ALLY vs. DB: Ally Financial vs. Deutsche Bank Stock Comparison
How do Ally Financial (ALLY) and Deutsche Bank (DB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Ally Financial (ALLY) and Deutsche Bank (DB) both fall under the Financial Services industry group, but ALLY is classified in Consumer Finance while DB is classified in Capital Markets.
| Profile Item | ALLY | DB |
|---|---|---|
| Name | Ally Financial Inc. | Deutsche Bank AG |
| Country/Region | United States | Germany |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Consumer Finance | Capital Markets |
| GICS Sub-Industry | Consumer Finance | Diversified Capital Markets |
| Market Capitalization | 11.45 billion USD | 64.60 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 28, 2014 | November 18, 1996 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | ALLY | DB |
|---|---|---|
| Total Return (1Y) | 1.76% | 3.59% |
| Total Return (3Y, Annualized) | 18.37% | 52.91% |
| Total Return (5Y, Annualized) | -1.28% | 26.98% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | ALLY | DB |
|---|---|---|
| Volatility (1Y, Annualized) | 28.62% | 35.30% |
| Beta (5Y) | 1.15 | 1.04 |
| Max Drawdown (5Y) | -55.89% | -54.19% |
| Avg. Volume (3M) | 3.74M | 2.22M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | ALLY | DB |
|---|---|---|
| Sharpe Ratio (1Y) | -0.09 | -0.02 |
| Sortino Ratio (1Y) | -0.13 | -0.03 |
Profitability
ROE (TTM)
Both Ally Financial (ALLY) at 9.90% and Deutsche Bank (DB) at 8.98% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
ALLY
Financial Services industry group
9.90%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- ALLY
- 9.90%
- Q1
- 4.48%
- Min
- -18.71%
DB
Financial Services industry group
8.98%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- DB
- 8.98%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Ally Financial (ALLY) at 18.62% and Deutsche Bank (DB) at 22.67% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
ALLY
Financial Services industry group
18.62%
- Max
- 62.84%
- Q3
- 28.05%
- ALLY
- 18.62%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
DB
Financial Services industry group
22.67%
- Max
- 62.84%
- Q3
- 28.05%
- DB
- 22.67%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Ally Financial (ALLY) at 27.31% and Deutsche Bank (DB) at 33.58% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
ALLY
Financial Services industry group
27.31%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- ALLY
- 27.31%
- Q1
- 14.60%
- Min
- -44.34%
DB
Financial Services industry group
33.58%
- Max
- 107.33%
- Q3
- 55.90%
- DB
- 33.58%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | ALLY | DB |
|---|---|---|
| ROE (TTM) | 9.90% | 8.98% |
| ROA (TTM) | 0.75% | 0.48% |
| Net Margin (TTM) | 18.62% | 22.67% |
| Operating Margin (TTM) | 27.31% | 33.58% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Deutsche Bank (DB) at 6.83% is around its peer norm for revenue growth, while Ally Financial (ALLY) at -1.43% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Deutsche Bank (DB) at 130.39% sits in the top EPS growth quartile, while Ally Financial (ALLY) at 31.67% is closer to the peer norm — faster per-share earnings growth for DB.
Growth Metrics
| Metric | ALLY | DB |
|---|---|---|
| Revenue Growth (YoY) | -1.43% | 6.83% |
| Revenue Growth (3Y CAGR) | -1.73% | 6.39% |
| EPS Growth (YoY) | 31.67% | 130.39% |
| EPS Growth (3Y CAGR) | -22.19% | 10.02% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Ally Financial (ALLY) in Financial Services and Deutsche Bank (DB) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Ally Financial (ALLY) in Financial Services and Deutsche Bank (DB) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | ALLY | DB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Ally Financial (ALLY) at 3.09% and Deutsche Bank (DB) at 2.75% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
ALLY
Financial Services industry group
3.09%
- Max
- 9.77%
- Q3
- 3.92%
- ALLY
- 3.09%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
DB
Financial Services industry group
2.75%
- Max
- 9.77%
- Q3
- 3.92%
- DB
- 2.75%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Ally Financial (ALLY) at 27.46% and Deutsche Bank (DB) at 30.04% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
ALLY
Financial Services industry group
27.46%
- Max
- 241.07%
- Q3
- 97.36%
- ALLY
- 27.46%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
DB
Financial Services industry group
30.04%
- Max
- 241.07%
- Q3
- 97.36%
- DB
- 30.04%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | ALLY | DB |
|---|---|---|
| Dividend Yield (TTM) | 3.09% | 2.75% |
| Dividend Payout Ratio (TTM) | 27.46% | 30.04% |
Valuation
P/E Ratio (TTM)
Both Ally Financial (ALLY) at 8.73 and Deutsche Bank (DB) at 9.00 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.
ALLY
Financial Services industry group
8.73
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- ALLY
- 8.73
- Min
- 0.16
DB
Financial Services industry group
9.00
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- DB
- 9.00
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both Ally Financial (ALLY) at 1.43 and Deutsche Bank (DB) at 2.11 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
ALLY
Financial Services industry group
1.43
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- ALLY
- 1.43
- Q1
- 1.28
- Min
- -0.55
DB
Financial Services industry group
2.11
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- DB
- 2.11
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Deutsche Bank (DB) at 0.72 sits in the lower P/B ratio quartile against book while Ally Financial (ALLY) at 0.88 is valued near its industry’s middle — DB is cheaper on assets, though weigh it against ROE and asset quality.
ALLY
Financial Services industry group
0.88
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- ALLY
- 0.88
- Q1
- 0.81
- Min
- -0.39
DB
Financial Services industry group
0.72
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- DB
- 0.72
- Min
- -0.39
Valuation Metrics
| Metric | ALLY | DB |
|---|---|---|
| P/E Ratio (TTM) | 8.73 | 9.00 |
| P/S Ratio (TTM) | 1.43 | 2.11 |
| P/B Ratio (MRQ) | 0.88 | 0.72 |
| Free Cash Flow Yield (TTM) | -- | -- |