AJG vs. USB: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AJG and USB, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
With AJG at 86.44 billion USD and USB at 66.82 billion USD, their market capitalizations sit in the same ballpark.
With betas of 0.78 for AJG and 0.99 for USB, both show similar volatility profiles relative to the overall market.
| Symbol | AJG | USB |
|---|---|---|
| Company Name | Arthur J. Gallagher & Co. | U.S. Bancorp |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Brokers | Banks - Regional |
| CEO | Mr. J. Patrick Gallagher Jr. | Ms. Gunjan Kedia |
| Price | 337.53 USD | 42.89 USD |
| Market Cap | 86.44 billion USD | 66.82 billion USD |
| Beta | 0.78 | 0.99 |
| Exchange | NYSE | NYSE |
| IPO Date | June 20, 1984 | May 3, 1973 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AJG and USB over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
For a detailed comparison of valuation metrics between AJG and USB, please refer to the table below.
| Symbol | AJG | USB |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 49.03 | 10.00 |
| Forward PEG Ratio (TTM) | 3.55 | 0.97 |
| Price-to-Sales Ratio (P/S, TTM) | 7.19 | 2.20 |
| Price-to-Book Ratio (P/B, TTM) | 3.42 | 1.11 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 34.23 | 5.93 |
| EV-to-EBITDA (TTM) | 20.83 | 33.82 |
| EV-to-Sales (TTM) | 5.87 | 4.72 |
| EV-to-Free Cash Flow (TTM) | 27.96 | 12.76 |
Dividend Comparison
USB stands out with a 4.64% dividend yield—around 539% above AJG’s 0.73%—highlighting its emphasis on generous payouts.
| Symbol | AJG | USB |
|---|---|---|
| Dividend Yield (TTM) | 0.73% | 4.64% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AJG and USB, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- USB’s current ratio of 0.00 indicates its assets may not cover near-term debts, whereas AJG at 1.44 maintains healthy liquidity.
- USB posts a quick ratio of 0.00, indicating limited coverage of short-term debts from its most liquid assets—while AJG at 1.44 enjoys stronger liquidity resilience.
- USB’s low interest coverage (0.76) means it doesn't cover interest from operating earnings. AJG (at 29.40) meets its interest obligations.
| Symbol | AJG | USB |
|---|---|---|
| Current Ratio (TTM) | 1.44 | 0.00 |
| Quick Ratio (TTM) | 1.44 | 0.00 |
| Debt-to-Equity Ratio (TTM) | 0.04 | 1.28 |
| Debt-to-Assets Ratio (TTM) | 0.01 | 0.11 |
| Interest Coverage Ratio (TTM) | 29.40 | 0.76 |