ALL vs. BNS: A Head-to-Head Stock Comparison

Updated on August 22, 2025

Here’s a clear look at ALL and BNS, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	ALL	BNS
Company Name	The Allstate Corporation	The Bank of Nova Scotia
Country	United States	Canada
GICS Sector	Financials	Financials
GICS Industry	Insurance	Banks
Market Capitalization	56.29 billion USD	70.96 billion USD
Exchange	NYSE	NYSE
Listing Date	June 3, 1993	June 7, 2002
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of ALL and BNS by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

ALL vs. BNS: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	ALL	BNS
5-Day Price Return	2.36%	0.72%
13-Week Price Return	1.75%	9.17%
26-Week Price Return	10.82%	7.73%
52-Week Price Return	18.27%	20.95%
Month-to-Date Return	5.10%	1.92%
Year-to-Date Return	10.80%	1.79%
10-Day Avg. Volume	1.14M	2.74M
3-Month Avg. Volume	1.52M	4.26M
3-Month Volatility	25.16%	7.79%
Beta	0.38	0.70

Profitability

Return on Equity (TTM)

ALL

26.35%

Insurance Industry

Max: 29.03%
Q3: 18.11%
Median: 13.90%
Q1: 10.42%
Min: -0.64%

In the upper quartile for the Insurance industry, ALL’s Return on Equity of 26.35% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

BNS

7.96%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

BNS’s Return on Equity of 7.96% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

ALL vs. BNS: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

ALL

8.79%

Insurance Industry

Max: 26.78%
Q3: 14.06%
Median: 9.15%
Q1: 5.48%
Min: -7.05%

ALL’s Net Profit Margin of 8.79% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

BNS

26.04%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

BNS’s Net Profit Margin of 26.04% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

ALL vs. BNS: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

ALL

11.01%

Insurance Industry

Max: 35.49%
Q3: 19.49%
Median: 14.35%
Q1: 8.53%
Min: -5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

BNS

34.15%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

BNS’s Operating Profit Margin of 34.15% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

ALL vs. BNS: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

Symbol	ALL	BNS
Return on Equity (TTM)	26.35%	7.96%
Return on Assets (TTM)	5.10%	0.47%
Net Profit Margin (TTM)	8.79%	26.04%
Operating Profit Margin (TTM)	11.01%	34.15%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

ALL

Insurance Industry

Max: 2.97
Q3: 1.33
Median: 0.55
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BNS

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

ALL vs. BNS: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

ALL

0.34

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.22
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

BNS

2.62

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

ALL vs. BNS: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

ALL

14.13

Insurance Industry

Max: 43.68
Q3: 20.84
Median: 9.56
Q1: 3.34
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

BNS

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

ALL vs. BNS: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

Symbol	ALL	BNS
Current Ratio (MRQ)	--	--
Quick Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	0.34	2.62
Interest Coverage Ratio (TTM)	14.13	--

Growth

Revenue Growth

ALL vs. BNS: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

ALL vs. BNS: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

ALL

1.98%

Insurance Industry

Max: 8.23%
Q3: 4.54%
Median: 3.42%
Q1: 1.97%
Min: 0.00%

ALL’s Dividend Yield of 1.98% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

BNS

5.88%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

With a Dividend Yield of 5.88%, BNS offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.

ALL vs. BNS: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

ALL

19.10%

Insurance Industry

Max: 168.02%
Q3: 85.57%
Median: 50.71%
Q1: 22.04%
Min: 0.00%

ALL’s Dividend Payout Ratio of 19.10% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

BNS

86.66%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

BNS’s Dividend Payout Ratio of 86.66% is in the upper quartile for the Banks industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

ALL vs. BNS: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

Symbol	ALL	BNS
Dividend Yield (TTM)	1.98%	5.88%
Dividend Payout Ratio (TTM)	19.10%	86.66%

Valuation

Price-to-Earnings Ratio (TTM)

ALL

9.66

Insurance Industry

Max: 28.91
Q3: 17.76
Median: 13.63
Q1: 10.02
Min: 2.89

In the lower quartile for the Insurance industry, ALL’s P/E Ratio of 9.66 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

BNS

14.74

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

A P/E Ratio of 14.74 places BNS in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

ALL vs. BNS: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

ALL

0.85

Insurance Industry

Max: 3.72
Q3: 1.98
Median: 1.23
Q1: 0.81
Min: 0.23

ALL’s P/S Ratio of 0.85 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BNS

2.29

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

ALL vs. BNS: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

ALL

2.22

Insurance Industry

Max: 4.37
Q3: 2.48
Median: 1.68
Q1: 1.19
Min: 0.19

ALL’s P/B Ratio of 2.22 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BNS

1.01

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

BNS’s P/B Ratio of 1.01 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

ALL vs. BNS: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

Symbol	ALL	BNS
Price-to-Earnings Ratio (TTM)	9.66	14.74
Price-to-Sales Ratio (TTM)	0.85	2.29
Price-to-Book Ratio (MRQ)	2.22	1.01
Price-to-Free Cash Flow Ratio (TTM)	6.59	4.63