AMP vs. NWG: A Head-to-Head Stock Comparison

Updated on November 21, 2025

Here’s a clear look at AMP and NWG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

AMP is a standard domestic listing, while NWG trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	AMP	NWG
Company Name	Ameriprise Financial, Inc.	NatWest Group plc
Country	United States	United Kingdom
GICS Sector	Financials	Financials
GICS Industry	Capital Markets	Banks
Market Capitalization	42.85 billion USD	63.87 billion USD
Exchange	NYSE	NYSE
Listing Date	September 15, 2005	October 18, 2007
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of AMP and NWG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AMP vs. NWG: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	AMP	NWG
5-Day Price Return	-0.28%	-3.17%
13-Week Price Return	-8.96%	9.36%
26-Week Price Return	-11.87%	18.27%
52-Week Price Return	-18.20%	52.60%
Month-to-Date Return	1.16%	2.43%
Year-to-Date Return	-13.98%	48.77%
10-Day Avg. Volume	0.58M	14.23M
3-Month Avg. Volume	0.51M	12.47M
3-Month Volatility	21.37%	26.06%
Beta	1.28	1.72

Profitability

Return on Equity (TTM)

AMP

62.54%

Capital Markets Industry

Max: 41.61%
Q3: 22.56%
Median: 13.62%
Q1: 9.23%
Min: -4.25%

AMP’s Return on Equity of 62.54% is exceptionally high, placing it well beyond the typical range for the Capital Markets industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

NWG

13.76%

Banks Industry

Max: 25.75%
Q3: 15.51%
Median: 11.91%
Q1: 8.65%
Min: -1.41%

NWG’s Return on Equity of 13.76% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

AMP vs. NWG: A comparison of their Return on Equity (TTM) against their respective Capital Markets and Banks industry benchmarks.

Net Profit Margin (TTM)

AMP

19.59%

Capital Markets Industry

Max: 69.91%
Q3: 36.88%
Median: 24.30%
Q1: 13.14%
Min: -6.20%

AMP’s Net Profit Margin of 19.59% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

NWG

31.24%

Banks Industry

Max: 54.20%
Q3: 35.60%
Median: 28.95%
Q1: 22.27%
Min: 2.66%

NWG’s Net Profit Margin of 31.24% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

AMP vs. NWG: A comparison of their Net Profit Margin (TTM) against their respective Capital Markets and Banks industry benchmarks.

Operating Profit Margin (TTM)

AMP

30.50%

Capital Markets Industry

Max: 83.68%
Q3: 47.64%
Median: 32.36%
Q1: 19.28%
Min: 0.30%

AMP’s Operating Profit Margin of 30.50% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

NWG

40.79%

Banks Industry

Max: 63.35%
Q3: 44.30%
Median: 37.14%
Q1: 28.21%
Min: 12.28%

NWG’s Operating Profit Margin of 40.79% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

AMP vs. NWG: A comparison of their Operating Profit Margin (TTM) against their respective Capital Markets and Banks industry benchmarks.

Profitability at a Glance

Symbol	AMP	NWG
Return on Equity (TTM)	62.54%	13.76%
Return on Assets (TTM)	1.97%	0.79%
Net Profit Margin (TTM)	19.59%	31.24%
Operating Profit Margin (TTM)	30.50%	40.79%
Gross Profit Margin (TTM)	52.46%	--

Financial Strength

Current Ratio (MRQ)

AMP

0.68

Capital Markets Industry

Max: 3.43
Q3: 1.76
Median: 1.00
Q1: 0.60
Min: 0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

NWG

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AMP vs. NWG: A comparison of their Current Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AMP

6.12

Capital Markets Industry

Max: 6.12
Q3: 2.78
Median: 0.96
Q1: 0.31
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

NWG

1.74

Banks Industry

Max: 5.78
Q3: 2.55
Median: 0.94
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

AMP vs. NWG: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

AMP

5.46

Capital Markets Industry

Max: 107.59
Q3: 50.42
Median: 10.94
Q1: 4.37
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

NWG

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

AMP vs. NWG: A comparison of their Interest Coverage Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Financial Strength at a Glance

Symbol	AMP	NWG
Current Ratio (MRQ)	0.68	--
Quick Ratio (MRQ)	0.68	--
Debt-to-Equity Ratio (MRQ)	6.12	1.74
Interest Coverage Ratio (TTM)	5.46	--

Growth

Revenue Growth

AMP vs. NWG: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AMP vs. NWG: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AMP

1.45%

Capital Markets Industry

Max: 8.63%
Q3: 4.88%
Median: 2.72%
Q1: 1.41%
Min: 0.00%

AMP’s Dividend Yield of 1.45% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

NWG

0.00%

Banks Industry

Max: 9.92%
Q3: 5.44%
Median: 3.78%
Q1: 2.38%
Min: 0.00%

NWG currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

AMP vs. NWG: A comparison of their Dividend Yield (TTM) against their respective Capital Markets and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

AMP

16.30%

Capital Markets Industry

Max: 188.84%
Q3: 96.52%
Median: 61.58%
Q1: 31.74%
Min: 0.00%

AMP’s Dividend Payout Ratio of 16.30% is in the lower quartile for the Capital Markets industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

NWG

48.52%

Banks Industry

Max: 135.42%
Q3: 78.13%
Median: 52.54%
Q1: 35.48%
Min: 0.00%

NWG’s Dividend Payout Ratio of 48.52% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AMP vs. NWG: A comparison of their Dividend Payout Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Dividend at a Glance

Symbol	AMP	NWG
Dividend Yield (TTM)	1.45%	0.00%
Dividend Payout Ratio (TTM)	16.30%	48.52%

Valuation

Price-to-Earnings Ratio (TTM)

AMP

11.27

Capital Markets Industry

Max: 47.53
Q3: 28.81
Median: 16.62
Q1: 12.06
Min: 5.71

In the lower quartile for the Capital Markets industry, AMP’s P/E Ratio of 11.27 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

NWG

8.47

Banks Industry

Max: 21.36
Q3: 13.70
Median: 10.55
Q1: 8.08
Min: 2.84

NWG’s P/E Ratio of 8.47 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AMP vs. NWG: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

AMP

2.21

Capital Markets Industry

Max: 13.23
Q3: 6.65
Median: 4.40
Q1: 2.22
Min: 0.03

In the lower quartile for the Capital Markets industry, AMP’s P/S Ratio of 2.21 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

NWG

1.17

Banks Industry

Max: 4.90
Q3: 2.97
Median: 2.24
Q1: 1.58
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

AMP vs. NWG: A comparison of their Price-to-Sales Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

AMP

7.17

Capital Markets Industry

Max: 10.83
Q3: 5.27
Median: 2.66
Q1: 1.34
Min: 0.37

AMP’s P/B Ratio of 7.17 is in the upper tier for the Capital Markets industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

NWG

0.99

Banks Industry

Max: 2.14
Q3: 1.43
Median: 1.13
Q1: 0.87
Min: 0.25

NWG’s P/B Ratio of 0.99 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AMP vs. NWG: A comparison of their Price-to-Book Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Valuation at a Glance

Symbol	AMP	NWG
Price-to-Earnings Ratio (TTM)	11.27	8.47
Price-to-Sales Ratio (TTM)	2.21	1.17
Price-to-Book Ratio (MRQ)	7.17	0.99
Price-to-Free Cash Flow Ratio (TTM)	6.97	9.41