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ALL vs. COIN: A Head-to-Head Stock Comparison

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Here’s a clear look at ALL and COIN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

COIN’s market capitalization of 90.62 billion USD is significantly greater than ALL’s 52.43 billion USD, highlighting its more substantial market valuation.

COIN carries a higher beta at 3.62, indicating it’s more sensitive to market moves, while ALL (beta: 0.34) exhibits greater stability.

SymbolALLCOIN
Company NameThe Allstate CorporationCoinbase Global, Inc.
CountryUSUS
SectorFinancial ServicesFinancial Services
IndustryInsurance - Property & CasualtyFinancial - Data & Stock Exchanges
CEOThomas Joseph Wilson IIBrian Armstrong
Price198 USD355.8 USD
Market Cap52.43 billion USD90.62 billion USD
Beta0.343.62
ExchangeNYSENASDAQ
IPO DateJune 3, 1993April 14, 2021
ADRNoNo

Historical Performance

This chart compares the performance of ALL and COIN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

ALL vs. COIN: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

ALL

19.50%

Insurance - Property & Casualty Industry

Max
28.14%
Q3
17.51%
Median
12.75%
Q1
8.26%
Min
0.61%

In the upper quartile for the Insurance - Property & Casualty industry, ALL’s Return on Equity of 19.50% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

COIN

15.52%

Financial - Data & Stock Exchanges Industry

Max
26.26%
Q3
23.14%
Median
14.33%
Q1
11.12%
Min
-0.64%

COIN’s Return on Equity of 15.52% is on par with the norm for the Financial - Data & Stock Exchanges industry, indicating its profitability relative to shareholder equity is typical for the sector.

ALL vs. COIN: A comparison of their ROE against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Return on Invested Capital

ALL

3.75%

Insurance - Property & Casualty Industry

Max
21.89%
Q3
10.09%
Median
3.90%
Q1
0.89%
Min
-7.26%

Return on Invested Capital is often not a primary measure of capital efficiency in the Insurance - Property & Casualty industry.

COIN

14.08%

Financial - Data & Stock Exchanges Industry

Max
18.31%
Q3
14.86%
Median
11.07%
Q1
6.75%
Min
4.04%

COIN’s Return on Invested Capital of 14.08% is in line with the norm for the Financial - Data & Stock Exchanges industry, reflecting a standard level of efficiency in generating profits from its capital base.

ALL vs. COIN: A comparison of their ROIC against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Net Profit Margin

ALL

6.19%

Insurance - Property & Casualty Industry

Max
21.98%
Q3
13.09%
Median
9.18%
Q1
6.10%
Min
2.13%

ALL’s Net Profit Margin of 6.19% is aligned with the median group of its peers in the Insurance - Property & Casualty industry. This indicates its ability to convert revenue into profit is typical for the sector.

COIN

21.55%

Financial - Data & Stock Exchanges Industry

Max
39.08%
Q3
31.63%
Median
23.20%
Q1
18.09%
Min
-0.88%

COIN’s Net Profit Margin of 21.55% is aligned with the median group of its peers in the Financial - Data & Stock Exchanges industry. This indicates its ability to convert revenue into profit is typical for the sector.

ALL vs. COIN: A comparison of their Net Profit Margin against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Operating Profit Margin

ALL

8.30%

Insurance - Property & Casualty Industry

Max
31.70%
Q3
17.32%
Median
12.57%
Q1
7.38%
Min
4.31%

ALL’s Operating Profit Margin of 8.30% is around the midpoint for the Insurance - Property & Casualty industry, indicating that its efficiency in managing core business operations is typical for the sector.

COIN

33.05%

Financial - Data & Stock Exchanges Industry

Max
53.68%
Q3
40.45%
Median
31.81%
Q1
24.66%
Min
9.71%

COIN’s Operating Profit Margin of 33.05% is around the midpoint for the Financial - Data & Stock Exchanges industry, indicating that its efficiency in managing core business operations is typical for the sector.

ALL vs. COIN: A comparison of their Operating Margin against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Profitability at a Glance

SymbolALLCOIN
Return on Equity (TTM)19.50%15.52%
Return on Assets (TTM)3.51%6.76%
Return on Invested Capital (TTM)3.75%14.08%
Net Profit Margin (TTM)6.19%21.55%
Operating Profit Margin (TTM)8.30%33.05%
Gross Profit Margin (TTM)22.67%82.64%

Financial Strength

Current Ratio

ALL

--

Insurance - Property & Casualty Industry

Max
51.52
Q3
30.84
Median
20.50
Q1
6.61
Min
0.41

Current Ratio data for ALL is currently unavailable.

COIN

2.52

Financial - Data & Stock Exchanges Industry

Max
1.60
Q3
1.57
Median
1.06
Q1
0.96
Min
0.62

COIN’s Current Ratio of 2.52 is exceptionally high, placing it well outside the typical range for the Financial - Data & Stock Exchanges industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.

ALL vs. COIN: A comparison of their Current Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Debt-to-Equity Ratio

ALL

0.37

Insurance - Property & Casualty Industry

Max
0.58
Q3
0.36
Median
0.27
Q1
0.14
Min
0.01

ALL’s leverage is in the upper quartile of the Insurance - Property & Casualty industry, with a Debt-to-Equity Ratio of 0.37. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

COIN

0.41

Financial - Data & Stock Exchanges Industry

Max
1.09
Q3
0.80
Median
0.62
Q1
0.36
Min
0.04

COIN’s Debt-to-Equity Ratio of 0.41 is typical for the Financial - Data & Stock Exchanges industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

ALL vs. COIN: A comparison of their D/E Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Interest Coverage Ratio

ALL

13.45

Insurance - Property & Casualty Industry

Max
39.40
Q3
22.24
Median
12.38
Q1
6.68
Min
-12.40

ALL’s Interest Coverage Ratio of 13.45 is positioned comfortably within the norm for the Insurance - Property & Casualty industry, indicating a standard and healthy capacity to cover its interest payments.

COIN

27.44

Financial - Data & Stock Exchanges Industry

Max
27.44
Q3
22.05
Median
10.08
Q1
6.79
Min
1.01

COIN’s Interest Coverage Ratio of 27.44 is in the upper quartile for the Financial - Data & Stock Exchanges industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

ALL vs. COIN: A comparison of their Interest Coverage against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Financial Strength at a Glance

SymbolALLCOIN
Current Ratio (TTM)--2.52
Quick Ratio (TTM)--2.52
Debt-to-Equity Ratio (TTM)0.370.41
Debt-to-Asset Ratio (TTM)0.070.20
Net Debt-to-EBITDA Ratio (TTM)1.21-2.06
Interest Coverage Ratio (TTM)13.4527.44

Growth

The following charts compare key year-over-year (YoY) growth metrics for ALL and COIN. These metrics are based on the companies’ annual financial reports.

Revenue Growth

ALL vs. COIN: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

ALL vs. COIN: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

ALL vs. COIN: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

ALL

1.94%

Insurance - Property & Casualty Industry

Max
8.17%
Q3
3.10%
Median
1.79%
Q1
0.00%
Min
0.00%

ALL’s Dividend Yield of 1.94% is consistent with its peers in the Insurance - Property & Casualty industry, providing a dividend return that is standard for its sector.

COIN

0.00%

Financial - Data & Stock Exchanges Industry

Max
3.86%
Q3
1.44%
Median
1.06%
Q1
0.73%
Min
0.00%

COIN currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

ALL vs. COIN: A comparison of their Dividend Yield against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Dividend Payout Ratio

ALL

26.95%

Insurance - Property & Casualty Industry

Max
115.20%
Q3
35.27%
Median
22.19%
Q1
3.16%
Min
0.00%

ALL’s Dividend Payout Ratio of 26.95% is within the typical range for the Insurance - Property & Casualty industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

COIN

0.00%

Financial - Data & Stock Exchanges Industry

Max
106.40%
Q3
44.44%
Median
31.97%
Q1
29.26%
Min
0.00%

COIN has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

ALL vs. COIN: A comparison of their Payout Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Dividend at a Glance

SymbolALLCOIN
Dividend Yield (TTM)1.94%0.00%
Dividend Payout Ratio (TTM)26.95%0.00%

Valuation

Price-to-Earnings Ratio

ALL

12.94

Insurance - Property & Casualty Industry

Max
35.83
Q3
23.28
Median
14.49
Q1
11.91
Min
4.47

ALL’s P/E Ratio of 12.94 is within the middle range for the Insurance - Property & Casualty industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

COIN

61.51

Financial - Data & Stock Exchanges Industry

Max
41.71
Q3
40.17
Median
37.47
Q1
30.61
Min
16.74

At 61.51, COIN’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial - Data & Stock Exchanges industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

ALL vs. COIN: A comparison of their P/E Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Forward P/E to Growth Ratio

ALL

0.97

Insurance - Property & Casualty Industry

Max
2.53
Q3
1.90
Median
1.33
Q1
0.86
Min
0.01

ALL’s Forward PEG Ratio of 0.97 is within the middle range of its peers in the Insurance - Property & Casualty industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

COIN

-4.94

Financial - Data & Stock Exchanges Industry

Max
4.54
Q3
4.09
Median
4.06
Q1
3.33
Min
2.36

COIN has a negative Forward PEG Ratio of -4.94. This typically results from negative earnings or forecasts of declining future earnings, making the ratio not meaningful for valuation.

ALL vs. COIN: A comparison of their Forward PEG Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Price-to-Sales Ratio

ALL

0.80

Insurance - Property & Casualty Industry

Max
3.76
Q3
2.39
Median
1.80
Q1
1.01
Min
0.50

The P/S Ratio is often not a primary valuation tool in the Insurance - Property & Casualty industry.

COIN

13.30

Financial - Data & Stock Exchanges Industry

Max
15.75
Q3
12.42
Median
9.37
Q1
6.34
Min
1.69

COIN’s P/S Ratio of 13.30 is in the upper echelon for the Financial - Data & Stock Exchanges industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

ALL vs. COIN: A comparison of their P/S Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Price-to-Book Ratio

ALL

2.37

Insurance - Property & Casualty Industry

Max
5.34
Q3
2.95
Median
1.92
Q1
1.31
Min
0.52

ALL’s P/B Ratio of 2.37 is within the conventional range for the Insurance - Property & Casualty industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

COIN

8.63

Financial - Data & Stock Exchanges Industry

Max
8.57
Q3
8.05
Median
4.77
Q1
3.69
Min
1.19

At 8.63, COIN’s P/B Ratio is at an extreme premium to the Financial - Data & Stock Exchanges industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

ALL vs. COIN: A comparison of their P/B Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Valuation at a Glance

SymbolALLCOIN
Price-to-Earnings Ratio (P/E, TTM)12.9461.51
Forward PEG Ratio (TTM)0.97-4.94
Price-to-Sales Ratio (P/S, TTM)0.8013.30
Price-to-Book Ratio (P/B, TTM)2.378.63
Price-to-Free Cash Flow Ratio (P/FCF, TTM)5.8546.17
EV-to-EBITDA (TTM)9.9948.10
EV-to-Sales (TTM)0.9112.75