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AMP vs. BAC: A Head-to-Head Stock Comparison

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Here’s a clear look at AMP and BAC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

BAC’s market capitalization of 368.53 billion USD is significantly greater than AMP’s 51.73 billion USD, highlighting its more substantial market valuation.

With betas of 1.23 for AMP and 1.31 for BAC, both stocks show similar sensitivity to overall market movements.

SymbolAMPBAC
Company NameAmeriprise Financial, Inc.Bank of America Corporation
CountryUSUS
SectorFinancial ServicesFinancial Services
IndustryAsset ManagementBanks - Diversified
CEOJames M. Cracchiolo CPABrian Thomas Moynihan
Price543.3 USD48.93 USD
Market Cap51.73 billion USD368.53 billion USD
Beta1.231.31
ExchangeNYSENYSE
IPO DateSeptember 15, 2005February 21, 1973
ADRNoNo

Historical Performance

This chart compares the performance of AMP and BAC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

AMP vs. BAC: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

AMP

56.06%

Asset Management Industry

Max
34.25%
Q3
18.22%
Median
11.24%
Q1
5.81%
Min
-5.72%

AMP’s Return on Equity of 56.06% is exceptionally high, placing it well beyond the typical range for the Asset Management industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

BAC

9.43%

Banks - Diversified Industry

Max
20.93%
Q3
14.73%
Median
12.33%
Q1
9.14%
Min
5.86%

BAC’s Return on Equity of 9.43% is on par with the norm for the Banks - Diversified industry, indicating its profitability relative to shareholder equity is typical for the sector.

AMP vs. BAC: A comparison of their ROE against their respective Asset Management and Banks - Diversified industry benchmarks.

Return on Invested Capital

AMP

38.36%

Asset Management Industry

Max
42.18%
Q3
20.06%
Median
8.68%
Q1
3.13%
Min
-16.42%

In the upper quartile for the Asset Management industry, AMP’s Return on Invested Capital of 38.36% signifies a highly effective use of its capital to generate profits when compared to its peers.

BAC

2.22%

Banks - Diversified Industry

Max
4.52%
Q3
2.95%
Median
1.89%
Q1
0.86%
Min
0.18%

Return on Invested Capital is often not a primary measure of capital efficiency in the Banks - Diversified industry.

AMP vs. BAC: A comparison of their ROIC against their respective Asset Management and Banks - Diversified industry benchmarks.

Net Profit Margin

AMP

17.14%

Asset Management Industry

Max
91.66%
Q3
57.81%
Median
29.48%
Q1
15.70%
Min
-27.65%

AMP’s Net Profit Margin of 17.14% is aligned with the median group of its peers in the Asset Management industry. This indicates its ability to convert revenue into profit is typical for the sector.

BAC

14.56%

Banks - Diversified Industry

Max
33.40%
Q3
26.40%
Median
19.24%
Q1
14.99%
Min
7.95%

Falling into the lower quartile for the Banks - Diversified industry, BAC’s Net Profit Margin of 14.56% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

AMP vs. BAC: A comparison of their Net Profit Margin against their respective Asset Management and Banks - Diversified industry benchmarks.

Operating Profit Margin

AMP

21.38%

Asset Management Industry

Max
99.76%
Q3
78.28%
Median
34.76%
Q1
21.75%
Min
-48.25%

AMP’s Operating Profit Margin of 21.38% is in the lower quartile for the Asset Management industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

BAC

15.73%

Banks - Diversified Industry

Max
50.90%
Q3
37.76%
Median
28.44%
Q1
15.73%
Min
8.60%

BAC’s Operating Profit Margin of 15.73% is around the midpoint for the Banks - Diversified industry, indicating that its efficiency in managing core business operations is typical for the sector.

AMP vs. BAC: A comparison of their Operating Margin against their respective Asset Management and Banks - Diversified industry benchmarks.

Profitability at a Glance

SymbolAMPBAC
Return on Equity (TTM)56.06%9.43%
Return on Assets (TTM)1.67%0.83%
Return on Invested Capital (TTM)38.36%2.22%
Net Profit Margin (TTM)17.14%14.56%
Operating Profit Margin (TTM)21.38%15.73%
Gross Profit Margin (TTM)100.00%50.93%

Financial Strength

Current Ratio

AMP

38.84

Asset Management Industry

Max
12.44
Q3
5.76
Median
3.04
Q1
1.03
Min
0.01

AMP’s Current Ratio of 38.84 is exceptionally high, placing it well outside the typical range for the Asset Management industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.

BAC

0.50

Banks - Diversified Industry

Max
0.67
Q3
0.49
Median
0.39
Q1
0.28
Min
0.06

For the Banks - Diversified industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AMP vs. BAC: A comparison of their Current Ratio against their respective Asset Management and Banks - Diversified industry benchmarks.

Debt-to-Equity Ratio

AMP

0.70

Asset Management Industry

Max
2.62
Q3
1.42
Median
0.76
Q1
0.34
Min
0.01

AMP’s Debt-to-Equity Ratio of 0.70 is typical for the Asset Management industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

BAC

2.44

Banks - Diversified Industry

Max
4.98
Q3
3.65
Median
3.13
Q1
1.73
Min
0.09

BAC’s Debt-to-Equity Ratio of 2.44 is typical for the Banks - Diversified industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

AMP vs. BAC: A comparison of their D/E Ratio against their respective Asset Management and Banks - Diversified industry benchmarks.

Interest Coverage Ratio

AMP

11.42

Asset Management Industry

Max
13.30
Q3
6.30
Median
2.71
Q1
1.00
Min
-6.91

AMP’s Interest Coverage Ratio of 11.42 is in the upper quartile for the Asset Management industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

BAC

0.34

Banks - Diversified Industry

Max
0.98
Q3
0.78
Median
0.55
Q1
0.31
Min
0.09

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks - Diversified industry.

AMP vs. BAC: A comparison of their Interest Coverage against their respective Asset Management and Banks - Diversified industry benchmarks.

Financial Strength at a Glance

SymbolAMPBAC
Current Ratio (TTM)38.840.50
Quick Ratio (TTM)38.840.50
Debt-to-Equity Ratio (TTM)0.702.44
Debt-to-Asset Ratio (TTM)0.020.22
Net Debt-to-EBITDA Ratio (TTM)1.0313.64
Interest Coverage Ratio (TTM)11.420.34

Growth

The following charts compare key year-over-year (YoY) growth metrics for AMP and BAC. These metrics are based on the companies’ annual financial reports.

Revenue Growth

AMP vs. BAC: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

AMP vs. BAC: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

AMP vs. BAC: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

AMP

1.11%

Asset Management Industry

Max
26.09%
Q3
11.60%
Median
6.37%
Q1
2.75%
Min
0.00%

AMP’s Dividend Yield of 1.11% is in the lower quartile for the Asset Management industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

BAC

2.13%

Banks - Diversified Industry

Max
7.73%
Q3
4.16%
Median
3.24%
Q1
2.27%
Min
0.00%

BAC’s Dividend Yield of 2.13% is in the lower quartile for the Banks - Diversified industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

AMP vs. BAC: A comparison of their Dividend Yield against their respective Asset Management and Banks - Diversified industry benchmarks.

Dividend Payout Ratio

AMP

19.37%

Asset Management Industry

Max
1,034.88%
Q3
127.70%
Median
75.15%
Q1
34.21%
Min
0.00%

AMP’s Dividend Payout Ratio of 19.37% is in the lower quartile for the Asset Management industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

BAC

34.24%

Banks - Diversified Industry

Max
84.94%
Q3
39.11%
Median
26.91%
Q1
0.00%
Min
0.00%

BAC’s Dividend Payout Ratio of 34.24% is within the typical range for the Banks - Diversified industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AMP vs. BAC: A comparison of their Payout Ratio against their respective Asset Management and Banks - Diversified industry benchmarks.

Dividend at a Glance

SymbolAMPBAC
Dividend Yield (TTM)1.11%2.13%
Dividend Payout Ratio (TTM)19.37%34.24%

Valuation

Price-to-Earnings Ratio

AMP

17.87

Asset Management Industry

Max
38.72
Q3
23.40
Median
11.45
Q1
8.80
Min
1.54

AMP’s P/E Ratio of 17.87 is within the middle range for the Asset Management industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BAC

13.49

Banks - Diversified Industry

Max
14.13
Q3
13.37
Median
11.90
Q1
9.29
Min
7.43

A P/E Ratio of 13.49 places BAC in the upper quartile for the Banks - Diversified industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

AMP vs. BAC: A comparison of their P/E Ratio against their respective Asset Management and Banks - Diversified industry benchmarks.

Forward P/E to Growth Ratio

AMP

1.32

Asset Management Industry

Max
6.38
Q3
3.23
Median
1.55
Q1
0.89
Min
0.02

AMP’s Forward PEG Ratio of 1.32 is within the middle range of its peers in the Asset Management industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

BAC

0.90

Banks - Diversified Industry

Max
1.98
Q3
1.41
Median
1.15
Q1
0.77
Min
0.45

BAC’s Forward PEG Ratio of 0.90 is within the middle range of its peers in the Banks - Diversified industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

AMP vs. BAC: A comparison of their Forward PEG Ratio against their respective Asset Management and Banks - Diversified industry benchmarks.

Price-to-Sales Ratio

AMP

2.96

Asset Management Industry

Max
13.75
Q3
7.92
Median
4.87
Q1
3.51
Min
0.02

In the lower quartile for the Asset Management industry, AMP’s P/S Ratio of 2.96 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

BAC

1.93

Banks - Diversified Industry

Max
4.15
Q3
2.92
Median
2.29
Q1
1.83
Min
0.94

The P/S Ratio is often not a primary valuation tool in the Banks - Diversified industry.

AMP vs. BAC: A comparison of their P/S Ratio against their respective Asset Management and Banks - Diversified industry benchmarks.

Price-to-Book Ratio

AMP

9.86

Asset Management Industry

Max
5.33
Q3
2.75
Median
1.06
Q1
0.87
Min
0.00

The P/B Ratio is often not a primary valuation metric for the Asset Management industry.

BAC

1.27

Banks - Diversified Industry

Max
1.89
Q3
1.47
Median
1.23
Q1
1.10
Min
0.65

BAC’s P/B Ratio of 1.27 is within the conventional range for the Banks - Diversified industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AMP vs. BAC: A comparison of their P/B Ratio against their respective Asset Management and Banks - Diversified industry benchmarks.

Valuation at a Glance

SymbolAMPBAC
Price-to-Earnings Ratio (P/E, TTM)17.8713.49
Forward PEG Ratio (TTM)1.320.90
Price-to-Sales Ratio (P/S, TTM)2.961.93
Price-to-Book Ratio (P/B, TTM)9.861.27
Price-to-Free Cash Flow Ratio (P/FCF, TTM)7.7581.00
EV-to-EBITDA (TTM)15.1225.04
EV-to-Sales (TTM)3.184.23