ALL vs. ARCC: A Head-to-Head Stock Comparison

Updated on July 7, 2025

Here’s a clear look at ALL and ARCC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

ALL’s market capitalization of 52.43 billion USD is substantially larger than ARCC’s 15.56 billion USD, indicating a significant difference in their market valuations.

ARCC carries a higher beta at 0.73, indicating it’s more sensitive to market moves, while ALL (beta: 0.34) exhibits greater stability.

Symbol	ALL	ARCC
Company Name	The Allstate Corporation	Ares Capital Corporation
Country	US	US
Sector	Financial Services	Financial Services
Industry	Insurance - Property & Casualty	Asset Management
CEO	Thomas Joseph Wilson II	Kort Schnabel
Price	198 USD	22.41 USD
Market Cap	52.43 billion USD	15.56 billion USD
Beta	0.34	0.73
Exchange	NYSE	NASDAQ
IPO Date	June 3, 1993	October 5, 2004
ADR	No	No

Historical Performance

This chart compares the performance of ALL and ARCC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

ALL vs. ARCC: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

ALL

19.50%

Insurance - Property & Casualty Industry

Max: 28.14%
Q3: 17.51%
Median: 12.75%
Q1: 8.26%
Min: 0.61%

In the upper quartile for the Insurance - Property & Casualty industry, ALL’s Return on Equity of 19.50% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

ARCC

11.03%

Asset Management Industry

Max: 34.25%
Q3: 18.22%
Median: 11.24%
Q1: 5.81%
Min: -5.72%

ARCC’s Return on Equity of 11.03% is on par with the norm for the Asset Management industry, indicating its profitability relative to shareholder equity is typical for the sector.

ALL vs. ARCC: A comparison of their ROE against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Return on Invested Capital

ALL

3.75%

Insurance - Property & Casualty Industry

Max: 21.89%
Q3: 10.09%
Median: 3.90%
Q1: 0.89%
Min: -7.26%

Return on Invested Capital is often not a primary measure of capital efficiency in the Insurance - Property & Casualty industry.

ARCC

208.60%

Asset Management Industry

Max: 42.18%
Q3: 20.06%
Median: 8.68%
Q1: 3.13%
Min: -16.42%

ARCC’s Return on Invested Capital of 208.60% is exceptionally high, placing it well beyond the typical range for the Asset Management industry. This demonstrates an outstanding ability to deploy capital efficiently and create significant value.

ALL vs. ARCC: A comparison of their ROIC against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Net Profit Margin

ALL

6.19%

Insurance - Property & Casualty Industry

Max: 21.98%
Q3: 13.09%
Median: 9.18%
Q1: 6.10%
Min: 2.13%

ALL’s Net Profit Margin of 6.19% is aligned with the median group of its peers in the Insurance - Property & Casualty industry. This indicates its ability to convert revenue into profit is typical for the sector.

ARCC

67.48%

Asset Management Industry

Max: 91.66%
Q3: 57.81%
Median: 29.48%
Q1: 15.70%
Min: -27.65%

A Net Profit Margin of 67.48% places ARCC in the upper quartile for the Asset Management industry, signifying strong profitability and more effective cost management than most of its peers.

ALL vs. ARCC: A comparison of their Net Profit Margin against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Operating Profit Margin

ALL

8.30%

Insurance - Property & Casualty Industry

Max: 31.70%
Q3: 17.32%
Median: 12.57%
Q1: 7.38%
Min: 4.31%

ALL’s Operating Profit Margin of 8.30% is around the midpoint for the Insurance - Property & Casualty industry, indicating that its efficiency in managing core business operations is typical for the sector.

ARCC

91.13%

Asset Management Industry

Max: 99.76%
Q3: 78.28%
Median: 34.76%
Q1: 21.75%
Min: -48.25%

An Operating Profit Margin of 91.13% places ARCC in the upper quartile for the Asset Management industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

ALL vs. ARCC: A comparison of their Operating Margin against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Profitability at a Glance

Symbol	ALL	ARCC
Return on Equity (TTM)	19.50%	11.03%
Return on Assets (TTM)	3.51%	5.08%
Return on Invested Capital (TTM)	3.75%	208.60%
Net Profit Margin (TTM)	6.19%	67.48%
Operating Profit Margin (TTM)	8.30%	91.13%
Gross Profit Margin (TTM)	22.67%	95.92%

Financial Strength

Current Ratio

ALL

Insurance - Property & Casualty Industry

Max: 51.52
Q3: 30.84
Median: 20.50
Q1: 6.61
Min: 0.41

Current Ratio data for ALL is currently unavailable.

ARCC

Asset Management Industry

Max: 12.44
Q3: 5.76
Median: 3.04
Q1: 1.03
Min: 0.01

Current Ratio data for ARCC is currently unavailable.

ALL vs. ARCC: A comparison of their Current Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Debt-to-Equity Ratio

ALL

0.37

Insurance - Property & Casualty Industry

Max: 0.58
Q3: 0.36
Median: 0.27
Q1: 0.14
Min: 0.01

ALL’s leverage is in the upper quartile of the Insurance - Property & Casualty industry, with a Debt-to-Equity Ratio of 0.37. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

ARCC

Asset Management Industry

Max: 2.62
Q3: 1.42
Median: 0.76
Q1: 0.34
Min: 0.01

Debt-to-Equity Ratio data for ARCC is currently unavailable.

ALL vs. ARCC: A comparison of their D/E Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Interest Coverage Ratio

ALL

13.45

Insurance - Property & Casualty Industry

Max: 39.40
Q3: 22.24
Median: 12.38
Q1: 6.68
Min: -12.40

ALL’s Interest Coverage Ratio of 13.45 is positioned comfortably within the norm for the Insurance - Property & Casualty industry, indicating a standard and healthy capacity to cover its interest payments.

ARCC

3.77

Asset Management Industry

Max: 13.30
Q3: 6.30
Median: 2.71
Q1: 1.00
Min: -6.91

ARCC’s Interest Coverage Ratio of 3.77 is positioned comfortably within the norm for the Asset Management industry, indicating a standard and healthy capacity to cover its interest payments.

ALL vs. ARCC: A comparison of their Interest Coverage against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Financial Strength at a Glance

Symbol	ALL	ARCC
Current Ratio (TTM)	--	--
Quick Ratio (TTM)	--	--
Debt-to-Equity Ratio (TTM)	0.37	--
Debt-to-Asset Ratio (TTM)	0.07	--
Net Debt-to-EBITDA Ratio (TTM)	1.21	-0.35
Interest Coverage Ratio (TTM)	13.45	3.77

Growth

The following charts compare key year-over-year (YoY) growth metrics for ALL and ARCC. These metrics are based on the companies’ annual financial reports.

Revenue Growth

ALL vs. ARCC: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

ALL vs. ARCC: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

ALL vs. ARCC: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

ALL

1.94%

Insurance - Property & Casualty Industry

Max: 8.17%
Q3: 3.10%
Median: 1.79%
Q1: 0.00%
Min: 0.00%

ALL’s Dividend Yield of 1.94% is consistent with its peers in the Insurance - Property & Casualty industry, providing a dividend return that is standard for its sector.

ARCC

8.57%

Asset Management Industry

Max: 26.09%
Q3: 11.60%
Median: 6.37%
Q1: 2.75%
Min: 0.00%

ARCC’s Dividend Yield of 8.57% is consistent with its peers in the Asset Management industry, providing a dividend return that is standard for its sector.

ALL vs. ARCC: A comparison of their Dividend Yield against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Dividend Payout Ratio

ALL

26.95%

Insurance - Property & Casualty Industry

Max: 115.20%
Q3: 35.27%
Median: 22.19%
Q1: 3.16%
Min: 0.00%

ALL’s Dividend Payout Ratio of 26.95% is within the typical range for the Insurance - Property & Casualty industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

ARCC

81.85%

Asset Management Industry

Max: 1,034.88%
Q3: 127.70%
Median: 75.15%
Q1: 34.21%
Min: 0.00%

ARCC’s Dividend Payout Ratio of 81.85% is within the typical range for the Asset Management industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

ALL vs. ARCC: A comparison of their Payout Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Dividend at a Glance

Symbol	ALL	ARCC
Dividend Yield (TTM)	1.94%	8.57%
Dividend Payout Ratio (TTM)	26.95%	81.85%

Valuation

Price-to-Earnings Ratio

ALL

12.94

Insurance - Property & Casualty Industry

Max: 35.83
Q3: 23.28
Median: 14.49
Q1: 11.91
Min: 4.47

ALL’s P/E Ratio of 12.94 is within the middle range for the Insurance - Property & Casualty industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

ARCC

10.53

Asset Management Industry

Max: 38.72
Q3: 23.40
Median: 11.45
Q1: 8.80
Min: 1.54

ARCC’s P/E Ratio of 10.53 is within the middle range for the Asset Management industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

ALL vs. ARCC: A comparison of their P/E Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Forward P/E to Growth Ratio

ALL

0.97

Insurance - Property & Casualty Industry

Max: 2.53
Q3: 1.90
Median: 1.33
Q1: 0.86
Min: 0.01

ALL’s Forward PEG Ratio of 0.97 is within the middle range of its peers in the Insurance - Property & Casualty industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

ARCC

-7.92

Asset Management Industry

Max: 6.38
Q3: 3.23
Median: 1.55
Q1: 0.89
Min: 0.02

ARCC has a negative Forward PEG Ratio of -7.92. This typically results from negative earnings or forecasts of declining future earnings, making the ratio not meaningful for valuation.

ALL vs. ARCC: A comparison of their Forward PEG Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Price-to-Sales Ratio

ALL

0.80

Insurance - Property & Casualty Industry

Max: 3.76
Q3: 2.39
Median: 1.80
Q1: 1.01
Min: 0.50

The P/S Ratio is often not a primary valuation tool in the Insurance - Property & Casualty industry.

ARCC

7.30

Asset Management Industry

Max: 13.75
Q3: 7.92
Median: 4.87
Q1: 3.51
Min: 0.02

ARCC’s P/S Ratio of 7.30 aligns with the market consensus for the Asset Management industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

ALL vs. ARCC: A comparison of their P/S Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Price-to-Book Ratio

ALL

2.37

Insurance - Property & Casualty Industry

Max: 5.34
Q3: 2.95
Median: 1.92
Q1: 1.31
Min: 0.52

ALL’s P/B Ratio of 2.37 is within the conventional range for the Insurance - Property & Casualty industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

ARCC

1.11

Asset Management Industry

Max: 5.33
Q3: 2.75
Median: 1.06
Q1: 0.87
Min: 0.00

The P/B Ratio is often not a primary valuation metric for the Asset Management industry.

ALL vs. ARCC: A comparison of their P/B Ratio against their respective Insurance - Property & Casualty and Asset Management industry benchmarks.

Valuation at a Glance

Symbol	ALL	ARCC
Price-to-Earnings Ratio (P/E, TTM)	12.94	10.53
Forward PEG Ratio (TTM)	0.97	-7.92
Price-to-Sales Ratio (P/S, TTM)	0.80	7.30
Price-to-Book Ratio (P/B, TTM)	2.37	1.11
Price-to-Free Cash Flow Ratio (P/FCF, TTM)	5.85	-6.47
EV-to-EBITDA (TTM)	9.99	8.15
EV-to-Sales (TTM)	0.91	7.00