AIG vs. PYPL: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AIG and PYPL, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
AIG (47.62 billion USD) and PYPL (69.68 billion USD) sit neck-and-neck in market cap terms.
PYPL dances to a riskier tune, sporting a beta of 1.51, while AIG keeps it calmer at 0.70.
| Symbol | AIG | PYPL |
|---|---|---|
| Company Name | American International Group, Inc. | PayPal Holdings, Inc. |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Diversified | Financial - Credit Services |
| CEO | Mr. Peter Salvatore Zaffino | Mr. Alex Chriss |
| Price | 82.63 USD | 71.65 USD |
| Market Cap | 47.62 billion USD | 69.68 billion USD |
| Beta | 0.7 | 1.511 |
| Exchange | NYSE | NASDAQ |
| IPO Date | January 2, 1973 | July 6, 2015 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AIG and PYPL over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AIG and PYPL based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- AIG has a negative P/E of -30.90, indicating it’s been unprofitable over the past year with no net earnings to support its stock price. On the other hand, PYPL at 15.54 has maintained positive earnings, showing a healthier profit profile.
- AIG carries a negative Forward PEG of -1.65, hinting at analyst expectations of losses or shrinking earnings in the coming period—a potential warning for its future performance. On the flip side, PYPL at 1.35 sidesteps this concern with a more favorable outlook.
| Symbol | AIG | PYPL |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | -30.90 | 15.54 |
| Forward PEG Ratio (TTM) | -1.65 | 1.35 |
| Price-to-Sales Ratio (P/S, TTM) | 1.75 | 2.19 |
| Price-to-Book Ratio (P/B, TTM) | 1.43 | 3.49 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 17.65 | 11.68 |
| EV-to-EBITDA (TTM) | 8.68 | 10.45 |
| EV-to-Sales (TTM) | 2.01 | 2.31 |
| EV-to-Free Cash Flow (TTM) | 20.32 | 12.34 |
Dividend Comparison
AIG’s 1.94% yield offers steady income while retaining earnings for growth, unlike PYPL, which pays none, reinvesting fully—likely in expansion or R&D—for investors eyeing future gains. This pits AIG’s balanced approach against PYPL’s long-term focus.
| Symbol | AIG | PYPL |
|---|---|---|
| Dividend Yield (TTM) | 1.94% | 0.00% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AIG and PYPL, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- AIG posts a current ratio of 0.00 under 1, where current assets fall short of covering short-term debts—manageable perhaps with solid cash inflows. Compare that to PYPL, sitting at 1.30, where liabilities are comfortably met.
- AIG’s quick ratio sits at 0.00 below 0.8, leaving its cash and near-cash assets shy of short-term obligations—potentially a stretch without extra funds. Meanwhile, PYPL lands at 1.30, with enough liquidity to spare.
| Symbol | AIG | PYPL |
|---|---|---|
| Current Ratio (TTM) | 0.00 | 1.30 |
| Quick Ratio (TTM) | 0.00 | 1.30 |
| Debt-to-Equity Ratio (TTM) | 0.21 | 0.56 |
| Debt-to-Assets Ratio (TTM) | 0.05 | 0.14 |
| Interest Coverage Ratio (TTM) | 8.29 | 19.52 |