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ALNY vs. UNH: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at ALNY and UNH, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.

Company Overview

UNH stands out with 274.85 billion USD in market value—about 7.20× ALNY’s market cap of 38.15 billion USD.

UNH carries a higher beta at 0.57, indicating it’s more sensitive to market moves, while ALNY remains steadier at 0.17.

SymbolALNYUNH
Company NameAlnylam Pharmaceuticals, Inc.UnitedHealth Group Incorporated
CountryUSUS
SectorHealthcareHealthcare
IndustryBiotechnologyMedical - Healthcare Plans
CEODr. Yvonne L. Greenstreet M.B.A., M.D.Mr. Stephen J. Hemsley
Price292.58 USD302.98 USD
Market Cap38.15 billion USD274.85 billion USD
Beta0.170.57
ExchangeNASDAQNYSE
IPO DateJune 1, 2004October 17, 1984
ADRNoNo

Performance Comparison

This chart compares the performance of ALNY and UNH over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

The section examines key financial ratios to assess the valuation of ALNY and UNH based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.

  • ALNY posts a negative P/E of -140.68, reflecting last year’s net loss, while UNH at 12.58 signals healthy earnings.
  • ALNY posts a negative forward PEG of -38.16, hinting at anticipated earnings decline, whereas UNH at 0.82 has projections for stable or growing earnings.
  • ALNY has a negative Price-to-Free Cash Flow ratio of -506.05, signaling it consumed more cash than it produced over the last year—an important liquidity warning. In contrast, UNH (P/FCF 11.05) indicates positive free cash flow generation.
SymbolALNYUNH
Price-to-Earnings Ratio (P/E, TTM)-140.6812.58
Forward PEG Ratio (TTM)-38.160.82
Price-to-Sales Ratio (P/S, TTM)16.250.67
Price-to-Book Ratio (P/B, TTM)328.682.93
Price-to-Free Cash Flow Ratio (P/FCF, TTM)-506.0511.05
EV-to-EBITDA (TTM)-251.7310.13
EV-to-Sales (TTM)16.370.80
EV-to-Free Cash Flow (TTM)-509.8013.09

Dividend Comparison

ALNY offers a 0% dividend yield, suggesting it may be reinvesting available cash back into the business for future growth, while UNH provides a 2.77% dividend yield, giving investors a steady income stream.

SymbolALNYUNH
Dividend Yield (TTM)0.00%2.77%

Financial Strength Metrics Comparison

This section dives into the financial resilience of ALNY and UNH, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

  • UNH’s current ratio of 0.85 indicates its assets may not cover near-term debts, whereas ALNY at 3.04 maintains healthy liquidity.
  • ALNY is heavily leveraged (debt-to-equity ratio 11.28), which can boost returns but raises risk if borrowing costs climb, while UNH at 0.86 keeps leverage at a more moderate level.
  • With negative EBIT (-0.79), ALNY cannot cover its interest payments. UNH, with an interest coverage of 16.30, meets its interest obligations.
SymbolALNYUNH
Current Ratio (TTM)3.040.85
Quick Ratio (TTM)2.980.85
Debt-to-Equity Ratio (TTM)11.280.86
Debt-to-Assets Ratio (TTM)0.310.26
Interest Coverage Ratio (TTM)-0.7916.30