ALL vs. V: A Head-to-Head Stock Comparison

Updated on November 22, 2025

Here’s a clear look at ALL and V, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	ALL	V
Company Name	The Allstate Corporation	Visa Inc.
Country	United States	United States
GICS Sector	Financials	Financials
GICS Industry	Insurance	Financial Services
Market Capitalization	56.08 billion USD	640.13 billion USD
Exchange	NYSE	NYSE
Listing Date	June 3, 1993	March 19, 2008
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of ALL and V by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

ALL vs. V: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	ALL	V
5-Day Price Return	0.89%	-1.44%
13-Week Price Return	1.02%	-4.19%
26-Week Price Return	4.30%	-7.33%
52-Week Price Return	6.86%	6.64%
Month-to-Date Return	9.24%	-3.15%
Year-to-Date Return	8.52%	4.42%
10-Day Avg. Volume	1.49M	5.78M
3-Month Avg. Volume	1.43M	5.93M
3-Month Volatility	23.14%	16.89%
Beta	0.23	0.83

Profitability

Return on Equity (TTM)

ALL

35.27%

Insurance Industry

Max: 31.64%
Q3: 19.22%
Median: 14.77%
Q1: 10.48%
Min: 2.20%

ALL’s Return on Equity of 35.27% is exceptionally high, placing it well beyond the typical range for the Insurance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

V

52.47%

Financial Services Industry

Max: 34.42%
Q3: 16.76%
Median: 9.18%
Q1: 3.90%
Min: -10.16%

V’s Return on Equity of 52.47% is exceptionally high, placing it well beyond the typical range for the Financial Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

ALL vs. V: A comparison of their Return on Equity (TTM) against their respective Insurance and Financial Services industry benchmarks.

Net Profit Margin (TTM)

ALL

12.53%

Insurance Industry

Max: 28.47%
Q3: 15.63%
Median: 10.40%
Q1: 6.94%
Min: -3.51%

ALL’s Net Profit Margin of 12.53% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

V

52.16%

Financial Services Industry

Max: 52.16%
Q3: 25.33%
Median: 13.11%
Q1: 7.04%
Min: -8.99%

A Net Profit Margin of 52.16% places V in the upper quartile for the Financial Services industry, signifying strong profitability and more effective cost management than most of its peers.

ALL vs. V: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

ALL

15.99%

Insurance Industry

Max: 35.59%
Q3: 21.31%
Median: 14.99%
Q1: 10.34%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

V

62.21%

Financial Services Industry

Max: 81.07%
Q3: 40.32%
Median: 19.93%
Q1: 10.20%
Min: -34.40%

An Operating Profit Margin of 62.21% places V in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

ALL vs. V: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Financial Services industry benchmarks.

Profitability at a Glance

Symbol	ALL	V
Return on Equity (TTM)	35.27%	52.47%
Return on Assets (TTM)	7.24%	20.87%
Net Profit Margin (TTM)	12.53%	52.16%
Operating Profit Margin (TTM)	15.99%	62.21%
Gross Profit Margin (TTM)	--	80.23%

Financial Strength

Current Ratio (MRQ)

ALL

Insurance Industry

Max: 2.64
Q3: 1.19
Median: 0.53
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

V

1.08

Financial Services Industry

Max: 4.36
Q3: 2.26
Median: 1.33
Q1: 0.86
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

ALL vs. V: A comparison of their Current Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

ALL

0.29

Insurance Industry

Max: 1.10
Q3: 0.65
Median: 0.35
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

V

0.66

Financial Services Industry

Max: 5.07
Q3: 2.14
Median: 0.55
Q1: 0.11
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

ALL vs. V: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

ALL

14.13

Insurance Industry

Max: 49.59
Q3: 22.05
Median: 9.63
Q1: 3.42
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

V

24.71

Financial Services Industry

Max: 140.54
Q3: 57.67
Median: 6.72
Q1: 1.93
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

ALL vs. V: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Financial Strength at a Glance

Symbol	ALL	V
Current Ratio (MRQ)	--	1.08
Quick Ratio (MRQ)	--	1.00
Debt-to-Equity Ratio (MRQ)	0.29	0.66
Interest Coverage Ratio (TTM)	14.13	24.71

Growth

Revenue Growth

ALL vs. V: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

ALL vs. V: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

ALL

2.03%

Insurance Industry

Max: 9.43%
Q3: 5.10%
Median: 3.57%
Q1: 2.02%
Min: 0.00%

ALL’s Dividend Yield of 2.03% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

V

0.73%

Financial Services Industry

Max: 7.52%
Q3: 3.60%
Median: 1.75%
Q1: 0.00%
Min: 0.00%

V’s Dividend Yield of 0.73% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

ALL vs. V: A comparison of their Dividend Yield (TTM) against their respective Insurance and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

ALL

13.52%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 50.55%
Q1: 22.12%
Min: 0.00%

ALL’s Dividend Payout Ratio of 13.52% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

V

23.10%

Financial Services Industry

Max: 132.10%
Q3: 64.32%
Median: 17.51%
Q1: 0.00%
Min: 0.00%

V’s Dividend Payout Ratio of 23.10% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

ALL vs. V: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Dividend at a Glance

Symbol	ALL	V
Dividend Yield (TTM)	2.03%	0.73%
Dividend Payout Ratio (TTM)	13.52%	23.10%

Valuation

Price-to-Earnings Ratio (TTM)

ALL

6.65

Insurance Industry

Max: 27.66
Q3: 17.29
Median: 12.59
Q1: 9.86
Min: 3.13

In the lower quartile for the Insurance industry, ALL’s P/E Ratio of 6.65 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

V

31.49

Financial Services Industry

Max: 46.13
Q3: 28.79
Median: 13.18
Q1: 9.14
Min: 0.47

A P/E Ratio of 31.49 places V in the upper quartile for the Financial Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

ALL vs. V: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

ALL

0.83

Insurance Industry

Max: 3.39
Q3: 1.95
Median: 1.25
Q1: 0.83
Min: 0.22

ALL’s P/S Ratio of 0.83 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

V

16.24

Financial Services Industry

Max: 9.71
Q3: 4.81
Median: 2.49
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

ALL vs. V: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

ALL

2.06

Insurance Industry

Max: 4.36
Q3: 2.47
Median: 1.77
Q1: 1.18
Min: 0.17

ALL’s P/B Ratio of 2.06 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

V

17.35

Financial Services Industry

Max: 7.21
Q3: 3.51
Median: 1.52
Q1: 0.88
Min: 0.08

At 17.35, V’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

ALL vs. V: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Valuation at a Glance

Symbol	ALL	V
Price-to-Earnings Ratio (TTM)	6.65	31.49
Price-to-Sales Ratio (TTM)	0.83	16.24
Price-to-Book Ratio (MRQ)	2.06	17.35
Price-to-Free Cash Flow Ratio (TTM)	6.45	29.28