ALLY vs. COIN: Ally Financial vs. Coinbase Global Stock Comparison

Company Profile

Ally Financial (ALLY) and Coinbase Global (COIN) both fall under the Financial Services industry group, but ALLY is classified in Consumer Finance while COIN is classified in Capital Markets.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Coinbase Global (COIN) carries a highly aggressive beta of 3.33, indicating much higher sensitivity to broad-market moves, whereas Ally Financial (ALLY) is closer to market-like at 1.15 — a noticeable difference in market-sensitivity profile.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Coinbase Global (COIN) reports a negative ROE of -4.68%; negative ROE can reflect losses or negative shareholders’ equity, so it is harder to read as capital efficiency. Meanwhile Ally Financial (ALLY) reports 9.90%, ranking against industry peers normally.

Coinbase Global (COIN) reports a negative net margin of -12.89%, usually indicating a net loss over the period. Meanwhile Ally Financial (ALLY) reports 18.62%, ranking against industry peers normally.

Coinbase Global (COIN) reports a negative operating margin of -1.42%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Ally Financial (ALLY) reports 27.31%, ranking against industry peers normally.

Profitability Metrics

Growth

Coinbase Global (COIN) at 9.40% is around its peer norm for revenue growth, while Ally Financial (ALLY) at -1.43% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Ally Financial (ALLY) at 31.67% is around its peer norm for EPS growth, while Coinbase Global (COIN) at -53.06% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Ally Financial (ALLY) in Financial Services and Coinbase Global (COIN) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Ally Financial (ALLY) in Financial Services and Coinbase Global (COIN) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Coinbase Global (COIN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Ally Financial (ALLY) reports a yield of 3.09%, ranking against industry peers normally.

Coinbase Global (COIN) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Ally Financial (ALLY) reports a payout of 27.46%, ranking against industry peers normally.

Dividend Metrics

Valuation

An earnings multiple is available for just one side: Ally Financial (ALLY) trades at 8.73 times trailing earnings, ranked against its peers, while Coinbase Global (COIN) has no P/E ratio this period.

Ally Financial (ALLY) at 1.43 is priced about in line with its industry on P/S ratio, while Coinbase Global (COIN) at 6.56 sits in the pricier quartile — COIN costs more per dollar of sales.

On P/B ratio, both Ally Financial (ALLY) at 0.88 and Coinbase Global (COIN) at 2.56 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics