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AIZN vs. BLK: A Head-to-Head Stock Comparison

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Here’s a clear look at AIZN and BLK, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

BLK’s market capitalization of 167.65 billion USD is significantly greater than AIZN’s 10.23 billion USD, highlighting its more substantial market valuation.

BLK carries a higher beta at 1.42, indicating it’s more sensitive to market moves, while AIZN (beta: 0.60) exhibits greater stability.

SymbolAIZNBLK
Company NameAssurant, Inc. 5.25% SubordinatBlackRock, Inc.
CountryUSUS
SectorFinancial ServicesFinancial Services
IndustryInsurance - DiversifiedAsset Management
CEOKeith Warner DemmingsLaurence Douglas Fink
Price20.64 USD1,082.15 USD
Market Cap10.23 billion USD167.65 billion USD
Beta0.601.42
ExchangeNYSENYSE
IPO DateNovember 25, 2020October 1, 1999
ADRNoNo

Historical Performance

This chart compares the performance of AIZN and BLK by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

AIZN vs. BLK: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

AIZN

13.02%

Insurance - Diversified Industry

Max
19.59%
Q3
17.66%
Median
12.77%
Q1
7.56%
Min
-4.43%

AIZN’s Return on Equity of 13.02% is on par with the norm for the Insurance - Diversified industry, indicating its profitability relative to shareholder equity is typical for the sector.

BLK

14.27%

Asset Management Industry

Max
34.25%
Q3
18.22%
Median
11.24%
Q1
5.81%
Min
-5.72%

BLK’s Return on Equity of 14.27% is on par with the norm for the Asset Management industry, indicating its profitability relative to shareholder equity is typical for the sector.

AIZN vs. BLK: A comparison of their ROE against their respective Insurance - Diversified and Asset Management industry benchmarks.

Return on Invested Capital

AIZN

2.09%

Insurance - Diversified Industry

Max
32.46%
Q3
16.21%
Median
9.46%
Q1
2.09%
Min
-10.51%

Return on Invested Capital is often not a primary measure of capital efficiency in the Insurance - Diversified industry.

BLK

4.35%

Asset Management Industry

Max
42.18%
Q3
20.06%
Median
8.68%
Q1
3.13%
Min
-16.42%

BLK’s Return on Invested Capital of 4.35% is in line with the norm for the Asset Management industry, reflecting a standard level of efficiency in generating profits from its capital base.

AIZN vs. BLK: A comparison of their ROIC against their respective Insurance - Diversified and Asset Management industry benchmarks.

Net Profit Margin

AIZN

5.55%

Insurance - Diversified Industry

Max
26.00%
Q3
19.46%
Median
9.37%
Q1
5.55%
Min
-7.05%

AIZN’s Net Profit Margin of 5.55% is aligned with the median group of its peers in the Insurance - Diversified industry. This indicates its ability to convert revenue into profit is typical for the sector.

BLK

29.84%

Asset Management Industry

Max
91.66%
Q3
57.81%
Median
29.48%
Q1
15.70%
Min
-27.65%

BLK’s Net Profit Margin of 29.84% is aligned with the median group of its peers in the Asset Management industry. This indicates its ability to convert revenue into profit is typical for the sector.

AIZN vs. BLK: A comparison of their Net Profit Margin against their respective Insurance - Diversified and Asset Management industry benchmarks.

Operating Profit Margin

AIZN

6.78%

Insurance - Diversified Industry

Max
44.52%
Q3
25.84%
Median
14.16%
Q1
6.78%
Min
-2.60%

AIZN’s Operating Profit Margin of 6.78% is around the midpoint for the Insurance - Diversified industry, indicating that its efficiency in managing core business operations is typical for the sector.

BLK

36.71%

Asset Management Industry

Max
99.76%
Q3
78.28%
Median
34.76%
Q1
21.75%
Min
-48.25%

BLK’s Operating Profit Margin of 36.71% is around the midpoint for the Asset Management industry, indicating that its efficiency in managing core business operations is typical for the sector.

AIZN vs. BLK: A comparison of their Operating Margin against their respective Insurance - Diversified and Asset Management industry benchmarks.

Profitability at a Glance

SymbolAIZNBLK
Return on Equity (TTM)13.02%14.27%
Return on Assets (TTM)1.92%4.44%
Return on Invested Capital (TTM)2.09%4.35%
Net Profit Margin (TTM)5.55%29.84%
Operating Profit Margin (TTM)6.78%36.71%
Gross Profit Margin (TTM)75.78%65.72%

Financial Strength

Current Ratio

AIZN

4.41

Insurance - Diversified Industry

Max
4.41
Q3
4.03
Median
2.86
Q1
2.82
Min
2.82

AIZN’s Current Ratio of 4.41 is in the upper quartile for the Insurance - Diversified industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

BLK

12.36

Asset Management Industry

Max
12.44
Q3
5.76
Median
3.04
Q1
1.03
Min
0.01

BLK’s Current Ratio of 12.36 is in the upper quartile for the Asset Management industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

AIZN vs. BLK: A comparison of their Current Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Debt-to-Equity Ratio

AIZN

0.40

Insurance - Diversified Industry

Max
0.54
Q3
0.39
Median
0.27
Q1
0.21
Min
0.13

AIZN’s leverage is in the upper quartile of the Insurance - Diversified industry, with a Debt-to-Equity Ratio of 0.40. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

BLK

0.30

Asset Management Industry

Max
2.62
Q3
1.42
Median
0.76
Q1
0.34
Min
0.01

Falling into the lower quartile for the Asset Management industry, BLK’s Debt-to-Equity Ratio of 0.30 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

AIZN vs. BLK: A comparison of their D/E Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Interest Coverage Ratio

AIZN

7.65

Insurance - Diversified Industry

Max
19.23
Q3
17.46
Median
7.97
Q1
4.61
Min
-1.63

AIZN’s Interest Coverage Ratio of 7.65 is positioned comfortably within the norm for the Insurance - Diversified industry, indicating a standard and healthy capacity to cover its interest payments.

BLK

16.94

Asset Management Industry

Max
13.30
Q3
6.30
Median
2.71
Q1
1.00
Min
-6.91

With an Interest Coverage Ratio of 16.94, BLK demonstrates a superior capacity to service its debt, placing it well above the typical range for the Asset Management industry. This stems from either robust earnings or a conservative debt load.

AIZN vs. BLK: A comparison of their Interest Coverage against their respective Insurance - Diversified and Asset Management industry benchmarks.

Financial Strength at a Glance

SymbolAIZNBLK
Current Ratio (TTM)4.4112.36
Quick Ratio (TTM)4.4112.36
Debt-to-Equity Ratio (TTM)0.400.30
Debt-to-Asset Ratio (TTM)0.060.10
Net Debt-to-EBITDA Ratio (TTM)0.360.80
Interest Coverage Ratio (TTM)7.6516.94

Growth

The following charts compare key year-over-year (YoY) growth metrics for AIZN and BLK. These metrics are based on the companies’ annual financial reports.

Revenue Growth

AIZN vs. BLK: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

AIZN vs. BLK: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

AIZN vs. BLK: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

AIZN

1.61%

Insurance - Diversified Industry

Max
8.16%
Q3
5.54%
Median
2.46%
Q1
1.59%
Min
0.00%

AIZN’s Dividend Yield of 1.61% is consistent with its peers in the Insurance - Diversified industry, providing a dividend return that is standard for its sector.

BLK

1.91%

Asset Management Industry

Max
26.09%
Q3
11.60%
Median
6.37%
Q1
2.75%
Min
0.00%

BLK’s Dividend Yield of 1.91% is in the lower quartile for the Asset Management industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

AIZN vs. BLK: A comparison of their Dividend Yield against their respective Insurance - Diversified and Asset Management industry benchmarks.

Dividend Payout Ratio

AIZN

23.78%

Insurance - Diversified Industry

Max
101.86%
Q3
53.36%
Median
21.69%
Q1
5.33%
Min
0.00%

AIZN’s Dividend Payout Ratio of 23.78% is within the typical range for the Insurance - Diversified industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BLK

49.86%

Asset Management Industry

Max
1,034.88%
Q3
127.70%
Median
75.15%
Q1
34.21%
Min
0.00%

BLK’s Dividend Payout Ratio of 49.86% is within the typical range for the Asset Management industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AIZN vs. BLK: A comparison of their Payout Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Dividend at a Glance

SymbolAIZNBLK
Dividend Yield (TTM)1.61%1.91%
Dividend Payout Ratio (TTM)23.78%49.86%

Valuation

Price-to-Earnings Ratio

AIZN

14.80

Insurance - Diversified Industry

Max
18.52
Q3
16.13
Median
13.33
Q1
9.73
Min
2.62

AIZN’s P/E Ratio of 14.80 is within the middle range for the Insurance - Diversified industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BLK

26.60

Asset Management Industry

Max
38.72
Q3
23.40
Median
11.45
Q1
8.80
Min
1.54

A P/E Ratio of 26.60 places BLK in the upper quartile for the Asset Management industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

AIZN vs. BLK: A comparison of their P/E Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Forward P/E to Growth Ratio

AIZN

1.18

Insurance - Diversified Industry

Max
2.60
Q3
2.07
Median
1.20
Q1
0.77
Min
0.04

AIZN’s Forward PEG Ratio of 1.18 is within the middle range of its peers in the Insurance - Diversified industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

BLK

-0.27

Asset Management Industry

Max
6.38
Q3
3.23
Median
1.55
Q1
0.89
Min
0.02

BLK has a negative Forward PEG Ratio of -0.27. This typically results from negative earnings or forecasts of declining future earnings, making the ratio not meaningful for valuation.

AIZN vs. BLK: A comparison of their Forward PEG Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Price-to-Sales Ratio

AIZN

0.81

Insurance - Diversified Industry

Max
3.08
Q3
2.00
Median
1.15
Q1
1.07
Min
0.38

In the lower quartile for the Insurance - Diversified industry, AIZN’s P/S Ratio of 0.81 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

BLK

7.93

Asset Management Industry

Max
13.75
Q3
7.92
Median
4.87
Q1
3.51
Min
0.02

BLK’s P/S Ratio of 7.93 is in the upper echelon for the Asset Management industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

AIZN vs. BLK: A comparison of their P/S Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Price-to-Book Ratio

AIZN

1.90

Insurance - Diversified Industry

Max
2.12
Q3
1.80
Median
1.59
Q1
1.29
Min
0.74

AIZN’s P/B Ratio of 1.90 is in the upper tier for the Insurance - Diversified industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

BLK

3.49

Asset Management Industry

Max
5.33
Q3
2.75
Median
1.06
Q1
0.87
Min
0.00

The P/B Ratio is often not a primary valuation metric for the Asset Management industry.

AIZN vs. BLK: A comparison of their P/B Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Valuation at a Glance

SymbolAIZNBLK
Price-to-Earnings Ratio (P/E, TTM)14.8026.60
Forward PEG Ratio (TTM)1.18-0.27
Price-to-Sales Ratio (P/S, TTM)0.817.93
Price-to-Book Ratio (P/B, TTM)1.903.49
Price-to-Free Cash Flow Ratio (P/FCF, TTM)6.2442.26
EV-to-EBITDA (TTM)8.8521.37
EV-to-Sales (TTM)0.858.24