AIG vs. TFC: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AIG and TFC, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
With AIG at 47.62 billion USD and TFC at 51.23 billion USD, their market capitalizations sit in the same ballpark.
With betas of 0.70 for AIG and 0.81 for TFC, both show similar volatility profiles relative to the overall market.
| Symbol | AIG | TFC |
|---|---|---|
| Company Name | American International Group, Inc. | Truist Financial Corporation |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Diversified | Banks - Regional |
| CEO | Mr. Peter Salvatore Zaffino | Mr. William Henry Rogers Jr. |
| Price | 82.63 USD | 39.12 USD |
| Market Cap | 47.62 billion USD | 51.23 billion USD |
| Beta | 0.70 | 0.81 |
| Exchange | NYSE | NYSE |
| IPO Date | January 2, 1973 | March 18, 1980 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AIG and TFC over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AIG and TFC based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- AIG posts a negative P/E of -30.90, reflecting last year’s net loss, while TFC at 10.48 signals healthy earnings.
- AIG posts a negative forward PEG of -1.65, hinting at anticipated earnings decline, whereas TFC at 0.85 has projections for stable or growing earnings.
| Symbol | AIG | TFC |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | -30.90 | 10.48 |
| Forward PEG Ratio (TTM) | -1.65 | 0.85 |
| Price-to-Sales Ratio (P/S, TTM) | 1.75 | 3.83 |
| Price-to-Book Ratio (P/B, TTM) | 1.43 | 0.79 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 17.65 | 15.43 |
| EV-to-EBITDA (TTM) | 8.68 | -48.02 |
| EV-to-Sales (TTM) | 2.01 | 8.01 |
| EV-to-Free Cash Flow (TTM) | 20.32 | 32.22 |
Dividend Comparison
TFC stands out with a 5.32% dividend yield—around 175% above AIG’s 1.94%—highlighting its emphasis on generous payouts.
| Symbol | AIG | TFC |
|---|---|---|
| Dividend Yield (TTM) | 1.94% | 5.32% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AIG and TFC, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- With current ratios of 0.00 and 0.00, both AIG and TFC have less current assets than short-term liabilities, which could strain their working capital and force reliance on additional financing.
- Both AIG (quick ratio 0.00) and TFC (quick ratio 0.00) fall below 0.8, meaning their most liquid assets—excluding inventory—aren’t enough to meet short-term obligations. This could force them to rely on receivables, inventory turn, or external financing.
- AIG meets its interest obligations (ratio 8.29). In stark contrast, TFC’s negative ratio (-0.05) means its operating earnings (EBIT) don't cover basic operations, let alone interest, signaling serious financial trouble.
| Symbol | AIG | TFC |
|---|---|---|
| Current Ratio (TTM) | 0.00 | 0.00 |
| Quick Ratio (TTM) | 0.00 | 0.00 |
| Debt-to-Equity Ratio (TTM) | 0.21 | 0.86 |
| Debt-to-Assets Ratio (TTM) | 0.05 | 0.10 |
| Interest Coverage Ratio (TTM) | 8.29 | -0.05 |