ALL vs. WTW: Allstate vs. Willis Towers Watson Stock Comparison
How do Allstate (ALL) and Willis Towers Watson (WTW) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Allstate (ALL) and Willis Towers Watson (WTW) both belong to the Insurance industry, though ALL is classified under Property & Casualty Insurance while WTW falls under Insurance Brokers.
| Profile Item | ALL | WTW |
|---|---|---|
| Name | The Allstate Corporation | Willis Towers Watson Public Limited Company |
| Country/Region | United States | United Kingdom |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Insurance Brokers |
| Market Capitalization | 63.05 billion USD | 30.33 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | June 3, 1993 | June 12, 2001 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | ALL | WTW |
|---|---|---|
| Total Return (1Y) | 27.36% | 2.59% |
| Total Return (3Y, Annualized) | 27.71% | 12.90% |
| Total Return (5Y, Annualized) | 19.82% | 8.63% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | ALL | WTW |
|---|---|---|
| Volatility (1Y, Annualized) | 25.96% | 31.09% |
| Beta (5Y) | 0.13 | 0.42 |
| Max Drawdown (5Y) | -27.35% | -30.39% |
| Avg. Volume (3M) | 1.91M | 537.05K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | ALL | WTW |
|---|---|---|
| Sharpe Ratio (1Y) | 0.89 | -0.05 |
| Sortino Ratio (1Y) | 1.28 | -0.07 |
Profitability
ROE (TTM)
Allstate (ALL) at 38.93% sits in the top ROE quartile, while Willis Towers Watson (WTW) at 20.18% is closer to the peer norm — stronger capital efficiency for ALL.
ALL
Insurance industry group
38.93%
- Max
- 41.68%
- ALL
- 38.93%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
WTW
Insurance industry group
20.18%
- Max
- 41.68%
- Q3
- 22.04%
- WTW
- 20.18%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Both Allstate (ALL) at 16.57% and Willis Towers Watson (WTW) at 15.22% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
ALL
Insurance industry group
16.57%
- Max
- 29.92%
- Q3
- 17.03%
- ALL
- 16.57%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
WTW
Insurance industry group
15.22%
- Max
- 29.92%
- Q3
- 17.03%
- WTW
- 15.22%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Allstate (ALL) in Insurance and Willis Towers Watson (WTW) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | ALL | WTW |
|---|---|---|
| ROE (TTM) | 38.93% | 20.18% |
| ROA (TTM) | 7.68% | 5.35% |
| Net Margin (TTM) | 16.57% | 15.22% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Allstate (ALL) at 5.60% is around its peer norm for revenue growth, while Willis Towers Watson (WTW) at -2.24% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Only one side can be read here: Allstate (ALL) reports EPS growth of 124.01%, ranked against its industry; Willis Towers Watson (WTW) has no EPS growth figure this period.
Growth Metrics
| Metric | ALL | WTW |
|---|---|---|
| Revenue Growth (YoY) | 5.60% | -2.24% |
| Revenue Growth (3Y CAGR) | 9.84% | 3.07% |
| EPS Growth (YoY) | 124.01% | -- |
| EPS Growth (3Y CAGR) | -- | 21.88% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Allstate (ALL) in Insurance and Willis Towers Watson (WTW) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Allstate (ALL) in Insurance and Willis Towers Watson (WTW) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | ALL | WTW |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Allstate (ALL) at 1.59% and Willis Towers Watson (WTW) at 0.29% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
ALL
Insurance industry group
1.59%
- Max
- 5.12%
- Q3
- 2.15%
- ALL
- 1.59%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
WTW
Insurance industry group
0.29%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- WTW
- 0.29%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Allstate (ALL) at 9.62% and Willis Towers Watson (WTW) at 23.34% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
ALL
Insurance industry group
9.62%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- ALL
- 9.62%
- Q1
- 0.00%
- Min
- 0.00%
WTW
Insurance industry group
23.34%
- Max
- 76.67%
- Q3
- 35.18%
- WTW
- 23.34%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | ALL | WTW |
|---|---|---|
| Dividend Yield (TTM) | 1.59% | 0.29% |
| Dividend Payout Ratio (TTM) | 9.62% | 23.34% |
Valuation
P/E Ratio (TTM)
Allstate (ALL) at 5.78 sits in the cheaper P/E ratio quartile, while Willis Towers Watson (WTW) at 20.20 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
ALL
Insurance industry group
5.78
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- ALL
- 5.78
- Min
- 2.32
WTW
Insurance industry group
20.20
- Max
- 28.37
- WTW
- 20.20
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
Allstate (ALL) at 0.90 is priced about in line with its industry on P/S ratio, while Willis Towers Watson (WTW) at 2.95 sits in the pricier quartile — WTW costs more per dollar of sales.
ALL
Insurance industry group
0.90
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- ALL
- 0.90
- Q1
- 0.85
- Min
- 0.07
WTW
Insurance industry group
2.95
- Max
- 4.03
- WTW
- 2.95
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Allstate (ALL) at 2.09 is valued about in line with its industry on P/B ratio, while Willis Towers Watson (WTW) at 3.91 carries an above-peer premium to book — WTW is pricier on assets.
ALL
Insurance industry group
2.09
- Max
- 5.07
- Q3
- 2.79
- ALL
- 2.09
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
WTW
Insurance industry group
3.91
- Max
- 5.07
- WTW
- 3.91
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | ALL | WTW |
|---|---|---|
| P/E Ratio (TTM) | 5.78 | 20.20 |
| P/S Ratio (TTM) | 0.90 | 2.95 |
| P/B Ratio (MRQ) | 2.09 | 3.91 |
| Free Cash Flow Yield (TTM) | -- | -- |