AJG vs. MET: Arthur J. Gallagher vs. MetLife Stock Comparison
How do Arthur J. Gallagher (AJG) and MetLife (MET) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Arthur J. Gallagher (AJG) and MetLife (MET) both belong to the Insurance industry, though AJG is classified under Insurance Brokers while MET falls under Life & Health Insurance.
| Profile Item | AJG | MET |
|---|---|---|
| Name | Arthur J. Gallagher & Co. | MetLife, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Insurance Brokers | Life & Health Insurance |
| Market Capitalization | 59.24 billion USD | 62.09 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 20, 1984 | April 5, 2000 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AJG | MET |
|---|---|---|
| Total Return (1Y) | -22.85% | 25.17% |
| Total Return (3Y, Annualized) | 0.66% | 17.97% |
| Total Return (5Y, Annualized) | 9.58% | 13.10% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AJG | MET |
|---|---|---|
| Volatility (1Y, Annualized) | 31.50% | 23.57% |
| Beta (5Y) | 0.53 | 0.78 |
| Max Drawdown (5Y) | -44.40% | -35.09% |
| Avg. Volume (3M) | 1.46M | 3.40M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AJG | MET |
|---|---|---|
| Sharpe Ratio (1Y) | -0.87 | 0.88 |
| Sortino Ratio (1Y) | -1.18 | 1.26 |
Profitability
ROE (TTM)
MetLife (MET) at 13.09% is around its peer norm for ROE, while Arthur J. Gallagher (AJG) at 6.72% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
AJG
Insurance industry group
6.72%
- Max
- 38.99%
- Q3
- 22.13%
- Median
- 15.10%
- Q1
- 10.16%
- AJG
- 6.72%
- Min
- -3.97%
MET
Insurance industry group
13.09%
- Max
- 38.99%
- Q3
- 22.13%
- Median
- 15.10%
- MET
- 13.09%
- Q1
- 10.16%
- Min
- -3.97%
Net Margin (TTM)
Arthur J. Gallagher (AJG) at 10.38% keeps about the industry-typical share of revenue as profit, while MetLife (MET) at 4.57% retains only a bottom-quartile share.
AJG
Insurance industry group
10.38%
- Max
- 37.68%
- Q3
- 19.27%
- Median
- 11.17%
- AJG
- 10.38%
- Q1
- 5.91%
- Min
- -10.79%
MET
Insurance industry group
4.57%
- Max
- 37.68%
- Q3
- 19.27%
- Median
- 11.17%
- Q1
- 5.91%
- MET
- 4.57%
- Min
- -10.79%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Arthur J. Gallagher (AJG) in Insurance and MetLife (MET) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | AJG | MET |
|---|---|---|
| ROE (TTM) | 6.72% | 13.09% |
| ROA (TTM) | 2.32% | 0.45% |
| Net Margin (TTM) | 10.38% | 4.57% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Arthur J. Gallagher (AJG) at 20.66% and MetLife (MET) at 7.88% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Arthur J. Gallagher (AJG) at -11.69% and MetLife (MET) at -21.04% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.
Growth Metrics
| Metric | AJG | MET |
|---|---|---|
| Revenue Growth (YoY) | 20.66% | 7.88% |
| Revenue Growth (3Y CAGR) | 17.70% | 3.92% |
| EPS Growth (YoY) | -11.69% | -21.04% |
| EPS Growth (3Y CAGR) | 3.41% | 18.50% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Arthur J. Gallagher (AJG) in Insurance and MetLife (MET) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Arthur J. Gallagher (AJG) in Insurance and MetLife (MET) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AJG | MET |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Arthur J. Gallagher (AJG) at 1.19% and MetLife (MET) at 2.36% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
AJG
Insurance industry group
1.19%
- Max
- 5.59%
- Q3
- 2.48%
- Median
- 1.29%
- AJG
- 1.19%
- Q1
- 0.00%
- Min
- 0.00%
MET
Insurance industry group
2.36%
- Max
- 5.59%
- Q3
- 2.48%
- MET
- 2.36%
- Median
- 1.29%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Arthur J. Gallagher (AJG) at 44.78% and MetLife (MET) at 43.97% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
AJG
Insurance industry group
44.78%
- Max
- 79.14%
- AJG
- 44.78%
- Q3
- 34.44%
- Median
- 16.02%
- Q1
- 0.00%
- Min
- 0.00%
MET
Insurance industry group
43.97%
- Max
- 79.14%
- MET
- 43.97%
- Q3
- 34.44%
- Median
- 16.02%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AJG | MET |
|---|---|---|
| Dividend Yield (TTM) | 1.19% | 2.36% |
| Dividend Payout Ratio (TTM) | 44.78% | 43.97% |
Valuation
P/E Ratio (TTM)
Both look expensive on trailing earnings: MetLife (MET) at 18.72 sits in the richer P/E ratio quartile, and Arthur J. Gallagher (AJG) at 38.39 is richer still, above its industry range.
AJG
Insurance industry group
38.39
- AJG
- 38.39
- Max
- 33.01
- Q3
- 18.31
- Median
- 11.40
- Q1
- 8.16
- Min
- 3.25
MET
Insurance industry group
18.72
- Max
- 33.01
- MET
- 18.72
- Q3
- 18.31
- Median
- 11.40
- Q1
- 8.16
- Min
- 3.25
P/S Ratio (TTM)
MetLife (MET) at 0.78 looks cheap on sales in the lower P/S ratio quartile, while Arthur J. Gallagher (AJG) at 3.92 looks rich in the upper quartile — a clear gap in price per dollar of revenue.
AJG
Insurance industry group
3.92
- Max
- 4.02
- AJG
- 3.92
- Q3
- 2.19
- Median
- 1.21
- Q1
- 0.82
- Min
- 0.07
MET
Insurance industry group
0.78
- Max
- 4.02
- Q3
- 2.19
- Median
- 1.21
- Q1
- 0.82
- MET
- 0.78
- Min
- 0.07
P/B Ratio (MRQ)
MetLife (MET) at 2.27 is valued about in line with its industry on P/B ratio, while Arthur J. Gallagher (AJG) at 2.50 carries an above-peer premium to book — AJG is pricier on assets.
AJG
Insurance industry group
2.50
- Max
- 4.45
- AJG
- 2.50
- Q3
- 2.49
- Median
- 1.73
- Q1
- 1.14
- Min
- 0.41
MET
Insurance industry group
2.27
- Max
- 4.45
- Q3
- 2.49
- MET
- 2.27
- Median
- 1.73
- Q1
- 1.14
- Min
- 0.41
Valuation Metrics
| Metric | AJG | MET |
|---|---|---|
| P/E Ratio (TTM) | 38.39 | 18.72 |
| P/S Ratio (TTM) | 3.92 | 0.78 |
| P/B Ratio (MRQ) | 2.50 | 2.27 |
| Free Cash Flow Yield (TTM) | -- | -- |