ALL vs. RNR: Allstate vs. RenaissanceRe Stock Comparison

November 11, 2026

How do Allstate (ALL) and RenaissanceRe (RNR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Allstate (ALL) and RenaissanceRe (RNR) both belong to the Insurance industry, though ALL is classified under Property & Casualty Insurance while RNR falls under Reinsurance.

Company profile comparison for Allstate (ALL) and RenaissanceRe (RNR)
Profile Item	ALL	RNR
Name	The Allstate Corporation	RenaissanceRe Holdings Ltd.
Country/Region	United States	Bermuda
GICS Sector	Financials	Financials
GICS Industry Group	Insurance	Insurance
GICS Industry	Insurance	Insurance
GICS Sub-Industry	Property & Casualty Insurance	Reinsurance
Market Capitalization	63.05 billion USD	14.04 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	June 3, 1993	July 27, 1995
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

ALL

RNR

GSPC

Allstate (ALL) vs. RenaissanceRe (RNR), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for Allstate (ALL) and RenaissanceRe (RNR). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…

Calendar-year total returns for Allstate (ALL) and RenaissanceRe (RNR). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Allstate (ALL) and RenaissanceRe (RNR)
Metric	ALL	RNR
Total Return (1Y)	27.36%	29.60%
Total Return (3Y, Annualized)	27.71%	19.53%
Total Return (5Y, Annualized)	19.82%	18.22%

Risk Profile

Drawdown History

ALL

RNR

GSPC

Allstate (ALL) vs. RenaissanceRe (RNR), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…

Distribution of monthly total returns for Allstate (ALL) and RenaissanceRe (RNR). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Allstate (ALL) and RenaissanceRe (RNR)
Metric	ALL	RNR
Volatility (1Y, Annualized)	25.96%	23.23%
Beta (5Y)	0.13	0.12
Max Drawdown (5Y)	-27.35%	-27.71%
Avg. Volume (3M)	1.91M	361.04K

Risk-Adjusted Performance

Risk-Return Positioning

ALL and RNR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Allstate (ALL) and RenaissanceRe (RNR)
Metric	ALL	RNR
Sharpe Ratio (1Y)	0.89	1.09
Sortino Ratio (1Y)	1.28	1.64

Profitability

ROE (TTM)

Allstate (ALL) at 38.93% sits in the top ROE quartile, while RenaissanceRe (RNR) at 13.98% is closer to the peer norm — stronger capital efficiency for ALL.

ALL

Insurance industry group

38.93%

Max: 41.68%
ALL: 38.93%
Q3: 22.04%
Median: 14.81%
Q1: 8.79%
Min: -10.66%

RNR

Insurance industry group

13.98%

Max: 41.68%
Q3: 22.04%
Median: 14.81%
RNR: 13.98%
Q1: 8.79%
Min: -10.66%

Allstate (ALL) vs. RenaissanceRe (RNR): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both Allstate (ALL) at 16.57% and RenaissanceRe (RNR) at 16.20% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

ALL

Insurance industry group

16.57%

Max: 29.92%
Q3: 17.03%
ALL: 16.57%
Median: 10.97%
Q1: 6.21%
Min: -4.68%

RNR

Insurance industry group

16.20%

Max: 29.92%
Q3: 17.03%
RNR: 16.20%
Median: 10.97%
Q1: 6.21%
Min: -4.68%

Allstate (ALL) vs. RenaissanceRe (RNR): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Allstate (ALL) in Insurance and RenaissanceRe (RNR) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Allstate (ALL) and RenaissanceRe (RNR)
Metric	ALL	RNR
ROE (TTM)	38.93%	13.98%
ROA (TTM)	7.68%	3.49%
Net Margin (TTM)	16.57%	16.20%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Both Allstate (ALL) at 5.60% and RenaissanceRe (RNR) at 9.69% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Allstate (ALL) vs. RenaissanceRe (RNR): A comparison of their Revenue Growth across different time periods.

EPS Growth

Allstate (ALL) at 124.01% sits in the top EPS growth quartile, while RenaissanceRe (RNR) at 59.13% is closer to the peer norm — faster per-share earnings growth for ALL.

Allstate (ALL) vs. RenaissanceRe (RNR): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Allstate (ALL) and RenaissanceRe (RNR)
Metric	ALL	RNR
Revenue Growth (YoY)	5.60%	9.69%
Revenue Growth (3Y CAGR)	9.84%	36.27%
EPS Growth (YoY)	124.01%	59.13%
EPS Growth (3Y CAGR)	--	--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Allstate (ALL) in Insurance and RenaissanceRe (RNR) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Allstate (ALL) in Insurance and RenaissanceRe (RNR) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Allstate (ALL) and RenaissanceRe (RNR)
Metric	ALL	RNR
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both Allstate (ALL) at 1.59% and RenaissanceRe (RNR) at 0.46% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

ALL

Insurance industry group

1.59%

Max: 5.12%
Q3: 2.15%
ALL: 1.59%
Median: 0.98%
Q1: 0.00%
Min: 0.00%

RNR

Insurance industry group

0.46%

Max: 5.12%
Q3: 2.15%
Median: 0.98%
RNR: 0.46%
Q1: 0.00%
Min: 0.00%

Allstate (ALL) vs. RenaissanceRe (RNR): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both Allstate (ALL) at 9.62% and RenaissanceRe (RNR) at 4.66% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

ALL

Insurance industry group

9.62%

Max: 76.67%
Q3: 35.18%
Median: 14.74%
ALL: 9.62%
Q1: 0.00%
Min: 0.00%

RNR

Insurance industry group

4.66%

Max: 76.67%
Q3: 35.18%
Median: 14.74%
RNR: 4.66%
Q1: 0.00%
Min: 0.00%

Allstate (ALL) vs. RenaissanceRe (RNR): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Allstate (ALL) and RenaissanceRe (RNR)
Metric	ALL	RNR
Dividend Yield (TTM)	1.59%	0.46%
Dividend Payout Ratio (TTM)	9.62%	4.66%

Valuation

P/E Ratio (TTM)

Allstate (ALL) at 5.78 sits in the cheaper P/E ratio quartile, while RenaissanceRe (RNR) at 9.94 is closer to its industry’s usual earnings multiple — a discount for ALL, though growth and earnings durability still matter.

ALL

Insurance industry group

5.78

Max: 28.37
Q3: 18.75
Median: 12.23
Q1: 9.08
ALL: 5.78
Min: 2.32

RNR

Insurance industry group

9.94

Max: 28.37
Q3: 18.75
Median: 12.23
RNR: 9.94
Q1: 9.08
Min: 2.32

Allstate (ALL) vs. RenaissanceRe (RNR): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Allstate (ALL) at 0.90 and RenaissanceRe (RNR) at 1.45 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

ALL

Insurance industry group

0.90

Max: 4.03
Q3: 2.25
Median: 1.23
ALL: 0.90
Q1: 0.85
Min: 0.07

RNR

Insurance industry group

1.45

Max: 4.03
Q3: 2.25
RNR: 1.45
Median: 1.23
Q1: 0.85
Min: 0.07

Allstate (ALL) vs. RenaissanceRe (RNR): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Allstate (ALL) at 2.09 and RenaissanceRe (RNR) at 1.34 are valued close to their industries’ norm against book — neither stands out from peers.

ALL

Insurance industry group

2.09

Max: 5.07
Q3: 2.79
ALL: 2.09
Median: 1.76
Q1: 1.23
Min: 0.30

RNR

Insurance industry group

1.34

Max: 5.07
Q3: 2.79
Median: 1.76
RNR: 1.34
Q1: 1.23
Min: 0.30

Allstate (ALL) vs. RenaissanceRe (RNR): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Allstate (ALL) and RenaissanceRe (RNR)
Metric	ALL	RNR
P/E Ratio (TTM)	5.78	9.94
P/S Ratio (TTM)	0.90	1.45
P/B Ratio (MRQ)	2.09	1.34
Free Cash Flow Yield (TTM)	--	--