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AMP vs. BNT: A Head-to-Head Stock Comparison

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Here’s a clear look at AMP and BNT, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

AMP’s market capitalization of 51.73 billion USD is substantially larger than BNT’s 15.56 billion USD, indicating a significant difference in their market valuations.

With betas of 1.23 for AMP and 1.76 for BNT, both stocks show similar sensitivity to overall market movements.

SymbolAMPBNT
Company NameAmeriprise Financial, Inc.Brookfield Wealth Solutions Ltd.
CountryUSBM
SectorFinancial ServicesFinancial Services
IndustryAsset ManagementInsurance - Diversified
CEOJames M. Cracchiolo CPAGregory N. McConnie
Price543.3 USD64.18 USD
Market Cap51.73 billion USD15.56 billion USD
Beta1.231.76
ExchangeNYSENYSE
IPO DateSeptember 15, 2005June 28, 2021
ADRNoNo

Historical Performance

This chart compares the performance of AMP and BNT by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

AMP vs. BNT: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

AMP

56.06%

Asset Management Industry

Max
34.25%
Q3
18.22%
Median
11.24%
Q1
5.81%
Min
-5.72%

AMP’s Return on Equity of 56.06% is exceptionally high, placing it well beyond the typical range for the Asset Management industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

BNT

4.82%

Insurance - Diversified Industry

Max
19.59%
Q3
17.66%
Median
12.77%
Q1
7.56%
Min
-4.43%

BNT’s Return on Equity of 4.82% is in the lower quartile for the Insurance - Diversified industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

AMP vs. BNT: A comparison of their ROE against their respective Asset Management and Insurance - Diversified industry benchmarks.

Return on Invested Capital

AMP

38.36%

Asset Management Industry

Max
42.18%
Q3
20.06%
Median
8.68%
Q1
3.13%
Min
-16.42%

In the upper quartile for the Asset Management industry, AMP’s Return on Invested Capital of 38.36% signifies a highly effective use of its capital to generate profits when compared to its peers.

BNT

0.47%

Insurance - Diversified Industry

Max
32.46%
Q3
16.21%
Median
9.46%
Q1
2.09%
Min
-10.51%

Return on Invested Capital is often not a primary measure of capital efficiency in the Insurance - Diversified industry.

AMP vs. BNT: A comparison of their ROIC against their respective Asset Management and Insurance - Diversified industry benchmarks.

Net Profit Margin

AMP

17.14%

Asset Management Industry

Max
91.66%
Q3
57.81%
Median
29.48%
Q1
15.70%
Min
-27.65%

AMP’s Net Profit Margin of 17.14% is aligned with the median group of its peers in the Asset Management industry. This indicates its ability to convert revenue into profit is typical for the sector.

BNT

3.74%

Insurance - Diversified Industry

Max
26.00%
Q3
19.46%
Median
9.37%
Q1
5.55%
Min
-7.05%

Falling into the lower quartile for the Insurance - Diversified industry, BNT’s Net Profit Margin of 3.74% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

AMP vs. BNT: A comparison of their Net Profit Margin against their respective Asset Management and Insurance - Diversified industry benchmarks.

Operating Profit Margin

AMP

21.38%

Asset Management Industry

Max
99.76%
Q3
78.28%
Median
34.76%
Q1
21.75%
Min
-48.25%

AMP’s Operating Profit Margin of 21.38% is in the lower quartile for the Asset Management industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

BNT

3.85%

Insurance - Diversified Industry

Max
44.52%
Q3
25.84%
Median
14.16%
Q1
6.78%
Min
-2.60%

BNT’s Operating Profit Margin of 3.85% is in the lower quartile for the Insurance - Diversified industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

AMP vs. BNT: A comparison of their Operating Margin against their respective Asset Management and Insurance - Diversified industry benchmarks.

Profitability at a Glance

SymbolAMPBNT
Return on Equity (TTM)56.06%4.82%
Return on Assets (TTM)1.67%0.38%
Return on Invested Capital (TTM)38.36%0.47%
Net Profit Margin (TTM)17.14%3.74%
Operating Profit Margin (TTM)21.38%3.85%
Gross Profit Margin (TTM)100.00%58.17%

Financial Strength

Current Ratio

AMP

38.84

Asset Management Industry

Max
12.44
Q3
5.76
Median
3.04
Q1
1.03
Min
0.01

AMP’s Current Ratio of 38.84 is exceptionally high, placing it well outside the typical range for the Asset Management industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.

BNT

42.40

Insurance - Diversified Industry

Max
4.41
Q3
4.03
Median
2.86
Q1
2.82
Min
2.82

BNT’s Current Ratio of 42.40 is exceptionally high, placing it well outside the typical range for the Insurance - Diversified industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.

AMP vs. BNT: A comparison of their Current Ratio against their respective Asset Management and Insurance - Diversified industry benchmarks.

Debt-to-Equity Ratio

AMP

0.70

Asset Management Industry

Max
2.62
Q3
1.42
Median
0.76
Q1
0.34
Min
0.01

AMP’s Debt-to-Equity Ratio of 0.70 is typical for the Asset Management industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

BNT

0.37

Insurance - Diversified Industry

Max
0.54
Q3
0.39
Median
0.27
Q1
0.21
Min
0.13

BNT’s Debt-to-Equity Ratio of 0.37 is typical for the Insurance - Diversified industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

AMP vs. BNT: A comparison of their D/E Ratio against their respective Asset Management and Insurance - Diversified industry benchmarks.

Interest Coverage Ratio

AMP

11.42

Asset Management Industry

Max
13.30
Q3
6.30
Median
2.71
Q1
1.00
Min
-6.91

AMP’s Interest Coverage Ratio of 11.42 is in the upper quartile for the Asset Management industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

BNT

0.41

Insurance - Diversified Industry

Max
19.23
Q3
17.46
Median
7.97
Q1
4.61
Min
-1.63

BNT’s Interest Coverage Ratio of 0.41 is a critical concern. A value below 1.0 means operating earnings are insufficient to cover interest expenses, indicating severe financial strain and high default risk.

AMP vs. BNT: A comparison of their Interest Coverage against their respective Asset Management and Insurance - Diversified industry benchmarks.

Financial Strength at a Glance

SymbolAMPBNT
Current Ratio (TTM)38.8442.40
Quick Ratio (TTM)38.8442.40
Debt-to-Equity Ratio (TTM)0.700.37
Debt-to-Asset Ratio (TTM)0.020.03
Net Debt-to-EBITDA Ratio (TTM)1.03-7.85
Interest Coverage Ratio (TTM)11.420.41

Growth

The following charts compare key year-over-year (YoY) growth metrics for AMP and BNT. These metrics are based on the companies’ annual financial reports.

Revenue Growth

AMP vs. BNT: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

AMP vs. BNT: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

AMP vs. BNT: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

AMP

1.11%

Asset Management Industry

Max
26.09%
Q3
11.60%
Median
6.37%
Q1
2.75%
Min
0.00%

AMP’s Dividend Yield of 1.11% is in the lower quartile for the Asset Management industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

BNT

0.53%

Insurance - Diversified Industry

Max
8.16%
Q3
5.54%
Median
2.46%
Q1
1.59%
Min
0.00%

BNT’s Dividend Yield of 0.53% is in the lower quartile for the Insurance - Diversified industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

AMP vs. BNT: A comparison of their Dividend Yield against their respective Asset Management and Insurance - Diversified industry benchmarks.

Dividend Payout Ratio

AMP

19.37%

Asset Management Industry

Max
1,034.88%
Q3
127.70%
Median
75.15%
Q1
34.21%
Min
0.00%

AMP’s Dividend Payout Ratio of 19.37% is in the lower quartile for the Asset Management industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

BNT

0.00%

Insurance - Diversified Industry

Max
101.86%
Q3
53.36%
Median
21.69%
Q1
5.33%
Min
0.00%

BNT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

AMP vs. BNT: A comparison of their Payout Ratio against their respective Asset Management and Insurance - Diversified industry benchmarks.

Dividend at a Glance

SymbolAMPBNT
Dividend Yield (TTM)1.11%0.53%
Dividend Payout Ratio (TTM)19.37%0.00%

Valuation

Price-to-Earnings Ratio

AMP

17.87

Asset Management Industry

Max
38.72
Q3
23.40
Median
11.45
Q1
8.80
Min
1.54

AMP’s P/E Ratio of 17.87 is within the middle range for the Asset Management industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BNT

29.20

Insurance - Diversified Industry

Max
18.52
Q3
16.13
Median
13.33
Q1
9.73
Min
2.62

At 29.20, BNT’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Insurance - Diversified industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

AMP vs. BNT: A comparison of their P/E Ratio against their respective Asset Management and Insurance - Diversified industry benchmarks.

Forward P/E to Growth Ratio

AMP

1.32

Asset Management Industry

Max
6.38
Q3
3.23
Median
1.55
Q1
0.89
Min
0.02

AMP’s Forward PEG Ratio of 1.32 is within the middle range of its peers in the Asset Management industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

BNT

-0.62

Insurance - Diversified Industry

Max
2.60
Q3
2.07
Median
1.20
Q1
0.77
Min
0.04

BNT has a negative Forward PEG Ratio of -0.62. This typically results from negative earnings or forecasts of declining future earnings, making the ratio not meaningful for valuation.

AMP vs. BNT: A comparison of their Forward PEG Ratio against their respective Asset Management and Insurance - Diversified industry benchmarks.

Price-to-Sales Ratio

AMP

2.96

Asset Management Industry

Max
13.75
Q3
7.92
Median
4.87
Q1
3.51
Min
0.02

In the lower quartile for the Asset Management industry, AMP’s P/S Ratio of 2.96 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

BNT

1.09

Insurance - Diversified Industry

Max
3.08
Q3
2.00
Median
1.15
Q1
1.07
Min
0.38

BNT’s P/S Ratio of 1.09 aligns with the market consensus for the Insurance - Diversified industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

AMP vs. BNT: A comparison of their P/S Ratio against their respective Asset Management and Insurance - Diversified industry benchmarks.

Price-to-Book Ratio

AMP

9.86

Asset Management Industry

Max
5.33
Q3
2.75
Median
1.06
Q1
0.87
Min
0.00

The P/B Ratio is often not a primary valuation metric for the Asset Management industry.

BNT

1.27

Insurance - Diversified Industry

Max
2.12
Q3
1.80
Median
1.59
Q1
1.29
Min
0.74

BNT’s P/B Ratio of 1.27 is in the lower quartile for the Insurance - Diversified industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

AMP vs. BNT: A comparison of their P/B Ratio against their respective Asset Management and Insurance - Diversified industry benchmarks.

Valuation at a Glance

SymbolAMPBNT
Price-to-Earnings Ratio (P/E, TTM)17.8729.20
Forward PEG Ratio (TTM)1.32-0.62
Price-to-Sales Ratio (P/S, TTM)2.961.09
Price-to-Book Ratio (P/B, TTM)9.861.27
Price-to-Free Cash Flow Ratio (P/FCF, TTM)7.753.44
EV-to-EBITDA (TTM)15.128.01
EV-to-Sales (TTM)3.180.55