ALL vs. C: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at ALL and C, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
C towers over ALL with a market cap of 137.13 billion USD, roughly 2.52 times the 54.37 billion USD of its peer.
C dances to a riskier tune, sporting a beta of 1.28, while ALL keeps it calmer at 0.32.
| Symbol | ALL | C |
|---|---|---|
| Company Name | The Allstate Corporation | Citigroup Inc. |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Banks - Diversified |
| CEO | Mr. Thomas Joseph Wilson II | Ms. Jane Nind Fraser Ph.D. |
| Price | 205.31 USD | 73.42 USD |
| Market Cap | 54.37 billion USD | 137.13 billion USD |
| Beta | 0.316 | 1.285 |
| Exchange | NYSE | NYSE |
| IPO Date | June 3, 1993 | January 3, 1977 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of ALL and C over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of ALL and C based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- C has a negative Price-to-Free Cash Flow of -5.24, indicating it’s spent more cash than it’s brought in over the past year—a cash flow shortfall that raises questions about its operational sustainability. Meanwhile, ALL at 6.06 maintains a positive cash position.
| Symbol | ALL | C |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 13.42 | 10.31 |
| Forward PEG Ratio (TTM) | 0.96 | 0.40 |
| Price-to-Sales Ratio (P/S, TTM) | 0.83 | 1.39 |
| Price-to-Book Ratio (P/B, TTM) | 2.46 | 0.65 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 6.06 | -5.24 |
| EV-to-EBITDA (TTM) | 10.99 | 41.54 |
| EV-to-Sales (TTM) | 0.82 | 9.00 |
| EV-to-Free Cash Flow (TTM) | 5.97 | -33.85 |
Dividend Comparison
Both ALL at 1.83% and C at 3.05% pay dividends, blending income with growth in their strategies. Yet C’s 3.05% yield, 67% above ALL’s 1.83%, suggests a focus on generous payouts—possibly from stronger profits—while ALL leans toward reinvestment, perhaps due to tighter margins.
| Symbol | ALL | C |
|---|---|---|
| Dividend Yield (TTM) | 1.83% | 3.05% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of ALL and C, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- For both ALL (0.00) and C (0.00), current ratios sit below 1. With current assets trailing short-term liabilities, they might tap into cash flow or borrowing to stay afloat—a setup not uncommon in certain sectors, though it bears monitoring if cash gets tight.
- ALL (0.00) and C (0.00) both clock quick ratios under 0.8. Without inventory, their liquid assets don’t match short-term debts, so they might lean on sales or loans to cover the difference—doable if cash keeps flowing.
- C’s 3.53 D/E breaches 3.0, loading up on debt that could test its resilience. In contrast, ALL at 0.00 plays it closer to the vest with borrowing.
- C’s 0.57 sits under 1.5, where earnings hug interest costs too closely—a squeeze if income dips. Meanwhile, ALL at 17.36 has room to breathe.
| Symbol | ALL | C |
|---|---|---|
| Current Ratio (TTM) | 0.00 | 0.00 |
| Quick Ratio (TTM) | 0.00 | 0.00 |
| Debt-to-Equity Ratio (TTM) | 0.00 | 3.53 |
| Debt-to-Assets Ratio (TTM) | 0.00 | 0.29 |
| Interest Coverage Ratio (TTM) | 17.36 | 0.57 |