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ALLY vs. NMR: Ally Financial vs. Nomura Stock Comparison

How do Ally Financial (ALLY) and Nomura (NMR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Ally Financial (ALLY) and Nomura (NMR) both fall under the Financial Services industry group, but ALLY is classified in Consumer Finance while NMR is classified in Capital Markets.

Ally Financial (ALLY) trades as ordinary local shares, while Nomura (NMR) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Ally Financial (ALLY) and Nomura (NMR)
Profile ItemALLYNMR
NameAlly Financial Inc.Nomura Holdings, Inc. Sponsored ADR
Country/RegionUnited StatesJapan
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryConsumer FinanceCapital Markets
GICS Sub-IndustryConsumer FinanceInvestment Banking & Brokerage
Market Capitalization11.45 billion USD27.53 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 28, 2014December 17, 2001
Security TypeCommon StockADR

Price Performance

Cumulative Growth

ALLY
NMR
GSPC
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Ally Financial (ALLY) vs. Nomura (NMR), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Ally Financial (ALLY) and Nomura (NMR). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Ally Financial (ALLY) and Nomura (NMR). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Ally Financial (ALLY) and Nomura (NMR)
MetricALLYNMR
Total Return (1Y)1.76%35.42%
Total Return (3Y, Annualized)18.37%37.86%
Total Return (5Y, Annualized)-1.28%18.78%

Risk Profile

Drawdown History

ALLY
NMR
GSPC
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Ally Financial (ALLY) vs. Nomura (NMR), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Ally Financial (ALLY) and Nomura (NMR). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Ally Financial (ALLY) and Nomura (NMR)
MetricALLYNMR
Volatility (1Y, Annualized)28.62%29.52%
Beta (5Y)1.150.79
Max Drawdown (5Y)-55.89%-38.40%
Avg. Volume (3M)3.74M789.26K

Risk-Adjusted Performance

Risk-Return Positioning

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ALLY and NMR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Ally Financial (ALLY) and Nomura (NMR)
MetricALLYNMR
Sharpe Ratio (1Y)-0.091.06
Sortino Ratio (1Y)-0.131.55

Profitability

ROE (TTM)

Both Ally Financial (ALLY) at 9.90% and Nomura (NMR) at 11.51% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

ALLY

Financial Services industry group

9.90%

Max
44.78%
Q3
21.85%
Median
12.91%
ALLY
9.90%
Q1
4.48%
Min
-18.71%

NMR

Financial Services industry group

11.51%

Max
44.78%
Q3
21.85%
Median
12.91%
NMR
11.51%
Q1
4.48%
Min
-18.71%
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Ally Financial (ALLY) vs. Nomura (NMR): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Ally Financial (ALLY) at 18.62% and Nomura (NMR) at 17.12% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

ALLY

Financial Services industry group

18.62%

Max
62.84%
Q3
28.05%
ALLY
18.62%
Median
15.36%
Q1
4.82%
Min
-28.52%

NMR

Financial Services industry group

17.12%

Max
62.84%
Q3
28.05%
NMR
17.12%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Ally Financial (ALLY) vs. Nomura (NMR): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Ally Financial (ALLY) at 27.31% and Nomura (NMR) at 24.36% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

ALLY

Financial Services industry group

27.31%

Max
107.33%
Q3
55.90%
Median
30.09%
ALLY
27.31%
Q1
14.60%
Min
-44.34%

NMR

Financial Services industry group

24.36%

Max
107.33%
Q3
55.90%
Median
30.09%
NMR
24.36%
Q1
14.60%
Min
-44.34%
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Ally Financial (ALLY) vs. Nomura (NMR): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Ally Financial (ALLY) and Nomura (NMR)
MetricALLYNMR
ROE (TTM)9.90%11.51%
ROA (TTM)0.75%0.68%
Net Margin (TTM)18.62%17.12%
Operating Margin (TTM)27.31%24.36%
Gross Margin (TTM)----

Growth

Revenue Growth

Nomura (NMR) at 10.80% is around its peer norm for revenue growth, while Ally Financial (ALLY) at -1.43% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Ally Financial (ALLY) vs. Nomura (NMR): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Ally Financial (ALLY) at 31.67% and Nomura (NMR) at 7.17% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Ally Financial (ALLY) vs. Nomura (NMR): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Ally Financial (ALLY) and Nomura (NMR)
MetricALLYNMR
Revenue Growth (YoY)-1.43%10.80%
Revenue Growth (3Y CAGR)-1.73%17.17%
EPS Growth (YoY)31.67%7.17%
EPS Growth (3Y CAGR)-22.19%58.75%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Ally Financial (ALLY) in Financial Services and Nomura (NMR) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Ally Financial (ALLY) in Financial Services and Nomura (NMR) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Ally Financial (ALLY) and Nomura (NMR)
MetricALLYNMR
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Ally Financial (ALLY) at 3.09% pays an industry-typical yield; Nomura (NMR) at 620.40% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

ALLY

Financial Services industry group

3.09%

Max
9.77%
Q3
3.92%
ALLY
3.09%
Median
1.09%
Q1
0.00%
Min
0.00%

NMR

Financial Services industry group

620.40%

NMR
620.40%
Max
9.77%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%
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Ally Financial (ALLY) vs. Nomura (NMR): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Ally Financial (ALLY) at 27.46% and Nomura (NMR) at 16.85% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

ALLY

Financial Services industry group

27.46%

Max
241.07%
Q3
97.36%
ALLY
27.46%
Median
25.77%
Q1
0.00%
Min
0.00%

NMR

Financial Services industry group

16.85%

Max
241.07%
Q3
97.36%
Median
25.77%
NMR
16.85%
Q1
0.00%
Min
0.00%
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Ally Financial (ALLY) vs. Nomura (NMR): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Ally Financial (ALLY) and Nomura (NMR)
MetricALLYNMR
Dividend Yield (TTM)3.09%620.40%
Dividend Payout Ratio (TTM)27.46%16.85%

Valuation

P/E Ratio (TTM)

Ally Financial (ALLY) at 8.73 sits in the cheaper P/E ratio quartile, while Nomura (NMR) at 10.83 is closer to its industry’s usual earnings multiple — a discount for ALLY, though growth and earnings durability still matter.

ALLY

Financial Services industry group

8.73

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
ALLY
8.73
Min
0.16

NMR

Financial Services industry group

10.83

Max
45.85
Q3
24.64
Median
15.37
NMR
10.83
Q1
9.68
Min
0.16
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Ally Financial (ALLY) vs. Nomura (NMR): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Nomura (NMR) at 0.01 sits in the cheaper P/S ratio quartile while Ally Financial (ALLY) at 1.43 prices around its industry’s middle — NMR costs less per dollar of sales, though read it alongside growth and margins.

ALLY

Financial Services industry group

1.43

Max
9.23
Q3
4.57
Median
2.72
ALLY
1.43
Q1
1.28
Min
-0.55

NMR

Financial Services industry group

0.01

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
NMR
0.01
Min
-0.55
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Ally Financial (ALLY) vs. Nomura (NMR): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Ally Financial (ALLY) at 0.88 and Nomura (NMR) at 1.15 are valued close to their industries’ norm against book — neither stands out from peers.

ALLY

Financial Services industry group

0.88

Max
7.79
Q3
3.63
Median
1.57
ALLY
0.88
Q1
0.81
Min
-0.39

NMR

Financial Services industry group

1.15

Max
7.79
Q3
3.63
Median
1.57
NMR
1.15
Q1
0.81
Min
-0.39
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Ally Financial (ALLY) vs. Nomura (NMR): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Ally Financial (ALLY) and Nomura (NMR)
MetricALLYNMR
P/E Ratio (TTM)8.7310.83
P/S Ratio (TTM)1.430.01
P/B Ratio (MRQ)0.881.15
Free Cash Flow Yield (TTM)----