ALL vs. FNF: Allstate vs. Fidelity National Financial Stock Comparison

Company Profile

Allstate (ALL) and Fidelity National Financial (FNF) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Allstate (ALL) at 38.93% sits in the top ROE quartile, while Fidelity National Financial (FNF) at 15.10% is closer to the peer norm — stronger capital efficiency for ALL.

Both Allstate (ALL) at 16.57% and Fidelity National Financial (FNF) at 7.00% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Allstate (ALL) in Insurance and Fidelity National Financial (FNF) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Allstate (ALL) at 5.60% and Fidelity National Financial (FNF) at 5.88% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Allstate (ALL) at 124.01% sits in the top EPS growth quartile, while Fidelity National Financial (FNF) at -52.47% is in the bottom quartile, showing a clear gap in earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Allstate (ALL) in Insurance and Fidelity National Financial (FNF) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Allstate (ALL) in Insurance and Fidelity National Financial (FNF) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Fidelity National Financial (FNF) at 4.85% delivers top-quartile income for its industry, while Allstate (ALL) at 1.59% pays a more typical yield — both are credible income propositions, FNF the richer one.

Allstate (ALL) at 9.62% pays out a band-typical share of earnings, while Fidelity National Financial (FNF) at 53.20% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Allstate (ALL) at 5.78 sits in the cheaper P/E ratio quartile, while Fidelity National Financial (FNF) at 11.21 is closer to its industry’s usual earnings multiple — a discount for ALL, though growth and earnings durability still matter.

Fidelity National Financial (FNF) at 0.79 sits in the cheaper P/S ratio quartile while Allstate (ALL) at 0.90 prices around its industry’s middle — FNF costs less per dollar of sales, though read it alongside growth and margins.

On P/B ratio, both Allstate (ALL) at 2.09 and Fidelity National Financial (FNF) at 1.59 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics