AMP vs. PUK: A Head-to-Head Stock Comparison

Updated on October 7, 2025

Here’s a clear look at AMP and PUK, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

AMP is a standard domestic listing, while PUK trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	AMP	PUK
Company Name	Ameriprise Financial, Inc.	Prudential plc
Country	United States	Hong Kong
GICS Sector	Financials	Financials
GICS Industry	Capital Markets	Insurance
Market Capitalization	46.38 billion USD	35.53 billion USD
Exchange	NYSE	NYSE
Listing Date	September 15, 2005	June 29, 2000
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of AMP and PUK by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AMP vs. PUK: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	AMP	PUK
5-Day Price Return	-1.52%	-3.62%
13-Week Price Return	-9.44%	12.00%
26-Week Price Return	1.63%	22.31%
52-Week Price Return	2.43%	40.46%
Month-to-Date Return	0.15%	-2.93%
Year-to-Date Return	-7.59%	58.63%
10-Day Avg. Volume	0.50M	4.05M
3-Month Avg. Volume	0.47M	3.59M
3-Month Volatility	21.32%	20.06%
Beta	1.30	1.41

Profitability

Return on Equity (TTM)

AMP

57.46%

Capital Markets Industry

Max: 38.97%
Q3: 22.24%
Median: 13.52%
Q1: 8.61%
Min: -4.25%

AMP’s Return on Equity of 57.46% is exceptionally high, placing it well beyond the typical range for the Capital Markets industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

PUK

19.37%

Insurance Industry

Max: 30.96%
Q3: 18.76%
Median: 14.22%
Q1: 10.34%
Min: 1.73%

In the upper quartile for the Insurance industry, PUK’s Return on Equity of 19.37% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

AMP vs. PUK: A comparison of their Return on Equity (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Net Profit Margin (TTM)

AMP

17.74%

Capital Markets Industry

Max: 69.91%
Q3: 37.24%
Median: 24.30%
Q1: 13.06%
Min: -15.18%

AMP’s Net Profit Margin of 17.74% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

PUK

26.45%

Insurance Industry

Max: 26.78%
Q3: 14.69%
Median: 9.87%
Q1: 6.59%
Min: -3.51%

A Net Profit Margin of 26.45% places PUK in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

AMP vs. PUK: A comparison of their Net Profit Margin (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Operating Profit Margin (TTM)

AMP

29.61%

Capital Markets Industry

Max: 84.86%
Q3: 47.16%
Median: 32.23%
Q1: 18.65%
Min: -21.87%

AMP’s Operating Profit Margin of 29.61% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

PUK

27.36%

Insurance Industry

Max: 34.52%
Q3: 20.17%
Median: 14.46%
Q1: 9.62%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

AMP vs. PUK: A comparison of their Operating Profit Margin (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Profitability at a Glance

Symbol	AMP	PUK
Return on Equity (TTM)	57.46%	19.37%
Return on Assets (TTM)	1.76%	1.81%
Net Profit Margin (TTM)	17.74%	26.45%
Operating Profit Margin (TTM)	29.61%	27.36%
Gross Profit Margin (TTM)	51.86%	--

Financial Strength

Current Ratio (MRQ)

AMP

0.62

Capital Markets Industry

Max: 3.37
Q3: 1.81
Median: 1.01
Q1: 0.56
Min: 0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

PUK

0.38

Insurance Industry

Max: 2.97
Q3: 1.37
Median: 0.54
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AMP vs. PUK: A comparison of their Current Ratio (MRQ) against their respective Capital Markets and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AMP

6.67

Capital Markets Industry

Max: 6.52
Q3: 2.79
Median: 0.96
Q1: 0.28
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

PUK

0.29

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

AMP vs. PUK: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Capital Markets and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

AMP

5.46

Capital Markets Industry

Max: 107.59
Q3: 48.41
Median: 10.85
Q1: 4.56
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

PUK

8.97

Insurance Industry

Max: 43.68
Q3: 21.45
Median: 9.67
Q1: 3.55
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

AMP vs. PUK: A comparison of their Interest Coverage Ratio (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Financial Strength at a Glance

Symbol	AMP	PUK
Current Ratio (MRQ)	0.62	0.38
Quick Ratio (MRQ)	0.62	0.38
Debt-to-Equity Ratio (MRQ)	6.67	0.29
Interest Coverage Ratio (TTM)	5.46	8.97

Growth

Revenue Growth

AMP vs. PUK: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AMP vs. PUK: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AMP

1.26%

Capital Markets Industry

Max: 9.02%
Q3: 4.54%
Median: 2.55%
Q1: 1.27%
Min: 0.00%

AMP’s Dividend Yield of 1.26% is in the lower quartile for the Capital Markets industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

PUK

1.68%

Insurance Industry

Max: 9.80%
Q3: 5.18%
Median: 3.58%
Q1: 2.07%
Min: 0.00%

PUK’s Dividend Yield of 1.68% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

AMP vs. PUK: A comparison of their Dividend Yield (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

AMP

18.14%

Capital Markets Industry

Max: 199.38%
Q3: 99.28%
Median: 60.67%
Q1: 32.00%
Min: 0.00%

AMP’s Dividend Payout Ratio of 18.14% is in the lower quartile for the Capital Markets industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

PUK

17.05%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 53.26%
Q1: 23.68%
Min: 0.00%

PUK’s Dividend Payout Ratio of 17.05% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

AMP vs. PUK: A comparison of their Dividend Payout Ratio (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Dividend at a Glance

Symbol	AMP	PUK
Dividend Yield (TTM)	1.26%	1.68%
Dividend Payout Ratio (TTM)	18.14%	17.05%

Valuation

Price-to-Earnings Ratio (TTM)

AMP

14.35

Capital Markets Industry

Max: 51.69
Q3: 29.42
Median: 17.58
Q1: 12.55
Min: 5.59

AMP’s P/E Ratio of 14.35 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

PUK

10.14

Insurance Industry

Max: 30.75
Q3: 18.11
Median: 12.67
Q1: 9.66
Min: 2.87

PUK’s P/E Ratio of 10.14 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AMP vs. PUK: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

AMP

2.55

Capital Markets Industry

Max: 14.65
Q3: 7.29
Median: 4.53
Q1: 2.26
Min: 0.04

AMP’s P/S Ratio of 2.55 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

PUK

2.68

Insurance Industry

Max: 3.41
Q3: 1.88
Median: 1.22
Q1: 0.80
Min: 0.23

PUK’s P/S Ratio of 2.68 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

AMP vs. PUK: A comparison of their Price-to-Sales Ratio (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

AMP

8.36

Capital Markets Industry

Max: 10.83
Q3: 5.12
Median: 2.66
Q1: 1.19
Min: 0.37

AMP’s P/B Ratio of 8.36 is in the upper tier for the Capital Markets industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

PUK

1.75

Insurance Industry

Max: 4.57
Q3: 2.56
Median: 1.88
Q1: 1.20
Min: 0.17

PUK’s P/B Ratio of 1.75 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AMP vs. PUK: A comparison of their Price-to-Book Ratio (MRQ) against their respective Capital Markets and Insurance industry benchmarks.

Valuation at a Glance

Symbol	AMP	PUK
Price-to-Earnings Ratio (TTM)	14.35	10.14
Price-to-Sales Ratio (TTM)	2.55	2.68
Price-to-Book Ratio (MRQ)	8.36	1.75
Price-to-Free Cash Flow Ratio (TTM)	6.91	16.80