AIG vs. SCHW: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AIG and SCHW, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
SCHW stands out with 159.13 billion USD in market value—about 3.34× AIG’s market cap of 47.62 billion USD.
With betas of 0.70 for AIG and 0.90 for SCHW, both show similar volatility profiles relative to the overall market.
| Symbol | AIG | SCHW |
|---|---|---|
| Company Name | American International Group, Inc. | The Charles Schwab Corporation |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Diversified | Financial - Capital Markets |
| CEO | Mr. Peter Salvatore Zaffino | Mr. Richard Andrew Wurster C.F.A., CFA, CMT |
| Price | 82.63 USD | 87.58 USD |
| Market Cap | 47.62 billion USD | 159.13 billion USD |
| Beta | 0.70 | 0.90 |
| Exchange | NYSE | NYSE |
| IPO Date | January 2, 1973 | September 22, 1987 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AIG and SCHW over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AIG and SCHW based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- AIG posts a negative P/E of -30.90, reflecting last year’s net loss, while SCHW at 24.52 signals healthy earnings.
- AIG posts a negative forward PEG of -1.65, hinting at anticipated earnings decline, whereas SCHW at 1.56 has projections for stable or growing earnings.
| Symbol | AIG | SCHW |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | -30.90 | 24.52 |
| Forward PEG Ratio (TTM) | -1.65 | 1.56 |
| Price-to-Sales Ratio (P/S, TTM) | 1.75 | 6.07 |
| Price-to-Book Ratio (P/B, TTM) | 1.43 | 3.21 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 17.65 | 16.25 |
| EV-to-EBITDA (TTM) | 8.68 | 16.78 |
| EV-to-Sales (TTM) | 2.01 | 6.26 |
| EV-to-Free Cash Flow (TTM) | 20.32 | 16.75 |
Dividend Comparison
AIG’s dividend yield of 1.94% is about 63% higher than SCHW’s 1.19%, underscoring its stronger focus on returning cash to shareholders.
| Symbol | AIG | SCHW |
|---|---|---|
| Dividend Yield (TTM) | 1.94% | 1.19% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AIG and SCHW, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- With current ratios of 0.00 and 0.52, both AIG and SCHW have less current assets than short-term liabilities, which could strain their working capital and force reliance on additional financing.
- Both AIG (quick ratio 0.00) and SCHW (quick ratio 0.52) fall below 0.8, meaning their most liquid assets—excluding inventory—aren’t enough to meet short-term obligations. This could force them to rely on receivables, inventory turn, or external financing.
| Symbol | AIG | SCHW |
|---|---|---|
| Current Ratio (TTM) | 0.00 | 0.52 |
| Quick Ratio (TTM) | 0.00 | 0.52 |
| Debt-to-Equity Ratio (TTM) | 0.21 | 0.81 |
| Debt-to-Assets Ratio (TTM) | 0.05 | 0.09 |
| Interest Coverage Ratio (TTM) | 8.29 | 1.46 |