ALL vs. TFC: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at ALL and TFC, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
With ALL at 54.37 billion USD and TFC at 51.23 billion USD, their market capitalizations sit in the same ballpark.
TFC carries a higher beta at 0.81, indicating it’s more sensitive to market moves, while ALL remains steadier at 0.32.
| Symbol | ALL | TFC |
|---|---|---|
| Company Name | The Allstate Corporation | Truist Financial Corporation |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Banks - Regional |
| CEO | Mr. Thomas Joseph Wilson II | Mr. William Henry Rogers Jr. |
| Price | 205.31 USD | 39.12 USD |
| Market Cap | 54.37 billion USD | 51.23 billion USD |
| Beta | 0.32 | 0.81 |
| Exchange | NYSE | NYSE |
| IPO Date | June 3, 1993 | March 18, 1980 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of ALL and TFC over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
For a detailed comparison of valuation metrics between ALL and TFC, please refer to the table below.
| Symbol | ALL | TFC |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 13.42 | 10.48 |
| Forward PEG Ratio (TTM) | 0.96 | 0.85 |
| Price-to-Sales Ratio (P/S, TTM) | 0.83 | 3.83 |
| Price-to-Book Ratio (P/B, TTM) | 2.46 | 0.79 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 6.06 | 15.43 |
| EV-to-EBITDA (TTM) | 10.99 | -48.02 |
| EV-to-Sales (TTM) | 0.82 | 8.01 |
| EV-to-Free Cash Flow (TTM) | 5.97 | 32.22 |
Dividend Comparison
TFC stands out with a 5.32% dividend yield—around 190% above ALL’s 1.83%—highlighting its emphasis on generous payouts.
| Symbol | ALL | TFC |
|---|---|---|
| Dividend Yield (TTM) | 1.83% | 5.32% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of ALL and TFC, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- With current ratios of 0.00 and 0.00, both ALL and TFC have less current assets than short-term liabilities, which could strain their working capital and force reliance on additional financing.
- Both ALL (quick ratio 0.00) and TFC (quick ratio 0.00) fall below 0.8, meaning their most liquid assets—excluding inventory—aren’t enough to meet short-term obligations. This could force them to rely on receivables, inventory turn, or external financing.
- ALL meets its interest obligations (ratio 17.36). In stark contrast, TFC’s negative ratio (-0.05) means its operating earnings (EBIT) don't cover basic operations, let alone interest, signaling serious financial trouble.
| Symbol | ALL | TFC |
|---|---|---|
| Current Ratio (TTM) | 0.00 | 0.00 |
| Quick Ratio (TTM) | 0.00 | 0.00 |
| Debt-to-Equity Ratio (TTM) | 0.00 | 0.86 |
| Debt-to-Assets Ratio (TTM) | 0.00 | 0.10 |
| Interest Coverage Ratio (TTM) | 17.36 | -0.05 |