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ALL vs. BRO: Allstate vs. Brown & Brown Stock Comparison

How do Allstate (ALL) and Brown & Brown (BRO) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Allstate (ALL) and Brown & Brown (BRO) both belong to the Insurance industry, though ALL is classified under Property & Casualty Insurance while BRO falls under Insurance Brokers.

Company profile comparison for Allstate (ALL) and Brown & Brown (BRO)
Profile ItemALLBRO
NameThe Allstate CorporationBrown & Brown Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceInsurance Brokers
Market Capitalization63.05 billion USD23.92 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 3, 1993February 11, 1981
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

ALL
BRO
GSPC
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Allstate (ALL) vs. Brown & Brown (BRO), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Allstate (ALL) and Brown & Brown (BRO). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Allstate (ALL) and Brown & Brown (BRO). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Allstate (ALL) and Brown & Brown (BRO)
MetricALLBRO
Total Return (1Y)27.36%-8.59%
Total Return (3Y, Annualized)27.71%0.40%
Total Return (5Y, Annualized)19.82%3.19%

Risk Profile

Drawdown History

ALL
BRO
GSPC
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Allstate (ALL) vs. Brown & Brown (BRO), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Allstate (ALL) and Brown & Brown (BRO). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Allstate (ALL) and Brown & Brown (BRO)
MetricALLBRO
Volatility (1Y, Annualized)25.96%32.50%
Beta (5Y)0.130.51
Max Drawdown (5Y)-27.35%-55.85%
Avg. Volume (3M)1.91M2.25M

Risk-Adjusted Performance

Risk-Return Positioning

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ALL and BRO are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Allstate (ALL) and Brown & Brown (BRO)
MetricALLBRO
Sharpe Ratio (1Y)0.89-0.40
Sortino Ratio (1Y)1.28-0.57

Profitability

ROE (TTM)

Allstate (ALL) at 38.93% sits in the top ROE quartile, while Brown & Brown (BRO) at 9.80% is closer to the peer norm — stronger capital efficiency for ALL.

ALL

Insurance industry group

38.93%

Max
41.68%
ALL
38.93%
Q3
22.04%
Median
14.81%
Q1
8.79%
Min
-10.66%

BRO

Insurance industry group

9.80%

Max
41.68%
Q3
22.04%
Median
14.81%
BRO
9.80%
Q1
8.79%
Min
-10.66%
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Allstate (ALL) vs. Brown & Brown (BRO): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Brown & Brown (BRO) at 17.88% retains a top-quartile share of revenue as profit, ahead of Allstate (ALL) at 16.57%, which keeps about the industry-typical share.

ALL

Insurance industry group

16.57%

Max
29.92%
Q3
17.03%
ALL
16.57%
Median
10.97%
Q1
6.21%
Min
-4.68%

BRO

Insurance industry group

17.88%

Max
29.92%
BRO
17.88%
Q3
17.03%
Median
10.97%
Q1
6.21%
Min
-4.68%
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Allstate (ALL) vs. Brown & Brown (BRO): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Allstate (ALL) in Insurance and Brown & Brown (BRO) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Allstate (ALL) and Brown & Brown (BRO)
MetricALLBRO
ROE (TTM)38.93%9.80%
ROA (TTM)7.68%3.89%
Net Margin (TTM)16.57%17.88%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Brown & Brown (BRO) at 22.49% sits in the top revenue growth quartile, while Allstate (ALL) at 5.60% is closer to the peer norm — faster top-line expansion for BRO.

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Allstate (ALL) vs. Brown & Brown (BRO): A comparison of their Revenue Growth across different time periods.

EPS Growth

Allstate (ALL) at 124.01% sits in the top EPS growth quartile, while Brown & Brown (BRO) at -8.67% is closer to the peer norm — faster per-share earnings growth for ALL.

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Allstate (ALL) vs. Brown & Brown (BRO): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Allstate (ALL) and Brown & Brown (BRO)
MetricALLBRO
Revenue Growth (YoY)5.60%22.49%
Revenue Growth (3Y CAGR)9.84%17.38%
EPS Growth (YoY)124.01%-8.67%
EPS Growth (3Y CAGR)--10.06%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Allstate (ALL) in Insurance and Brown & Brown (BRO) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Allstate (ALL) in Insurance and Brown & Brown (BRO) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Allstate (ALL) and Brown & Brown (BRO)
MetricALLBRO
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Allstate (ALL) at 1.59% and Brown & Brown (BRO) at 0.89% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

ALL

Insurance industry group

1.59%

Max
5.12%
Q3
2.15%
ALL
1.59%
Median
0.98%
Q1
0.00%
Min
0.00%

BRO

Insurance industry group

0.89%

Max
5.12%
Q3
2.15%
Median
0.98%
BRO
0.89%
Q1
0.00%
Min
0.00%
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Allstate (ALL) vs. Brown & Brown (BRO): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both Allstate (ALL) at 9.62% and Brown & Brown (BRO) at 20.89% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

ALL

Insurance industry group

9.62%

Max
76.67%
Q3
35.18%
Median
14.74%
ALL
9.62%
Q1
0.00%
Min
0.00%

BRO

Insurance industry group

20.89%

Max
76.67%
Q3
35.18%
BRO
20.89%
Median
14.74%
Q1
0.00%
Min
0.00%
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Allstate (ALL) vs. Brown & Brown (BRO): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Allstate (ALL) and Brown & Brown (BRO)
MetricALLBRO
Dividend Yield (TTM)1.59%0.89%
Dividend Payout Ratio (TTM)9.62%20.89%

Valuation

P/E Ratio (TTM)

Allstate (ALL) at 5.78 sits in the cheaper P/E ratio quartile, while Brown & Brown (BRO) at 22.82 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

ALL

Insurance industry group

5.78

Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
ALL
5.78
Min
2.32

BRO

Insurance industry group

22.82

Max
28.37
BRO
22.82
Q3
18.75
Median
12.23
Q1
9.08
Min
2.32
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Allstate (ALL) vs. Brown & Brown (BRO): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

Allstate (ALL) at 0.90 is priced about in line with its industry on P/S ratio, while Brown & Brown (BRO) at 3.51 sits in the pricier quartile — BRO costs more per dollar of sales.

ALL

Insurance industry group

0.90

Max
4.03
Q3
2.25
Median
1.23
ALL
0.90
Q1
0.85
Min
0.07

BRO

Insurance industry group

3.51

Max
4.03
BRO
3.51
Q3
2.25
Median
1.23
Q1
0.85
Min
0.07
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Allstate (ALL) vs. Brown & Brown (BRO): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Allstate (ALL) at 2.09 and Brown & Brown (BRO) at 1.87 are valued close to their industries’ norm against book — neither stands out from peers.

ALL

Insurance industry group

2.09

Max
5.07
Q3
2.79
ALL
2.09
Median
1.76
Q1
1.23
Min
0.30

BRO

Insurance industry group

1.87

Max
5.07
Q3
2.79
BRO
1.87
Median
1.76
Q1
1.23
Min
0.30
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Allstate (ALL) vs. Brown & Brown (BRO): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Allstate (ALL) and Brown & Brown (BRO)
MetricALLBRO
P/E Ratio (TTM)5.7822.82
P/S Ratio (TTM)0.903.51
P/B Ratio (MRQ)2.091.87
Free Cash Flow Yield (TTM)----