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ALL vs. BN: A Head-to-Head Stock Comparison

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Here’s a clear look at ALL and BN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

BN’s market capitalization of 105.97 billion USD is significantly greater than ALL’s 52.43 billion USD, highlighting its more substantial market valuation.

BN carries a higher beta at 2.19, indicating it’s more sensitive to market moves, while ALL (beta: 0.34) exhibits greater stability.

SymbolALLBN
Company NameThe Allstate CorporationBrookfield Corporation
CountryUSCA
SectorFinancial ServicesFinancial Services
IndustryInsurance - Property & CasualtyAsset Management
CEOThomas Joseph Wilson IIJames Bruce Flatt
Price198 USD64.3 USD
Market Cap52.43 billion USD105.97 billion USD
Beta0.342.19
ExchangeNYSENYSE
IPO DateJune 3, 1993December 30, 1983
ADRNoNo

Historical Performance

This chart compares the performance of ALL and BN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

ALL vs. BN: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

ALL

19.50%

Insurance - Property & Casualty Industry

Max
28.14%
Q3
17.51%
Median
12.75%
Q1
8.26%
Min
0.61%

In the upper quartile for the Insurance - Property & Casualty industry, ALL’s Return on Equity of 19.50% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

BN

1.34%

Asset Management Industry

Max
34.25%
Q3
18.22%
Median
11.24%
Q1
5.81%
Min
-5.72%

BN’s Return on Equity of 1.34% is in the lower quartile for the Asset Management industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

ALL vs. BN: A comparison of their ROE against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Return on Invested Capital

ALL

3.75%

Insurance - Property & Casualty Industry

Max
21.89%
Q3
10.09%
Median
3.90%
Q1
0.89%
Min
-7.26%

Return on Invested Capital is often not a primary measure of capital efficiency in the Insurance - Property & Casualty industry.

BN

1.44%

Asset Management Industry

Max
42.18%
Q3
20.06%
Median
8.68%
Q1
3.13%
Min
-16.42%

BN’s Return on Invested Capital of 1.44% is in the lower quartile for the Asset Management industry. This indicates a less efficient conversion of invested capital into profit compared to most of its competitors.

ALL vs. BN: A comparison of their ROIC against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Net Profit Margin

ALL

6.19%

Insurance - Property & Casualty Industry

Max
21.98%
Q3
13.09%
Median
9.18%
Q1
6.10%
Min
2.13%

ALL’s Net Profit Margin of 6.19% is aligned with the median group of its peers in the Insurance - Property & Casualty industry. This indicates its ability to convert revenue into profit is typical for the sector.

BN

0.75%

Asset Management Industry

Max
91.66%
Q3
57.81%
Median
29.48%
Q1
15.70%
Min
-27.65%

Falling into the lower quartile for the Asset Management industry, BN’s Net Profit Margin of 0.75% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

ALL vs. BN: A comparison of their Net Profit Margin against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Operating Profit Margin

ALL

8.30%

Insurance - Property & Casualty Industry

Max
31.70%
Q3
17.32%
Median
12.57%
Q1
7.38%
Min
4.31%

ALL’s Operating Profit Margin of 8.30% is around the midpoint for the Insurance - Property & Casualty industry, indicating that its efficiency in managing core business operations is typical for the sector.

BN

22.92%

Asset Management Industry

Max
99.76%
Q3
78.28%
Median
34.76%
Q1
21.75%
Min
-48.25%

BN’s Operating Profit Margin of 22.92% is around the midpoint for the Asset Management industry, indicating that its efficiency in managing core business operations is typical for the sector.

ALL vs. BN: A comparison of their Operating Margin against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Profitability at a Glance

SymbolALLBN
Return on Equity (TTM)19.50%1.34%
Return on Assets (TTM)3.51%0.12%
Return on Invested Capital (TTM)3.75%1.44%
Net Profit Margin (TTM)6.19%0.75%
Operating Profit Margin (TTM)8.30%22.92%
Gross Profit Margin (TTM)22.67%26.32%

Financial Strength

Current Ratio

ALL

--

Insurance - Property & Casualty Industry

Max
51.52
Q3
30.84
Median
20.50
Q1
6.61
Min
0.41

Current Ratio data for ALL is currently unavailable.

BN

1.11

Asset Management Industry

Max
12.44
Q3
5.76
Median
3.04
Q1
1.03
Min
0.01

BN’s Current Ratio of 1.11 aligns with the median group of the Asset Management industry, indicating that its short-term liquidity is in line with its sector peers.

ALL vs. BN: A comparison of their Current Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Debt-to-Equity Ratio

ALL

0.37

Insurance - Property & Casualty Industry

Max
0.58
Q3
0.36
Median
0.27
Q1
0.14
Min
0.01

ALL’s leverage is in the upper quartile of the Insurance - Property & Casualty industry, with a Debt-to-Equity Ratio of 0.37. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

BN

5.43

Asset Management Industry

Max
2.62
Q3
1.42
Median
0.76
Q1
0.34
Min
0.01

With a Debt-to-Equity Ratio of 5.43, BN operates with exceptionally high leverage compared to the Asset Management industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

ALL vs. BN: A comparison of their D/E Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Interest Coverage Ratio

ALL

13.45

Insurance - Property & Casualty Industry

Max
39.40
Q3
22.24
Median
12.38
Q1
6.68
Min
-12.40

ALL’s Interest Coverage Ratio of 13.45 is positioned comfortably within the norm for the Insurance - Property & Casualty industry, indicating a standard and healthy capacity to cover its interest payments.

BN

1.10

Asset Management Industry

Max
13.30
Q3
6.30
Median
2.71
Q1
1.00
Min
-6.91

BN’s Interest Coverage Ratio of 1.10 is positioned comfortably within the norm for the Asset Management industry, indicating a standard and healthy capacity to cover its interest payments.

ALL vs. BN: A comparison of their Interest Coverage against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Financial Strength at a Glance

SymbolALLBN
Current Ratio (TTM)--1.11
Quick Ratio (TTM)--0.96
Debt-to-Equity Ratio (TTM)0.375.43
Debt-to-Asset Ratio (TTM)0.070.50
Net Debt-to-EBITDA Ratio (TTM)1.217.86
Interest Coverage Ratio (TTM)13.451.10

Growth

The following charts compare key year-over-year (YoY) growth metrics for ALL and BN. These metrics are based on the companies’ annual financial reports.

Revenue Growth

ALL vs. BN: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

ALL vs. BN: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

ALL vs. BN: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

ALL

1.94%

Insurance - Property & Casualty Industry

Max
8.17%
Q3
3.10%
Median
1.79%
Q1
0.00%
Min
0.00%

ALL’s Dividend Yield of 1.94% is consistent with its peers in the Insurance - Property & Casualty industry, providing a dividend return that is standard for its sector.

BN

0.53%

Asset Management Industry

Max
26.09%
Q3
11.60%
Median
6.37%
Q1
2.75%
Min
0.00%

BN’s Dividend Yield of 0.53% is in the lower quartile for the Asset Management industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

ALL vs. BN: A comparison of their Dividend Yield against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Dividend Payout Ratio

ALL

26.95%

Insurance - Property & Casualty Industry

Max
115.20%
Q3
35.27%
Median
22.19%
Q1
3.16%
Min
0.00%

ALL’s Dividend Payout Ratio of 26.95% is within the typical range for the Insurance - Property & Casualty industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BN

108.21%

Asset Management Industry

Max
1,034.88%
Q3
127.70%
Median
75.15%
Q1
34.21%
Min
0.00%

BN’s Dividend Payout Ratio of 108.21% is above 100%. This means the company is paying out more in dividends than it earned, a practice that is often unsustainable and could indicate a risk to future dividend stability.

ALL vs. BN: A comparison of their Payout Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Dividend at a Glance

SymbolALLBN
Dividend Yield (TTM)1.94%0.53%
Dividend Payout Ratio (TTM)26.95%108.21%

Valuation

Price-to-Earnings Ratio

ALL

12.94

Insurance - Property & Casualty Industry

Max
35.83
Q3
23.28
Median
14.49
Q1
11.91
Min
4.47

ALL’s P/E Ratio of 12.94 is within the middle range for the Insurance - Property & Casualty industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BN

158.02

Asset Management Industry

Max
38.72
Q3
23.40
Median
11.45
Q1
8.80
Min
1.54

At 158.02, BN’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Asset Management industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

ALL vs. BN: A comparison of their P/E Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Forward P/E to Growth Ratio

ALL

0.97

Insurance - Property & Casualty Industry

Max
2.53
Q3
1.90
Median
1.33
Q1
0.86
Min
0.01

ALL’s Forward PEG Ratio of 0.97 is within the middle range of its peers in the Insurance - Property & Casualty industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

BN

8.28

Asset Management Industry

Max
6.38
Q3
3.23
Median
1.55
Q1
0.89
Min
0.02

BN’s Forward PEG Ratio of 8.28 is exceptionally high for the Asset Management industry. This suggests its stock price is very high relative to its expected earnings growth, signaling significant overvaluation risk.

ALL vs. BN: A comparison of their Forward PEG Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Price-to-Sales Ratio

ALL

0.80

Insurance - Property & Casualty Industry

Max
3.76
Q3
2.39
Median
1.80
Q1
1.01
Min
0.50

The P/S Ratio is often not a primary valuation tool in the Insurance - Property & Casualty industry.

BN

1.30

Asset Management Industry

Max
13.75
Q3
7.92
Median
4.87
Q1
3.51
Min
0.02

In the lower quartile for the Asset Management industry, BN’s P/S Ratio of 1.30 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

ALL vs. BN: A comparison of their P/S Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Price-to-Book Ratio

ALL

2.37

Insurance - Property & Casualty Industry

Max
5.34
Q3
2.95
Median
1.92
Q1
1.31
Min
0.52

ALL’s P/B Ratio of 2.37 is within the conventional range for the Insurance - Property & Casualty industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BN

2.14

Asset Management Industry

Max
5.33
Q3
2.75
Median
1.06
Q1
0.87
Min
0.00

The P/B Ratio is often not a primary valuation metric for the Asset Management industry.

ALL vs. BN: A comparison of their P/B Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Valuation at a Glance

SymbolALLBN
Price-to-Earnings Ratio (P/E, TTM)12.94158.02
Forward PEG Ratio (TTM)0.978.28
Price-to-Sales Ratio (P/S, TTM)0.801.30
Price-to-Book Ratio (P/B, TTM)2.372.14
Price-to-Free Cash Flow Ratio (P/FCF, TTM)5.85-29.50
EV-to-EBITDA (TTM)9.9911.43
EV-to-Sales (TTM)0.914.18