- Max
- 8.16%
- Q3
- 5.54%
- Median
- 2.46%
- Q1
- 1.59%
- Min
- 0.00%
SLF’s Dividend Yield of 3.82% is consistent with its peers in the Insurance - Diversified industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio
AMP
19.37%
Asset Management Industry
- Max
- 1,034.88%
- Q3
- 127.70%
- Median
- 75.15%
- Q1
- 34.21%
- Min
- 0.00%
AMP’s Dividend Payout Ratio of 19.37% is in the lower quartile for the Asset Management industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
SLF
61.43%
Insurance - Diversified Industry
- Max
- 101.86%
- Q3
- 53.36%
- Median
- 21.69%
- Q1
- 5.33%
- Min
- 0.00%
SLF’s Dividend Payout Ratio of 61.43% is in the upper quartile for the Insurance - Diversified industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.
Dividend at a Glance
| Symbol | AMP | SLF |
|---|---|---|
| Dividend Yield (TTM) | 1.11% | 3.82% |
| Dividend Payout Ratio (TTM) | 19.37% | 61.43% |
Valuation
Price-to-Earnings Ratio
AMP
17.87
Asset Management Industry
- Max
- 38.72
- Q3
- 23.40
- Median
- 11.45
- Q1
- 8.80
- Min
- 1.54
AMP’s P/E Ratio of 17.87 is within the middle range for the Asset Management industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
SLF
15.64
Insurance - Diversified Industry
- Max
- 18.52
- Q3
- 16.13
- Median
- 13.33
- Q1
- 9.73
- Min
- 2.62
SLF’s P/E Ratio of 15.64 is within the middle range for the Insurance - Diversified industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Forward P/E to Growth Ratio
AMP
1.32
Asset Management Industry
- Max
- 6.38
- Q3
- 3.23
- Median
- 1.55
- Q1
- 0.89
- Min
- 0.02
AMP’s Forward PEG Ratio of 1.32 is within the middle range of its peers in the Asset Management industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.
SLF
2.01
Insurance - Diversified Industry
- Max
- 2.60
- Q3
- 2.07
- Median
- 1.20
- Q1
- 0.77
- Min
- 0.04
SLF’s Forward PEG Ratio of 2.01 is within the middle range of its peers in the Insurance - Diversified industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.
Price-to-Sales Ratio
AMP
2.96
Asset Management Industry
- Max
- 13.75
- Q3
- 7.92
- Median
- 4.87
- Q1
- 3.51
- Min
- 0.02
In the lower quartile for the Asset Management industry, AMP’s P/S Ratio of 2.96 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
SLF
1.08
Insurance - Diversified Industry
- Max
- 3.08
- Q3
- 2.00
- Median
- 1.15
- Q1
- 1.07
- Min
- 0.38
SLF’s P/S Ratio of 1.08 aligns with the market consensus for the Insurance - Diversified industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio
AMP
9.86
Asset Management Industry
- Max
- 5.33
- Q3
- 2.75
- Median
- 1.06
- Q1
- 0.87
- Min
- 0.00
The P/B Ratio is often not a primary valuation metric for the Asset Management industry.
SLF
1.94
Insurance - Diversified Industry
- Max
- 2.12
- Q3
- 1.80
- Median
- 1.59
- Q1
- 1.29
- Min
- 0.74
SLF’s P/B Ratio of 1.94 is in the upper tier for the Insurance - Diversified industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | AMP | SLF |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 17.87 | 15.64 |
| Forward PEG Ratio (TTM) | 1.32 | 2.01 |
| Price-to-Sales Ratio (P/S, TTM) | 2.96 | 1.08 |
| Price-to-Book Ratio (P/B, TTM) | 9.86 | 1.94 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 7.75 | 7.22 |
| EV-to-EBITDA (TTM) | 15.12 | 13.25 |
| EV-to-Sales (TTM) | 3.18 | 1.04 |