AJG vs. PRU: Arthur J. Gallagher vs. Prudential Financial Stock Comparison

Company Profile

Arthur J. Gallagher (AJG) and Prudential Financial (PRU) both belong to the Insurance industry, though AJG is classified under Insurance Brokers while PRU falls under Life & Health Insurance.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Prudential Financial (PRU) at 11.86% is around its peer norm for ROE, while Arthur J. Gallagher (AJG) at 7.21% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Both Arthur J. Gallagher (AJG) at 10.78% and Prudential Financial (PRU) at 6.27% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Arthur J. Gallagher (AJG) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Arthur J. Gallagher (AJG) at 20.66% is around its peer norm for revenue growth, while Prudential Financial (PRU) at -13.74% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Arthur J. Gallagher (AJG) at -11.69% and Prudential Financial (PRU) at 33.20% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Arthur J. Gallagher (AJG) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Arthur J. Gallagher (AJG) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Prudential Financial (PRU) at 4.53% delivers top-quartile income for its industry, while Arthur J. Gallagher (AJG) at 0.95% pays a more typical yield — both are credible income propositions, PRU the richer one.

Both Arthur J. Gallagher (AJG) at 41.98% and Prudential Financial (PRU) at 50.55% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Prudential Financial (PRU) at 10.86 is near its industry’s usual P/E ratio, while Arthur J. Gallagher (AJG) at 42.99 sits above its peer range — an unusually expensive price for AJG’s trailing earnings.

Prudential Financial (PRU) at 0.66 sits in the cheaper P/S ratio quartile while Arthur J. Gallagher (AJG) at 4.58 prices above its industry range — a wide gap in sales valuation between them.

Prudential Financial (PRU) at 1.39 is valued about in line with its industry on P/B ratio, while Arthur J. Gallagher (AJG) at 3.00 carries an above-peer premium to book — AJG is pricier on assets.

Valuation Metrics