AMP vs. RKT: A Head-to-Head Stock Comparison

Updated on July 7, 2025

Here’s a clear look at AMP and RKT, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

AMP’s market capitalization of 51.73 billion USD is substantially larger than RKT’s 28.48 billion USD, indicating a significant difference in their market valuations.

RKT carries a higher beta at 2.28, indicating it’s more sensitive to market moves, while AMP (beta: 1.23) exhibits greater stability.

Symbol	AMP	RKT
Company Name	Ameriprise Financial, Inc.	Rocket Companies, Inc.
Country	US	US
Sector	Financial Services	Financial Services
Industry	Asset Management	Financial - Mortgages
CEO	James M. Cracchiolo CPA	Varun Krishna
Price	543.3 USD	14.24 USD
Market Cap	51.73 billion USD	28.48 billion USD
Beta	1.23	2.28
Exchange	NYSE	NYSE
IPO Date	September 15, 2005	August 6, 2020
ADR	No	No

Historical Performance

This chart compares the performance of AMP and RKT by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

AMP vs. RKT: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

AMP

56.06%

Asset Management Industry

Max: 34.25%
Q3: 18.22%
Median: 11.24%
Q1: 5.81%
Min: -5.72%

AMP’s Return on Equity of 56.06% is exceptionally high, placing it well beyond the typical range for the Asset Management industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

RKT

0.43%

Financial - Mortgages Industry

Max: 13.67%
Q3: 8.34%
Median: 5.17%
Q1: 1.25%
Min: 0.43%

RKT’s Return on Equity of 0.43% is in the lower quartile for the Financial - Mortgages industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

AMP vs. RKT: A comparison of their ROE against their respective Asset Management and Financial - Mortgages industry benchmarks.

Return on Invested Capital

AMP

38.36%

Asset Management Industry

Max: 42.18%
Q3: 20.06%
Median: 8.68%
Q1: 3.13%
Min: -16.42%

In the upper quartile for the Asset Management industry, AMP’s Return on Invested Capital of 38.36% signifies a highly effective use of its capital to generate profits when compared to its peers.

RKT

0.53%

Financial - Mortgages Industry

Max: 5.70%
Q3: 5.19%
Median: 3.06%
Q1: 1.74%
Min: 0.53%

Return on Invested Capital is often not a primary measure of capital efficiency in the Financial - Mortgages industry.

AMP vs. RKT: A comparison of their ROIC against their respective Asset Management and Financial - Mortgages industry benchmarks.

Net Profit Margin

AMP

17.14%

Asset Management Industry

Max: 91.66%
Q3: 57.81%
Median: 29.48%
Q1: 15.70%
Min: -27.65%

AMP’s Net Profit Margin of 17.14% is aligned with the median group of its peers in the Asset Management industry. This indicates its ability to convert revenue into profit is typical for the sector.

RKT

0.05%

Financial - Mortgages Industry

Max: 23.74%
Q3: 12.13%
Median: 3.31%
Q1: 0.50%
Min: -8.40%

Falling into the lower quartile for the Financial - Mortgages industry, RKT’s Net Profit Margin of 0.05% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

AMP vs. RKT: A comparison of their Net Profit Margin against their respective Asset Management and Financial - Mortgages industry benchmarks.

Operating Profit Margin

AMP

21.38%

Asset Management Industry

Max: 99.76%
Q3: 78.28%
Median: 34.76%
Q1: 21.75%
Min: -48.25%

AMP’s Operating Profit Margin of 21.38% is in the lower quartile for the Asset Management industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

RKT

2.89%

Financial - Mortgages Industry

Max: 52.12%
Q3: 29.77%
Median: 12.64%
Q1: 9.22%
Min: 2.89%

In the Financial - Mortgages industry, Operating Profit Margin is often not the primary measure of operational efficiency.

AMP vs. RKT: A comparison of their Operating Margin against their respective Asset Management and Financial - Mortgages industry benchmarks.

Profitability at a Glance

Symbol	AMP	RKT
Return on Equity (TTM)	56.06%	0.43%
Return on Assets (TTM)	1.67%	0.01%
Return on Invested Capital (TTM)	38.36%	0.53%
Net Profit Margin (TTM)	17.14%	0.05%
Operating Profit Margin (TTM)	21.38%	2.89%
Gross Profit Margin (TTM)	100.00%	90.49%

Financial Strength

Current Ratio

AMP

38.84

Asset Management Industry

Max: 12.44
Q3: 5.76
Median: 3.04
Q1: 1.03
Min: 0.01

AMP’s Current Ratio of 38.84 is exceptionally high, placing it well outside the typical range for the Asset Management industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.

RKT

0.43

Financial - Mortgages Industry

Max: 1.56
Q3: 1.28
Median: 0.56
Q1: 0.42
Min: 0.18

For the Financial - Mortgages industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AMP vs. RKT: A comparison of their Current Ratio against their respective Asset Management and Financial - Mortgages industry benchmarks.

Debt-to-Equity Ratio

AMP

0.70

Asset Management Industry

Max: 2.62
Q3: 1.42
Median: 0.76
Q1: 0.34
Min: 0.01

AMP’s Debt-to-Equity Ratio of 0.70 is typical for the Asset Management industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

RKT

25.35

Financial - Mortgages Industry

Max: 28.70
Q3: 26.19
Median: 12.98
Q1: 1.97
Min: 0.28

RKT’s Debt-to-Equity Ratio of 25.35 is typical for the Financial - Mortgages industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

AMP vs. RKT: A comparison of their D/E Ratio against their respective Asset Management and Financial - Mortgages industry benchmarks.

Interest Coverage Ratio

AMP

11.42

Asset Management Industry

Max: 13.30
Q3: 6.30
Median: 2.71
Q1: 1.00
Min: -6.91

AMP’s Interest Coverage Ratio of 11.42 is in the upper quartile for the Asset Management industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

RKT

0.30

Financial - Mortgages Industry

Max: 1.52
Q3: 1.23
Median: 0.75
Q1: 0.30
Min: 0.30

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial - Mortgages industry.

AMP vs. RKT: A comparison of their Interest Coverage against their respective Asset Management and Financial - Mortgages industry benchmarks.

Financial Strength at a Glance

Symbol	AMP	RKT
Current Ratio (TTM)	38.84	0.43
Quick Ratio (TTM)	38.84	0.43
Debt-to-Equity Ratio (TTM)	0.70	25.35
Debt-to-Asset Ratio (TTM)	0.02	0.59
Net Debt-to-EBITDA Ratio (TTM)	1.03	51.64
Interest Coverage Ratio (TTM)	11.42	0.30

Growth

The following charts compare key year-over-year (YoY) growth metrics for AMP and RKT. These metrics are based on the companies’ annual financial reports.

Revenue Growth

AMP vs. RKT: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

AMP vs. RKT: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

AMP vs. RKT: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

AMP

1.11%

Asset Management Industry

Max: 26.09%
Q3: 11.60%
Median: 6.37%
Q1: 2.75%
Min: 0.00%

AMP’s Dividend Yield of 1.11% is in the lower quartile for the Asset Management industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

RKT

5.62%

Financial - Mortgages Industry

Max: 9.76%
Q3: 3.44%
Median: 0.61%
Q1: 0.00%
Min: 0.00%

With a Dividend Yield of 5.62%, RKT offers a more attractive income stream than most of its peers in the Financial - Mortgages industry, signaling a strong commitment to shareholder returns.

AMP vs. RKT: A comparison of their Dividend Yield against their respective Asset Management and Financial - Mortgages industry benchmarks.

Dividend Payout Ratio

AMP

19.37%

Asset Management Industry

Max: 1,034.88%
Q3: 127.70%
Median: 75.15%
Q1: 34.21%
Min: 0.00%

AMP’s Dividend Payout Ratio of 19.37% is in the lower quartile for the Asset Management industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

RKT

0.00%

Financial - Mortgages Industry

Max: 809.09%
Q3: 90.46%
Median: 3.86%
Q1: 0.00%
Min: 0.00%

RKT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

AMP vs. RKT: A comparison of their Payout Ratio against their respective Asset Management and Financial - Mortgages industry benchmarks.

Dividend at a Glance

Symbol	AMP	RKT
Dividend Yield (TTM)	1.11%	5.62%
Dividend Payout Ratio (TTM)	19.37%	0.00%

Valuation

Price-to-Earnings Ratio

AMP

17.87

Asset Management Industry

Max: 38.72
Q3: 23.40
Median: 11.45
Q1: 8.80
Min: 1.54

AMP’s P/E Ratio of 17.87 is within the middle range for the Asset Management industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

RKT

758.84

Financial - Mortgages Industry

Max: 27.35
Q3: 24.60
Median: 19.38
Q1: 13.85
Min: 9.11

At 758.84, RKT’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial - Mortgages industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

AMP vs. RKT: A comparison of their P/E Ratio against their respective Asset Management and Financial - Mortgages industry benchmarks.

Forward P/E to Growth Ratio

AMP

1.32

Asset Management Industry

Max: 6.38
Q3: 3.23
Median: 1.55
Q1: 0.89
Min: 0.02

AMP’s Forward PEG Ratio of 1.32 is within the middle range of its peers in the Asset Management industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

RKT

16.55

Financial - Mortgages Industry

Max: 3.27
Q3: 1.67
Median: 0.90
Q1: 0.60
Min: 0.34

RKT’s Forward PEG Ratio of 16.55 is exceptionally high for the Financial - Mortgages industry. This suggests its stock price is very high relative to its expected earnings growth, signaling significant overvaluation risk.

AMP vs. RKT: A comparison of their Forward PEG Ratio against their respective Asset Management and Financial - Mortgages industry benchmarks.

Price-to-Sales Ratio

AMP

2.96

Asset Management Industry

Max: 13.75
Q3: 7.92
Median: 4.87
Q1: 3.51
Min: 0.02

In the lower quartile for the Asset Management industry, AMP’s P/S Ratio of 2.96 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

RKT

5.62

Financial - Mortgages Industry

Max: 5.61
Q3: 3.48
Median: 1.83
Q1: 0.79
Min: 0.28

The P/S Ratio is often not a primary valuation tool in the Financial - Mortgages industry.

AMP vs. RKT: A comparison of their P/S Ratio against their respective Asset Management and Financial - Mortgages industry benchmarks.

Price-to-Book Ratio

AMP

9.86

Asset Management Industry

Max: 5.33
Q3: 2.75
Median: 1.06
Q1: 0.87
Min: 0.00

The P/B Ratio is often not a primary valuation metric for the Asset Management industry.

RKT

3.60

Financial - Mortgages Industry

Max: 1.94
Q3: 1.80
Median: 1.23
Q1: 1.05
Min: 0.58

At 3.60, RKT’s P/B Ratio is at an extreme premium to the Financial - Mortgages industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

AMP vs. RKT: A comparison of their P/B Ratio against their respective Asset Management and Financial - Mortgages industry benchmarks.

Valuation at a Glance

Symbol	AMP	RKT
Price-to-Earnings Ratio (P/E, TTM)	17.87	758.84
Forward PEG Ratio (TTM)	1.32	16.55
Price-to-Sales Ratio (P/S, TTM)	2.96	5.62
Price-to-Book Ratio (P/B, TTM)	9.86	3.60
Price-to-Free Cash Flow Ratio (P/FCF, TTM)	7.75	-22.66
EV-to-EBITDA (TTM)	15.12	161.45
EV-to-Sales (TTM)	3.18	8.26