AMP vs. RNR: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at AMP and RNR, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Overview
AMP’s market capitalization of 51.73 billion USD is substantially larger than RNR’s 11.72 billion USD, indicating a significant difference in their market valuations.
AMP’s beta of 1.23 points to significantly higher volatility compared to RNR (beta: 0.32), suggesting AMP has greater potential for both gains and losses relative to market movements.
| Symbol | AMP | RNR |
|---|---|---|
| Company Name | Ameriprise Financial, Inc. | RenaissanceRe Holdings Ltd. |
| Country | US | BM |
| Sector | Financial Services | Financial Services |
| Industry | Asset Management | Insurance - Reinsurance |
| CEO | James M. Cracchiolo CPA | Kevin Joseph O'Donnell |
| Price | 543.3 USD | 240.9 USD |
| Market Cap | 51.73 billion USD | 11.72 billion USD |
| Beta | 1.23 | 0.32 |
| Exchange | NYSE | NYSE |
| IPO Date | September 15, 2005 | July 27, 1995 |
| ADR | No | No |
Historical Performance
This chart compares the performance of AMP and RNR by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.
Data is adjusted for dividends and splits.
Profitability
Return on Equity
AMP
56.06%
Asset Management Industry
- Max
- 34.25%
- Q3
- 18.22%
- Median
- 11.24%
- Q1
- 5.81%
- Min
- -5.72%
AMP’s Return on Equity of 56.06% is exceptionally high, placing it well beyond the typical range for the Asset Management industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
RNR
15.74%
Insurance - Reinsurance Industry
- Max
- 18.30%
- Q3
- 14.16%
- Median
- 8.39%
- Q1
- 7.08%
- Min
- 5.91%
In the upper quartile for the Insurance - Reinsurance industry, RNR’s Return on Equity of 15.74% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Return on Invested Capital
AMP
38.36%
Asset Management Industry
- Max
- 42.18%
- Q3
- 20.06%
- Median
- 8.68%
- Q1
- 3.13%
- Min
- -16.42%
In the upper quartile for the Asset Management industry, AMP’s Return on Invested Capital of 38.36% signifies a highly effective use of its capital to generate profits when compared to its peers.
RNR
78.41%
Insurance - Reinsurance Industry
- Max
- 126.30%
- Q3
- 60.66%
- Median
- 7.25%
- Q1
- 3.18%
- Min
- 0.62%
Return on Invested Capital is often not a primary measure of capital efficiency in the Insurance - Reinsurance industry.
Net Profit Margin
AMP
17.14%
Asset Management Industry
- Max
- 91.66%
- Q3
- 57.81%
- Median
- 29.48%
- Q1
- 15.70%
- Min
- -27.65%
AMP’s Net Profit Margin of 17.14% is aligned with the median group of its peers in the Asset Management industry. This indicates its ability to convert revenue into profit is typical for the sector.
RNR
13.54%
Insurance - Reinsurance Industry
- Max
- 21.27%
- Q3
- 12.90%
- Median
- 9.40%
- Q1
- 5.62%
- Min
- 3.77%
A Net Profit Margin of 13.54% places RNR in the upper quartile for the Insurance - Reinsurance industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin
AMP
21.38%
Asset Management Industry
- Max
- 99.76%
- Q3
- 78.28%
- Median
- 34.76%
- Q1
- 21.75%
- Min
- -48.25%
AMP’s Operating Profit Margin of 21.38% is in the lower quartile for the Asset Management industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
RNR
17.83%
Insurance - Reinsurance Industry
- Max
- 17.83%
- Q3
- 15.41%
- Median
- 8.11%
- Q1
- 5.86%
- Min
- 4.12%
An Operating Profit Margin of 17.83% places RNR in the upper quartile for the Insurance - Reinsurance industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | AMP | RNR |
|---|---|---|
| Return on Equity (TTM) | 56.06% | 15.74% |
| Return on Assets (TTM) | 1.67% | 3.11% |
| Return on Invested Capital (TTM) | 38.36% | 78.41% |
| Net Profit Margin (TTM) | 17.14% | 13.54% |
| Operating Profit Margin (TTM) | 21.38% | 17.83% |
| Gross Profit Margin (TTM) | 100.00% | 99.89% |
Financial Strength
Current Ratio
AMP
38.84
Asset Management Industry
- Max
- 12.44
- Q3
- 5.76
- Median
- 3.04
- Q1
- 1.03
- Min
- 0.01
AMP’s Current Ratio of 38.84 is exceptionally high, placing it well outside the typical range for the Asset Management industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.
RNR
--
Insurance - Reinsurance Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Current Ratio data for RNR is currently unavailable.
Debt-to-Equity Ratio
AMP
0.70
Asset Management Industry
- Max
- 2.62
- Q3
- 1.42
- Median
- 0.76
- Q1
- 0.34
- Min
- 0.01
AMP’s Debt-to-Equity Ratio of 0.70 is typical for the Asset Management industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
RNR
--
Insurance - Reinsurance Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Debt-to-Equity Ratio data for RNR is currently unavailable.
Interest Coverage Ratio
AMP
11.42
Asset Management Industry
- Max
- 13.30
- Q3
- 6.30
- Median
- 2.71
- Q1
- 1.00
- Min
- -6.91
AMP’s Interest Coverage Ratio of 11.42 is in the upper quartile for the Asset Management industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.
RNR
22.46
Insurance - Reinsurance Industry
- Max
- 22.46
- Q3
- 18.27
- Median
- 5.57
- Q1
- 4.93
- Min
- 3.41
RNR’s Interest Coverage Ratio of 22.46 is in the upper quartile for the Insurance - Reinsurance industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.
Financial Strength at a Glance
| Symbol | AMP | RNR |
|---|---|---|
| Current Ratio (TTM) | 38.84 | -- |
| Quick Ratio (TTM) | 38.84 | -- |
| Debt-to-Equity Ratio (TTM) | 0.70 | -- |
| Debt-to-Asset Ratio (TTM) | 0.02 | -- |
| Net Debt-to-EBITDA Ratio (TTM) | 1.03 | -0.68 |
| Interest Coverage Ratio (TTM) | 11.42 | 22.46 |
Growth
The following charts compare key year-over-year (YoY) growth metrics for AMP and RNR. These metrics are based on the companies’ annual financial reports.
Revenue Growth
Earnings Per Share (EPS) Growth
Free Cash Flow Growth
Dividend
Dividend Yield
AMP
1.11%
Asset Management Industry
- Max
- 26.09%
- Q3
- 11.60%
- Median
- 6.37%
- Q1
- 2.75%
- Min
- 0.00%
AMP’s Dividend Yield of 1.11% is in the lower quartile for the Asset Management industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
RNR
0.66%
Insurance - Reinsurance Industry
- Max
- 2.38%
- Q3
- 1.52%
- Median
- 0.33%
- Q1
- 0.00%
- Min
- 0.00%
RNR’s Dividend Yield of 0.66% is consistent with its peers in the Insurance - Reinsurance industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio
AMP
19.37%
Asset Management Industry
- Max
- 1,034.88%
- Q3
- 127.70%
- Median
- 75.15%
- Q1
- 34.21%
- Min
- 0.00%
AMP’s Dividend Payout Ratio of 19.37% is in the lower quartile for the Asset Management industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
RNR
6.92%
Insurance - Reinsurance Industry
- Max
- 40.35%
- Q3
- 23.76%
- Median
- 7.09%
- Q1
- 1.73%
- Min
- 0.00%
RNR’s Dividend Payout Ratio of 6.92% is within the typical range for the Insurance - Reinsurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | AMP | RNR |
|---|---|---|
| Dividend Yield (TTM) | 1.11% | 0.66% |
| Dividend Payout Ratio (TTM) | 19.37% | 6.92% |
Valuation
Price-to-Earnings Ratio
AMP
17.87
Asset Management Industry
- Max
- 38.72
- Q3
- 23.40
- Median
- 11.45
- Q1
- 8.80
- Min
- 1.54
AMP’s P/E Ratio of 17.87 is within the middle range for the Asset Management industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
RNR
7.37
Insurance - Reinsurance Industry
- Max
- 16.92
- Q3
- 16.06
- Median
- 12.86
- Q1
- 8.23
- Min
- 5.12
In the lower quartile for the Insurance - Reinsurance industry, RNR’s P/E Ratio of 7.37 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
Forward P/E to Growth Ratio
AMP
1.32
Asset Management Industry
- Max
- 6.38
- Q3
- 3.23
- Median
- 1.55
- Q1
- 0.89
- Min
- 0.02
AMP’s Forward PEG Ratio of 1.32 is within the middle range of its peers in the Asset Management industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.
RNR
0.38
Insurance - Reinsurance Industry
- Max
- 1.52
- Q3
- 1.04
- Median
- 0.71
- Q1
- 0.38
- Min
- 0.20
In the lower quartile for the Insurance - Reinsurance industry, RNR’s Forward PEG Ratio of 0.38 is a positive indicator. It suggests that the stock may be attractively valued relative to its expected earnings growth.
Price-to-Sales Ratio
AMP
2.96
Asset Management Industry
- Max
- 13.75
- Q3
- 7.92
- Median
- 4.87
- Q1
- 3.51
- Min
- 0.02
In the lower quartile for the Asset Management industry, AMP’s P/S Ratio of 2.96 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
RNR
0.95
Insurance - Reinsurance Industry
- Max
- 1.18
- Q3
- 1.07
- Median
- 0.91
- Q1
- 0.83
- Min
- 0.62
The P/S Ratio is often not a primary valuation tool in the Insurance - Reinsurance industry.
Price-to-Book Ratio
AMP
9.86
Asset Management Industry
- Max
- 5.33
- Q3
- 2.75
- Median
- 1.06
- Q1
- 0.87
- Min
- 0.00
The P/B Ratio is often not a primary valuation metric for the Asset Management industry.
RNR
1.19
Insurance - Reinsurance Industry
- Max
- 1.19
- Q3
- 1.18
- Median
- 1.08
- Q1
- 0.93
- Min
- 0.73
RNR’s P/B Ratio of 1.19 is in the upper tier for the Insurance - Reinsurance industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | AMP | RNR |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 17.87 | 7.37 |
| Forward PEG Ratio (TTM) | 1.32 | 0.38 |
| Price-to-Sales Ratio (P/S, TTM) | 2.96 | 0.95 |
| Price-to-Book Ratio (P/B, TTM) | 9.86 | 1.19 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 7.75 | 3.22 |
| EV-to-EBITDA (TTM) | 15.12 | 4.18 |
| EV-to-Sales (TTM) | 3.18 | 0.82 |