AMP vs. BSAC: A Head-to-Head Stock Comparison

Updated on August 22, 2025

Here’s a clear look at AMP and BSAC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

AMP is a standard domestic listing, while BSAC trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	AMP	BSAC
Company Name	Ameriprise Financial, Inc.	Banco Santander-Chile
Country	United States	Chile
GICS Sector	Financials	Financials
GICS Industry	Capital Markets	Banks
Market Capitalization	47.64 billion USD	11.51 billion USD
Exchange	NYSE	NYSE
Listing Date	September 15, 2005	October 31, 1994
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of AMP and BSAC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AMP vs. BSAC: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	AMP	BSAC
5-Day Price Return	-1.61%	-1.65%
13-Week Price Return	-3.22%	-3.90%
26-Week Price Return	-6.36%	6.98%
52-Week Price Return	16.09%	31.29%
Month-to-Date Return	-2.47%	0.93%
Year-to-Date Return	-5.08%	19.87%
10-Day Avg. Volume	0.41M	135.13M
3-Month Avg. Volume	0.46M	140.28M
3-Month Volatility	20.65%	17.51%
Beta	1.30	0.24

Profitability

Return on Equity (TTM)

AMP

57.46%

Capital Markets Industry

Max: 38.97%
Q3: 21.61%
Median: 13.77%
Q1: 8.31%
Min: -4.25%

AMP’s Return on Equity of 57.46% is exceptionally high, placing it well beyond the typical range for the Capital Markets industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

BSAC

24.56%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

In the upper quartile for the Banks industry, BSAC’s Return on Equity of 24.56% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

AMP vs. BSAC: A comparison of their Return on Equity (TTM) against their respective Capital Markets and Banks industry benchmarks.

Net Profit Margin (TTM)

AMP

17.74%

Capital Markets Industry

Max: 66.67%
Q3: 35.11%
Median: 23.49%
Q1: 13.63%
Min: -15.18%

AMP’s Net Profit Margin of 17.74% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

BSAC

19.02%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

Falling into the lower quartile for the Banks industry, BSAC’s Net Profit Margin of 19.02% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

AMP vs. BSAC: A comparison of their Net Profit Margin (TTM) against their respective Capital Markets and Banks industry benchmarks.

Operating Profit Margin (TTM)

AMP

29.61%

Capital Markets Industry

Max: 86.40%
Q3: 46.46%
Median: 32.80%
Q1: 18.32%
Min: -21.87%

AMP’s Operating Profit Margin of 29.61% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

BSAC

20.34%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

BSAC’s Operating Profit Margin of 20.34% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

AMP vs. BSAC: A comparison of their Operating Profit Margin (TTM) against their respective Capital Markets and Banks industry benchmarks.

Profitability at a Glance

Symbol	AMP	BSAC
Return on Equity (TTM)	57.46%	24.56%
Return on Assets (TTM)	1.76%	1.60%
Net Profit Margin (TTM)	17.74%	19.02%
Operating Profit Margin (TTM)	29.61%	20.34%
Gross Profit Margin (TTM)	51.86%	--

Financial Strength

Current Ratio (MRQ)

AMP

0.62

Capital Markets Industry

Max: 3.76
Q3: 1.89
Median: 1.01
Q1: 0.54
Min: -0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BSAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AMP vs. BSAC: A comparison of their Current Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AMP

6.67

Capital Markets Industry

Max: 6.62
Q3: 2.84
Median: 1.02
Q1: 0.32
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

BSAC

3.83

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

AMP vs. BSAC: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

AMP

5.46

Capital Markets Industry

Max: 126.03
Q3: 60.98
Median: 11.77
Q1: 4.95
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

BSAC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

AMP vs. BSAC: A comparison of their Interest Coverage Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Financial Strength at a Glance

Symbol	AMP	BSAC
Current Ratio (MRQ)	0.62	--
Quick Ratio (MRQ)	0.62	--
Debt-to-Equity Ratio (MRQ)	6.67	3.83
Interest Coverage Ratio (TTM)	5.46	--

Growth

Revenue Growth

AMP vs. BSAC: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AMP vs. BSAC: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AMP

1.22%

Capital Markets Industry

Max: 10.26%
Q3: 4.86%
Median: 2.78%
Q1: 1.22%
Min: 0.00%

AMP’s Dividend Yield of 1.22% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

BSAC

5.62%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

BSAC’s Dividend Yield of 5.62% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

AMP vs. BSAC: A comparison of their Dividend Yield (TTM) against their respective Capital Markets and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

AMP

18.14%

Capital Markets Industry

Max: 200.72%
Q3: 101.92%
Median: 57.97%
Q1: 32.36%
Min: 0.00%

AMP’s Dividend Payout Ratio of 18.14% is in the lower quartile for the Capital Markets industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

BSAC

220.26%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

At 220.26%, BSAC’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Banks industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

AMP vs. BSAC: A comparison of their Dividend Payout Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Dividend at a Glance

Symbol	AMP	BSAC
Dividend Yield (TTM)	1.22%	5.62%
Dividend Payout Ratio (TTM)	18.14%	220.26%

Valuation

Price-to-Earnings Ratio (TTM)

AMP

14.81

Capital Markets Industry

Max: 58.89
Q3: 31.00
Median: 18.54
Q1: 12.09
Min: 5.24

AMP’s P/E Ratio of 14.81 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BSAC

9.99

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

BSAC’s P/E Ratio of 9.99 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AMP vs. BSAC: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

AMP

2.63

Capital Markets Industry

Max: 14.49
Q3: 7.41
Median: 4.68
Q1: 2.25
Min: 0.04

AMP’s P/S Ratio of 2.63 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BSAC

3.42

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

AMP vs. BSAC: A comparison of their Price-to-Sales Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

AMP

8.36

Capital Markets Industry

Max: 9.48
Q3: 4.94
Median: 2.42
Q1: 1.21
Min: 0.38

AMP’s P/B Ratio of 8.36 is in the upper tier for the Capital Markets industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

BSAC

2.44

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

At 2.44, BSAC’s P/B Ratio is at an extreme premium to the Banks industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

AMP vs. BSAC: A comparison of their Price-to-Book Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Valuation at a Glance

Symbol	AMP	BSAC
Price-to-Earnings Ratio (TTM)	14.81	9.99
Price-to-Sales Ratio (TTM)	2.63	3.42
Price-to-Book Ratio (MRQ)	8.36	2.44
Price-to-Free Cash Flow Ratio (TTM)	7.13	6.39